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Tips & Stories From Team Honor

How Many Credit Cards Should I Have?
How many credit cards should you have? Learn how multiple credit cards affect your credit score, rewards, debt management, and financial health.

Fraud Prevention Tips: Shop Online Safely Protect Your Money and Personal Information
Learn how to shop online safely with tips for avoiding scams, protecting personal information, securing payments, and recognizing fraud before it happens.

Equipment Financing: How Small Businesses Can Invest in Growth
Learn how equipment financing works, its benefits, and when it makes sense for your small business. Discover how financing can help preserve cash flow and support growth.

How to Start Saving for the Holidays Now
Start saving for the holidays now with simple budgeting tips, smart savings strategies, and practical ways to avoid holiday debt and stress.

Honor Credit Union Wins Three Best of Branch County Community’s Choice Awards
Earning recognition in this year’s Best of Branch County Community’s Choice Awards is a testament to the relationships we’ve built throughout Branch County and the trust our members place in us every day.

Fraud Prevention Tips: How To Avoid Phishing Emails
Learn how to identify phishing emails, avoid phishing scams, protect sensitive information, and keep your accounts secure from fraud online.

Honor Credit Union Welcomes Chris Swartz as Hartford Branch Manager
Honor Credit Union is pleased to announce Chris Swartz as its new branch manager in Hartford.

The True Cost of Minimum Payments
Making only the minimum credit card payment can keep you in debt for years. Learn how compound interest increases costs and delays payoff.

First-Time Homebuyer Guide: 10 Essential Steps to Buying Your First Home
Buying your first home? Follow these 10 essential first-time homebuyer steps, from mortgage pre-approval and budgeting to closing day.

Subscription Audit: Save Money in 30 Minutes
A subscription audit helps uncover forgotten subscriptions, reduce monthly spending, and create more room in your budget.

Honor Credit Union Welcomes Bill Campbell as Niles Branch Manager
Honor Credit Union is pleased to announce the appointment of Bill Campbell as Branch Manager of its Niles location.

Emergency Fund Planning During National Preparedness Month
Discover emergency fund planning tips, savings goals, and strategies to improve financial preparedness during National Preparedness Month.

Business Tips: Small Business Loans Explained: Which One Is Right for Your Business?
Small Business Loans Explained: Which One Is Right for Your Business? Growth opportunities don’t always wait for your cash flow

Honor Credit Union’s 2026 Free Community Shred Days Recycle Over 40,000 Pounds of Documents
In partnership with NAID Certified Data Guardian and Country Mile Document Destruction, Honor hosted six statewide shred events with the help of local business partners in 2026. Together, these events securely disposed of 40,915 pounds of paper.

Business Tips: Why Every Business Needs a Savings Account (Even if Cash is Tight)
Discover why every business needs a savings account, even when cash flow is tight. Learn how small business savings can build stability, cover emergencies, and support growth.

Fraud Prevention Tips: How to Protect Your Identity, Accounts, and Money
Learn practical fraud prevention tips to protect your identity, accounts, and money from scams, phishing attacks, identity theft, and cybercrime.

What Today’s Rates Mean for Your Monthly Payment
Learn how mortgage rates affect monthly payments, see rate comparison examples, and discover strategies to improve home affordability in any market.

How to Use Small Extra Payments for the Greatest Impact
Learn how small extra payments and credit card micropayments can reduce interest, lower your average daily balance, and help you pay off high-interest debt faster using proven debt repayment strategies.

How Much Does Back-to-School Really Cost in 2026?
How much does back-to-school really cost in 2026? Learn average spending per child, hidden expenses, and practical ways families can save.

Honor Credit Union Welcomes Mary Ann Hurst as Community Development Officer
Honor Credit Union is pleased to announce Mary Ann Hurst as its new Community Development Officer (CDO), serving communities across Southwest Michigan, including South Haven, Coloma, Benton Harbor, and Hartford.

10th Annual Watermark Golf Classic Presented by Honor Credit Union to Support Children’s Advocacy Center of Southwest Michigan
The 10th Annual Watermark Golf Classic presented by Honor Credit Union will take place on Friday, August 21, 2026, with check‑in beginning at 8:30 a.m. at Indian Lake Hills Golf Course in Eau Claire, MI.

Honor Credit Union Wins ‘Best Credit Union’ in Leader Publications 2026 Best of the Best Awards
Honor Credit Union was named 2026 Best of the Best winner for Best Credit Union, Best Auto Loans, and Best Mortgage Lender by Leader Publications. Learn more about our commitment to Michigan members.

Business Tips: What to Look for in a Business Checking Account
Learn what to look for in a business checking account, from fees and access to flexibility, security, and growth tools to support your business success.

Honor Credit Union Welcomes Brian James as Financial Advisor with Honor Investment Services
Honor Credit Union is pleased to announce the addition of Brian James as its newest Financial Advisor with Honor Investment Services. Brian brings nearly 15 years of financial services experience and a strong commitment to relationship focused guidance to his members.

How to Save Money Without Missing Out This Summer
Learn how to save money this summer without missing out. Discover budgeting tips, free activities, travel savings, and more.

Honor Credit Union Announces Promotion of Melissa Delliss as Negaunee Branch Manager
Honor Credit Union is proud to announce Melissa Delliss as Branch Manager of the Negaunee branch.

How Much Does Your Car Really Cost?
Discover the true cost of car ownership, including depreciation, insurance, fuel, and GAP insurance. Use calculators to estimate costs.

When Your Personal Information is Lost or Exposed
Protect your personal information from identity theft. Learn how to freeze credit, secure accounts, spot scams, and respond to fraud risks.

How to Get Pre-Approved for a Mortgage: What Lenders Really Look For
Learn how to get pre-approved for a mortgage, what lenders look for, and how to improve your chances with this step-by-step homebuyer guide.

The Difference Between Individual Card Utilization and Total Utilization
Learn the difference between individual and total credit utilization, why it impacts your credit score, and simple steps to keep your utilization low.

Ted Strawbridge
Mortgage Loan Originator Lending Area: Stevensville, Baroda, Coloma, South Haven, and Hartford communities Phone: 800.442.2800 ext. 9906 | Email: tstrawbridge@honorcu.com

Honor Credit Union Announces HomeBoost Grant to Expand Access to Homeownership
Honor Credit Union is proud to announce its participation in the 2026 HomeBoost Down Payment Assistance Program in partnership with the FHLBank Indianapolis.

Laptop and Tablet Security: Simple Ways to Protect Your Devices on the Go
Protect laptops & tablets on the go with simple security tips. Prevent theft, secure data, and stay safe in public with easy, effective habits.

Mary Ann Hurst
Community Development Officer Coverage Area: South Haven, Coloma, Benton Harbor, and Hartford Phone: 800.442.2800 ext. 9420 | Email: mhurst@honorcu.com |

Honor Credit Union Announces Promotion of Megan Ankrapp as Commercial Loan Officer
Honor Credit Union is pleased to announce the promotion of Megan Ankrapp as Commercial Loan Officer, serving the Baroda, Niles, Buchanan, and Berrien Springs communities.

Business Tips: Cash Flow Management Tips Every Small Business Should Know
Manage your small business cash flow with practical tips to track finances, control expenses, improve liquidity, and plan for steady growth and stability.

Summer Savings That Take You Places
Lower your auto payment and fund summer travel with smart refinancing tips, savings strategies, and limited-time incentives.

Honor Credit Union Welcomes Brian Davisson as Mortgage Loan Originator
Honor Credit Union is proud to welcome Brian Davisson to the team as a mortgage loan originator, serving the Buchanan, Dowagiac, and Niles communities.

Community partnerships more than ‘logo on a building’ for Honor Credit Union
Honor Credit Union’s new Kalamazoo stadium partnership brings baseball, community events and local investments supporting families across Michigan.

A Financial Checklist for New Graduates: What to Do First
Start strong after graduation with a simple financial checklist. Learn budgeting, saving, and managing money after college step by step.

Honor Credit Union Announces Promotion of Kelly Williams to Regional Manager
Honor Credit Union is pleased to announce the promotion of Kelly Williams as Regional Manager for its Southwest Region, which includes its Berrien
Springs, Buchanan, Dowagiac, Hartford, and Niles communities.

Honor Credit Union Accepting Applications to Award $20,000 to Michigan Teachers for the 17th Year
Honor Credit Union has officially opened applications for its 17th Annual Teacher Awards, continuing its long-standing tradition of celebrating and supporting educators across Michigan.

Good Money Habits to Teach Your Teen
Help your teen build smart money habits with tips on earning, saving, budgeting, and goal setting to set them up for lifelong financial success.

Business Tips: How to Build Business Credit Without Putting Everything on Your Personal Score
Build business credit without using your personal score. Learn steps to separate finances, boost approvals, and access better funding options.

How Much House Can You Really Afford in Today’s Market?
How much house can I afford? Learn how rates, income, and debt impact home affordability and set a realistic budget for buying a home today.

Megan Ankrapp
Commercial Loan Officer Coverage Area: Berrien Springs, Buchanan, Niles, Baroda Phone: 800.442.2800 ext. 3065 | Email: mankrapp@honorcu.com | Schedule a video

Brian Davisson
Mortgage Loan Originator Lending Area: Buchanan, Dowagiac, and Niles Phone: 800.442.2800 ext. 5043 | Email: bdavisson@honorcu.com | NMLS ID: 1976441 Apply

Marques Mitchell
Mortgage Loan Originator Lending Area: Greater Kalamazoo area Phone: 800.442.2800 ext. 5040 | Email: mmitchell@honorcu.com | NMLS ID: 2220155 Apply With

Honor Credit Union Awards $30,000 in Scholarships to Michigan High School Seniors
Honor Credit Union is excited to announce the recipients of its 2026 Community Commitment Scholarship program.

Financial literacy ‘is a journey.’ Where are you?
Financial literacy is a journey. Learn practical steps to build confidence, make informed decisions, and plan for a stronger financial future.

Five Ways to Boost Your Credit Score Starting Now
Learn four effective ways to pay off high interest debt that go beyond snowball or avalanche and help you save money and gain financial momentum.

Honor Credit Union Announces 2026 Free Community Shred Days
Honor Credit Union announces 2026 Free Community Shred Days across Michigan, offering secure document destruction, identity theft protection, and recycling.

Honor Credit Union Celebrates Official Allegan Groundbreaking
Honor Credit Union officially broke ground on Thursday, April 30,
2026, on its new Allegan location, a standalone, full-service branch located at 1256 Lincoln Rd.

Phantom Hacker Scams: How They Work and How to Protect Yourself
Phantom Hacker scams use fake tech support, banks, and government agencies to steal money. Learn how these scams work and how to protect yourself.

Honor Credit Union Welcomes Dylan Wyatt as Chief Information Officer
Honor Credit Union is pleased to announce the appointment of Dylan Wyatt as Chief Information Officer.

How to Build an Emergency Fund (Even If Money Is Tight)
Learn realistic steps to build an emergency fund, even when money is tight. Start small, stay consistent, and create financial peace of mind.

Honor Credit Union Partners with Cetera Financial Institutions to Expand Investment Services
Honor Credit Union is expanding its investment services through a new relationship with Cetera Financial Institutions, enhancing access to personalized investment guidance and financial education through Honor Investment Services.

Money Checkup: How to Assess Your Financial Health in 10 Minutes
Learn how to do a quick money checkup to improve your financial health. Simple steps to review your budget, savings, debt, and goals so you can stay confident and on track.

Adam Grumbir
Community Development Officer Coverage Area: Baroda, Stevensville, and St. Joseph Phone: 800.442.2800 ext. 9406 | Email: agrumbir@honorcu.com | Schedule a

Abbey Vaughan
Community Development Officer Coverage Area: Allendale, Jenison, Wyoming, and greater Grand Rapids communities Phone: 800.442.2800 ext. 3150 | Email: avaughan@honorcu.com

Jenny Schultz
Community Development Officer Coverage Area: Allegan & Plainwell communities Phone: 800.442.2800 ext. 9357 | Email: jschultz@honorcu.com | Schedule a video or

Thomas Hatfield
Community Development Officer Coverage Area: Greater Kalamazoo and Portage communities Phone: 800.442.2800 ext. 9503 | Email: thatfield@honorcu.com | Schedule a

Jamie Gollakner
Community Development Officer Coverage Area: Marquette, Negaunee, Gwinn and all Upper Peninsula communities Phone: 800.442.2800 ext. 5005 | Email: jgollakner@honorcu.com

Jenni Cordova-Olson
Community Development Officer Coverage Area: Greater Battle Creek and Coldwater communities Phone: 800.442.2800 ext. 3975 | Email: jcordovaolson@honorcu.com | Schedule a

Karol Behrle
Community Development Officer Coverage Area: Berrien Springs, Buchanan, and Niles Phone: 800.442.2800 ext. 3109 | Email: kbehrle@honorcu.com | Schedule a video

Adam Carpenter
Mortgage Loan Originator Lending Area: Marquette, Negaunee, Gwinn & all Upper Peninsula communities Phone: 800.442.2800 ext. 5044 | Email: acarpenter@honorcu.com |

Nita Rich
Mortgage Loan Originator Lending Area: Kalamazoo, Plainwell, Otsego, Allegan Phone: 800.442.2800 ext. 2725 | Email: nrich@honorcu.com | NMLS ID: 1225861 Apply

Mary Remynse
Mortgage Loan Originator Lending Area: Greater Kalamazoo and Van Buren Counties Phone: 800.442.2800 ext. 9043 | Email: mremynse@honorcu.com | NMLS ID:

Monica Shannon
Mortgage Loan Originator Lending Area: Jenison, Wyoming, and all areas virtually Phone: 800.442.2800 ext. 9905 | Email: mshannon@honorcu.com | NMLS ID: 640805

Joey Jorgensen
Mortgage Loan Originator Lending Area: Benton Harbor and Berrien Springs Phone: 800.442.2800 ext. 9306 | Email: joejorgensen@honorcu.com | NMLS ID: 1861471 Apply

What Is an Escrow Account? A Complete Guide for Homebuyers and Homeowners
This guide explains how escrow works during closing, monthly mortgage payments, and annual statements so you can plan financially and manage homeownership confidently.

Business Tips: How to Separate Personal and Business Finances
Learn how to separate personal and business finances to simplify taxes, protect liability, build business credit, and stay organized as an entrepreneur.

Honor Credit Union Welcomes Adam Grumbir as Community Development Officer
Honor Credit Union is pleased to welcome Adam Grumbir as Community Development Officer serving the St. Joseph, Benton Harbor, Baroda, and Stevensville communities.

It’s Tax Time. Are You Ready To File?
We have eight tips to help you file your taxes, including what documents you need, when to file, discounts on filing, and more!

Senior Identity Theft: Common Scams and How to Stay Safe
Learn how to safeguard personal data, prevent identity theft, and protect sensitive info with smart online security habits.

Where’s My Refund? How to Check Your IRS Refund Status
Waiting on your tax refund? Learn how to check “Where’s My Refund,” understand delays, avoid scams, and plan smart next steps.

What Is a HELOC? How a Home Equity Line of Credit Works
Learn what a HELOC is, how it works, and when a home equity line of credit may be a smart option for flexible borrowing.

Spring Clean Your Budget: 10 Easy Ways to Save More Money
Spring clean your budget with 10 simple ways to save more
money. Learn how to cut expenses, track spending, and build better financial
habits this season.

How to Protect Your Identity
Learn easy ways to protect your identity, check your credit, use strong passwords, and keep your family safe online.

Stefani Prestly
Mortgage Loan Originator Lending Area: Allendale area, all areas virtually Phone: 800.442.2800 ext. 9506 | Email: sprestly@honorcu.com | NMLS ID: 2119605

Matt Nordberg
Mortgage Loan Originator Lending Area: St. Joseph area Phone: 800.442.2800 ext. 2721 | Email: mnordberg@honorcu.com | NMLS ID: 389569 Apply With Matt

Kristen Vella
Mortgage Loan Originator Lending Area: Greater Battle Creek, and Coldwater areas Phone: 800.442.2800 ext. 9886 | Email: kvella@honorcu.com | NMLS ID:

Death of the Penny: Why it Makes Sense, and What it Means
Discover why penny production is ending, how it affects cash transactions, and how Honor Credit Union helps you make the most of your change.

Jon Westfall
Commercial Loan Officer Coverage Area: Benton Harbor, St. Joseph, Coloma, Hartford, and South Haven Phone: 800.442.2800 ext. 9202 | Email: jwestfall@honorcu.com

Tami Pitale
Commercial Loan Officer Coverage Area: Greater Battle Creek, Marshall, and Coldwater communities Phone: 800.442.2800 ext. 3115 | Email: tpitale@honorcu.com | Schedule a

Mason McFarland
Commercial Loan Officer Coverage Area: Kalamazoo, Portage, Mattawan, Paw Paw, and Plainwell communities Phone: 800.442.2800 ext. 9220 | Email: mmcfarland@honorcu.com |

KC Bjorne
Commercial Loan Officer Coverage Area: Marquette, Negaunee, Gwinn, and all Upper Peninsula communities Phone: 800.442.2800 ext. 5036 | Email: kbjorne@honorcu.com |

4 Ways to Pay Off Debt (That Aren’t Snowball or Avalanche)
Learn 4 effective ways to pay off high interest debt that go beyond snowball or avalanche and help you save money and gain financial momentum.

How to Get Your Tax Refund Faster with Direct Deposit
Get your tax refund faster with IRS direct deposit. Learn how to set it up, what information you need, how long refunds take, and common mistakes to avoid.

Business Tips: Business Bank Accounts: What Every Small Business Needs to Know
Every business has a bank account and Honor makes sure your money is easy to track, safe and working for you. This article explains how to choose an account, what you need to open one, and how to get started.

Credit Union vs Bank: Benefits of Choosing Honor CU
Discover practical tips to stay on track financially and avoid accumulating high-interest debt.

From Spending Recaps to Savings Goals, We Have Your Back
Learn how to save money on groceries with these 7 smart shopping tips. Discover ways to plan meals, reduce waste, use coupons, and buy in bulk without sacrificing quality.

Honor Credit Union Partners with Northern Michigan University for Goals for Good
Honor Credit Union is proud to celebrate another successful season of Goals for Good, a community partnership with Northern Michigan University (NMU) Hockey that turns goals on the ice into meaningful support for local nonprofit organizations across the Upper Peninsula.

Honor Credit Union’s Kim O’Donoghue Appointed to Home Builders Association of Southwestern Michigan Board
Kim O’Donoghue, Assistant Vice President of Real Estate Sales at Honor Credit Union, has been appointed to the board of directors for the Home Builders Association of Southwestern Michigan (HBA of Southwestern Michigan).

Honor Credit Union Welcomes Brad Boone as Allendale Branch Manager
Honor Credit Union is pleased to announce Brad Boone as the new Allendale Branch Manager.

Moving Checklist: The Ultimate Timeline (Before, During, and After Moving Day)
Get a simple moving checklist with a timeline, packing tips, and reminders for utilities, address changes, and staying on budget.

How Can I Avoid Falling Into Debt?
Discover practical tips to stay on track financially and avoid accumulating high-interest debt.

Honor Credit Union Welcomes Joey Jorgensen as Mortgage Loan Originator
Honor Credit Union is proud to welcome Joey Jorgensen to the team as a Mortgage Loan Originator, serving the Berrien Springs and Benton Harbor communities.

IRS Tax Scams and Identity Theft: Warning Signs and Safety Tips
Learn how to spot IRS tax scams, avoid identity theft, and report fraud fast. Get simple tips to protect your personal information and money.

What Is a Good Credit Score? Tips to Understand & Improve Your Score
Learn how to save money on groceries with these 7 smart shopping tips. Discover ways to plan meals, reduce waste, use coupons, and buy in bulk without sacrificing quality.

Honor Credit Union’s 2025 Community Impact Year-In-Review
As a not-for-profit financial institution, giving back to the members and communities it serves has been part of Honor Credit Union’s mission for more than 90 years.

Stay Safe When Traveling
Learn how to safeguard personal data, prevent identity theft, and protect sensitive info with smart online security habits.

Honor Credit Union Opens Applications for 16th Annual Scholarship Program
Honor Credit Union is spreading holiday cheer in Decatur with its annual Christmas with Honor celebration, taking place on Thursday, December 19th from 6–7 PM at the Decatur Fire Department.

New Year. Fresh Start. How to Save More Money
Learn how to save money on groceries with these 7 smart shopping tips. Discover ways to plan meals, reduce waste, use coupons, and buy in bulk without sacrificing quality.

When Is the Right Time to Refinance Your Mortgage
Wondering if applying for a mortgage will hurt your credit score? Learn how credit checks work, the difference between soft and hard pulls, and how to minimize the impact while shopping for the best mortgage rate.

Honor Credit Union’s Pantry PowerUP Helps Fight Hunger in Marquette County
This holiday season, Honor Credit Union is continuing its tradition of giving back by supporting organizations that make a difference in their communities every day.

How to Protect Yourself and Your Data
Learn how to safeguard personal data, prevent identity theft, and protect sensitive info with smart online security habits.

Honor Credit Union Named 2025 Best Place to Work & Best Customer Service in Allendale
Honor Credit Union has once again been recognized as a top financial institution in Southwest Michigan!

Honor Credit Union Pays It Forward for Giving Tuesday
In the spirit of Giving Tuesday, Honor Credit Union is once again living out its mission to give back to its members and the communities it serves.

Giving Tuesday: 10 Michigan Non-Profit Causes to Support This Holiday Season
Honor Credit Union has once again been recognized as a top financial institution in Southwest Michigan!

Safe Online Shopping: How to Protect Yourself from Scams
Cybercriminals use fake sites, stolen data, and phishing tricks to steal your money and identity. Learn tips how to shop safely.

10 Unique Michigan Gifts for Your Holiday Shopping List
Unlock your home’s equity this fall! Discover smart ways to use it for renovations, debt consolidation, and boosting your home’s value.

How to Get Started on a Home Build: Your Construction Loan Checklist
Discover how construction loans work and follow our step-by-step checklist to start building your dream home with Honor Credit Union.

Honor Credit Union Wins South Haven Tribune’s 2025 Best of the Best Awards
Honor Credit Union has once again been recognized as a top financial institution in Southwest Michigan!

How to Improve Your Credit Score with SavvyMoney in the Honor App
Learn how to use Savvy Money in the Honor app to track your credit score and learn how to improve your score!

Honor Credit Union Wins 2025 Herald Palladium Reader’s Choice Award
Honor Credit Union has once again been recognized as a top financial institution in Southwest Michigan!

Holiday Safety 101: Smart Ways to Protect Yourself, Your Family, and Your Finances
Protect yourself from scams, online fraud, and package theft this holiday season. Learn how to shop safely, secure your data, and keep your holidays worry-free.

Personal Loan vs. Credit Card for Holiday Spending: Which Should You Choose?
Learn how to save money on groceries with these 7 smart shopping tips. Discover ways to plan meals, reduce waste, use coupons, and buy in bulk without sacrificing quality.

5 Reasons This Fall is a Wise Time to Tap Your Home Equity
Unlock your home’s equity this fall! Discover smart ways to use it for renovations, debt consolidation, and boosting your home’s value.

Stay on Top of Your Credit Score with SavvyMoney in the Honor App
With an upgraded Honor App comes a new way to check your credit score Savvy Money! Keep an eye on your credit score in real time and stay on top of your financial habits.

Why Honor is Upgrading Their System — And What It Means for You
Discover how Honor Credit Union’s core system upgrades enhance your banking with modern, secure, and seamless digital experiences.

Honor Credit Union Announces Final Numbers from 2025 Free Community Shred Days
Honor Credit Union is proud to announce the success of its 2025 Free Community Shred Days, making a meaningful impact across Michigan.

How to Avoid Scams Pretending to Be Your Bank or Credit Union
Stay safe on campus! Discover top tips for college students to avoid identity theft, banking scams, and online fraud.

Looking Ahead: Securing the Future of Internet-Connected Devices
Learn how to protect your privacy, data, and homes with your devices that connect to the internet.

Honor Credit Union Announces Winners of 2025 Annual Teacher Awards
Honor Credit Union is proud to announce the recipients of its 2025 Annual Teacher Awards, marking 16 years of recognizing and supporting exceptional educators.

Honor Credit Union Wins Big in 2025 Best of Branch County Community’s Choice Awards
Honor Credit Union has once again been recognized as a top financial institution in Branch County!

Honor Credit Union Named Best of the Best in Michiana
We’re proud to share some exciting news! On July 28, 2025, Honor Credit Union was voted 2025 Michiana’s Best of the Best winners by Leader Publications.

How to Save Money on Groceries: 7 Easy Tips for Budget Shoppers
Learn how to save money on groceries with these 7 smart shopping tips. Discover ways to plan meals, reduce waste, use coupons, and buy in bulk without sacrificing quality.

Should You Rent or Buy a Home? How to Decide What’s Best for You
Wondering if applying for a mortgage will hurt your credit score? Learn how credit checks work, the difference between soft and hard pulls, and how to minimize the impact while shopping for the best mortgage rate.

How to Prepare for Winter Heating Costs on a Budget
Learn how to cut winter heating costs on a budget with energy-saving tips, home upgrades, and assistance programs. Stay warm & save money today!

AI Voice Impersonation Scams: What You Need to Know Now
AI voice scams are on the rise. Learn how to spot deepfake impersonation, protect your identity, and stay safe from this growing fraud threat.

Will Applying for a Mortgage Hurt Your Credit?
Wondering if applying for a mortgage will hurt your credit score? Learn how credit checks work, the difference between soft and hard pulls, and how to minimize the impact while shopping for the best mortgage rate.

How to tap into ‘your home’s cash’ and free up your budget
Unlock your home’s cash! Use a home equity loan or HELOC from Honor Credit Union for home projects, tuition, vacations, or unexpected expenses.

College Student Safety: Protect Your Identity and Your Money
Stay safe on campus! Discover top tips for college students to avoid identity theft, banking scams, and online fraud.

How to Prepare Your Student for Managing Finances in College
Help your student head to college with confidence! Discover easy money tips, budgeting tools, and smart financial habits that lead to long-term success.

What Are Closing Costs When Buying a Home? Here’s What to Expect
Learn what closing costs are, how much they cost, what they include, and how to plan for them when buying a home. Simple guide for homebuyers!

What Not to Share on Social Media Sites
Protect your privacy on social media. Learn what not to share online to avoid scams, identity theft, and oversharing personal information.

Do I Have to Put 20% Down to Buy a Home?
You don’t need 20% down to buy a home. Learn your options, how PMI works, and what down payment is right for your budget and buying goals.

Summer Home Improvements You Can Tackle with a Home Equity Loan or HELOC
Use your home’s equity to fund summer upgrades! Explore project ideas, costs, and how a Home Equity Loan or HELOC can bring your vision to life.

APR vs. APY: What’s the Difference?
Learn the difference between APR and APY to make smarter decisions when borrowing or saving. Know what you’ll pay—or earn—before you choose.

Honor Credit Union Announces Participation in HomeBoost Down Payment Assistance Program
Honor Credit Union joins the 2025 HomeBoost Program to help first-gen homebuyers in MI & IN with down payment funds. Learn more at honorcu.com/homeboost.

RV Loan Calculator: Estimate Your Payments Before You Hit the Road
Use our RV loan calculator to estimate your monthly payments, compare loan terms, and plan your budget before you buy an RV, boat, or jet ski.

Honor Credit Union Announces 2025 Community Commitment Scholarship Winners
Honor Credit Union is excited to announce the recipients of its 2025 Community Commitment Scholarship program.

How to Keep Your Bank Account Safe Online
Learn how to protect your inbox, spot phishing scams, and keep hackers out of your email with smart tips for safer browsing, sending, and storing info.

How to Find 30,000+ Surcharge-Free ATMs with the CO-OP Network
Thanks to the nationwide CO-OP ATM Network, you can access your money nearly anywhere totally fee-free.

Recreational Vehicles: How to finance an RV?
Learn how to finance a recreation vehicle, Honor Credit Union is here to help. Let’s walk through the budget, RV loan options, and what to expect.

Honor Credit Union’s mission is ‘bigger than banking’
See how Honor Credit Union gave $895,000 in 2024 to support Michigan nonprofits, schools, events, and families. It’s truly banking with heart.

Why Your Credit Score Matters When Buying a Home- A First-Time Homebuyer’s Guide
In this guide, we’ll break down what a credit score is, how it impacts the homebuying process, how to check and improve yours, and smart tips to help you along the way.

What Is a Balloon Mortgage and How Does It Work?
In this article, we’ll break down how Honor’s balloon mortgage works, and why some buyers are choosing this flexible home loan option over a fixed-rate mortgage.

Email Safety: What do I do if I get hacked?
Learn how to protect your inbox, spot phishing scams, and keep hackers out of your email with smart tips for safer browsing, sending, and storing info.

Construction loans can be tricky: Why it’s best to work with a local lender
What is a construction loan? Learn how this short-term loan works—and why choosing a local lender can help you build smarter.

Beyond Banking: How Building a Relationship with Your Financial Institution Benefits You
By staying engaged and making use of discounts, technology, and referral benefits, you can maximize the perks of your financial relationship and make your money work harder for you.

Honor Guide: Which Checking Account Is Right for You?
Whether you’re opening a new account or already have one with Honor Credit Union, this guide will help you figure out which checking account fits your lifestyle right now.

Honor Credit Union Supports Community Safety with Marquette Police Snowmobile Trailer Sponsorship
Honor Credit Union is proud to partner with the Marquette Police Department to help fund the purchase of an enclosed trailer for their newly acquired snowmobile.

10 Genius Ways to Use Your Tax Refund (That Future You Will Thank You For)
Here are 10 smart ways to make your tax refund work for you—instead of watching it disappear in a Target shopping spree.

Building Credit Like a Boss
A lot goes into building good credit, but don’t worry—we’re breaking it all down. You’ll learn how to build credit, what mistakes to avoid, and how to keep your score in tip-top shape!

Honor Credit Union Announces Launch – Down Payment Assistance Program
Honor is participating in Launch – Down Payment Assistance program, an initiative designed to help first-time homebuyers achieve their dream of homeownership.

Labor of Love: Pregnant Homebuyer Signs On Dotted Line Between Contractions!
Learn how Honor can help you overcome any obstacles and get you into the home of your dreams this year.

Fraud Prevention: Person to Person Payments
Learn how to protect yourself when paying friends with person to person payments.

Your Ultimate Guide: How to File Your Taxes
This guide will help you gather the information you need to file your taxes. We also included discounts on services that make filing hassle free. Start now and get organized to make filing your taxes a breeze!

Honor Credit Union’s 2024 Community Impact Year-In-Review
Honor Credit Union is proud to share a summary of its community impact for 2024, highlighting the credit union’s unwavering commitment to supporting the communities it serves across Michigan and Northern Indiana.

Honor Credit Union Donates $10,000 to Kalamazoo RESA Foundation for New Career Center
Honor Credit Union is proud to announce its $10,000 Catalyst Sponsor donation to the Kalamazoo RESA Foundation, supporting the construction of the new Kalamazoo RESA Career Connect Campus.

Strategies to Pay Off Your Mortgage Early
Ready to save thousands on your mortgage? Discover simple strategies to pay off your home early and achieve financial freedom faster! 🏠💰

Take Control of Your Paycheck: How Honor’s New Direct Deposit Tool Makes Switching Simple
You can move your paycheck to Honor in just a few clicks – no paperwork, phone calls, or waiting. It’s fast, secure, and completely online.

Breaking Down Your Mortgage Payment: What You’re Really Paying for Each Month
Understanding the components of your mortgage payment can help you manage your finances more effectively and even save money in the long run.

4 Simple Ways to Keep Your Home Network Safe
Think of your network as the front door to your digital home. With a little care, you can keep it locked, safe, and secure for you and your family.

Two Rewards Cards to Keep ‘Top of Wallet’ in 2025
Learn if a credit or debit card is the best option for your wallet.

Why People Never Go Back to a Bank After Joining a Credit Union
Learn the four key differences between a credit union and a bank and what that means for you and your money.

Is Now a Good Time to Buy a Home?
Take a closer look at what’s going on in the housing market and whether it makes sense for you to buy a home right now.

Take Control of Your Debt with a Credit Card Balance Transfer
Imagine consolidating your debt into one manageable payment. Here’s everything you need to know about credit card balance transfers.

Smart Black Friday Shopping Tips for 2024
The key to making the most of Black Friday offers is preparation, so we’ve rounded up some tips to help you stay on budget while maximizing your savings.

Honor Credit Union Announces Winners of 2024 Annual Teacher Awards
Honor Credit Union is excited to announce the recipients of its Annual Teacher Awards for 2024, celebrating 15 years of supporting educators with a total of $40,000 awarded to 40 outstanding teachers across its 28 member center communities.

Honor Credit Union Announces Final Numbers from 2024 Free Community Shred Days
Honor hosted 10 shred events in 2024 at member locations statewide. Together, these events safely disposed of 64,920 pounds of paper, helping communities securely declutter while supporting environmental sustainability.

Protect Your Money: How to Freeze Your Credit
Have you ever gotten a letter saying your personal information was involved in a data breach? If so, you’re not alone—over 350 million people in the U.S. were affected in 2023!

Honor Credit Union Celebrates CU Kind Day with Over 450 Volunteers Across Michigan
Honor Credit Union is proud to announce its participation in CU Kind Day, an initiative organized by the Michigan Credit Union League in collaboration with the Michigan Credit Union Foundation.

Honor Credit Union Launches Pantry PowerUp: $30,000 to Stock Shelves Across Michigan
This fall, Honor Credit Union is taking action to stock shelves and combat food insecurity across Michigan with Honor’s Pantry PowerUp initiative.

Honor Credit Union Partners with Northern Michigan University
Honor Credit Union, in collaboration with Northern Michigan University’s College of Business , proudly hosted a Financial Reality Fair welcoming local high schools.

Honor Credit Union Announces Official Partnership with Negaunee Little League
Honor Credit Union is proud to share its new partnership with Negaunee Little League (NLL).

Honor and United FCU Provide $200,000 Donation to Benton Harbor – St. Joseph YMCA
This significant contribution aims to support the YMCA’s efforts in revitalizing and expanding their existing facilities, programs, and memberships.

Honor Announces 2024 Community Commitment Scholarship Winners
Twelve graduating seniors throughout Michigan were each awarded a $2,500 scholarship to be used towards furthering their education.

Use Debit Card Round Up To Build Your Savings
Learn how Honor’s free Debit Card Round Up solution can help you build up your savings by rounding up a debit card transaction to the nearest dollar.

Honor Releases 2023 Community Impact Report
From over $700,000 in donations to local organizations, to over 90,000 pounds of paper shredded at shred day events, see how Honor gave back in 2023.

2023 Honor Teacher Award Winners Announced
See all educators who received a $500 Amazon digital gift card or $500 check to improve their classroom.

Watch The Video: Honor Team Members Volunteer on CU Kind Day
From cleaning up litter at the beach, landscaping at a zoo, dusting shelves at a zoo, and painting, see how Honor team members spent their time on CU Kind Day.

What Is a Contactless Card & What Do I Need To Know?
Learn what a contactless card is, how it works, how to use it, and what the security benefits of contactless card payments are in this blog post.

Six Ways To Manage Your Debt
Read tips about how Honor can help you create a budget, manage your loan payments, prepare for your financial future, and even start saving money.

Honor Announces Final Numbers From 2023 Free Community Shred Days
In total, 94,620 pounds of paper was safely shredded and destroyed during its 10 free shred events across its member center communities in 2023.

Honor Announces 2023 Community Commitment Scholarship Winners
Twenty-eight graduating seniors throughout Michigan were each awarded a $1,000 scholarship to be used towards furthering their education.

Five Smart Ways To Use Your Tax Refund Money
It’s important to prioritize how you spend your tax refund money, from paying off debt to building an emergency fund and much more.

What Is a Money Market Account?
Money markets typically offer better rates than savings accounts, are great for short and long-term savers, and give you the flexibility of unlimited deposits and withdrawals.

Honor Unveils Updated Logo And Refreshed Branding
Our most recent maroon and gray logo has served us well since 2010 when our name changed from Berrien Teacher’s Credit Union, but like with all things in life, it was time for change!

Four Easy Ways To Maximize Your Savings In 2023
Learn about short-term savings options like a checking account that earns interest or high yield money market, to long-term savings options like certificates of deposit (CDs).

Auto Lease Buyout: How It Can Work For You
Learn what an auto lease buyout is, how it works, the benefits of it, and whether it might make sense for you to buy your vehicle lease out.

What is an HSA (Health Savings Account)?
Learn how a Health Savings Account (HSA) can help you pay for certain healthcare costs, what the benefits are, who is eligible for one and how to open an HSA with Honor.

How Honor Can Help You Buy And Protect a Recreational Vehicle
Honor Credit Union has low rates and flexible financing terms that can help you buy your recreational vehicle, and be sure to check out Honor Insurance.

Your Guide To Short-Term Home Mortgage Loans
The most common term for a home loan is 30 years, but a short-term mortgage might be worth looking into depending on your circumstances.

Why It’s a Good Idea To Open A Savings Account For Your Child
Starting a savings account at an early age can help your child learn more about money management, saving for the future, and other areas of personal finance.

Should You Build Or Buy a House? Consider These Things
We’ve outlined the essential pros and cons to consider before purchasing, or building your new home so you can decide what’s most important to you.

How To Make Home Improvements On a Budget
You should keep certain things in mind when considering refinancing your mortgage, refinancing an auto loan, or using your credit card to pay for home improvements.

Get Your End-of-Year Financial Health Checkup
From an overall budget review to managing debt, our partners at GreenPath Financial Wellness will review your financial fitness and provide steps for improvement.

Helpful Tips To Avoid Fraud During The Holiday Season
Check out a few tips to help keep your debit and credit card information safe, how to avoid money transfer scams, and advice about using public Wi-Fi when shopping.

Career Takeoff: Mason’s Journey From Intern To Commercial Loan Officer
Read about Mason’s journey at Honor from interning with Operations and Marketing while in high school, to now serving as a Commercial Loan Officer.

Why Curb Appeal Is Important To Your Home’s Value
If you’re considering selling your house, learn why it’s important to keep your home’s exterior clean, and maintain your yard.

What You Need To Know About Depreciation Protection Waiver
Learn what Depreciation Protection Waiver (DPW) is and how it can help you if your vehicle is totaled or stolen.

What Is SafetyNet & Who Needs It?
Learn how SafetyNet can protect you in the event of illness, injury, death, or involuntary unemployment.

Best Practices To Protect Yourself From Fraud
Learn what information you shouldn’t give out, how to set up card fraud alerts, how to avoid suspicious links and files, and more

4 Ways To Boost Your Credit Score
Learn how to boost your credit score by doing simple things like paying bills on time and more!

What To Know About Mechanical Breakdown Protection
With Mechanical Breakdown Protection you get 24/7 roadside assistance, rental car assistance, and much more!

What Is Guaranteed Asset Protection (GAP) & Who Needs It?
Learn how GAP insurance coverage can protect you from paying more than your vehicle is worth in the event of a crash or theft.

Why e-Statements Are a Better Option Than Paper Statements
As a member, you have the choice to receive e-Statements. They are easy to use, eco-friendly, convenient, and free! For

When an Auto Refinance Makes Sense
Learn some reasons why it might be right to refinance your auto loan, from lower interest rates, lower payments, and shorter loan terms.

How To Protect Your Internet Connection
October is National Cybersecurity Awareness Month. Learn how to protect your connection to the internet from threats that can compromise your personal information.

How to Protect From Phishing & Scam Attacks
Phishing is a type of social engineering attack often used to obtain sensitive information or data, such as usernames, passwords, and credit card details.

Getting To Know Our ATM + Video Teller Machines
Your experience through any financial institution’s drive-thru lanes probably hasn’t changed much in the last few decades, has it? Sure,

How To Buy A House: A Step-By-Step Guide
Everything you need to know about buying a house, from selecting a realtor, to signing your closing documents.

Career Takeoff: Kaylee’s Journey From Intern To Director Of Finance
Read about Kaylee’s journey from Honor Credit Union intern to full-time Financial Analyst

Paying Bills Is Less Stressful With Online Bill Pay
Save time, get notified if you have insufficient funds, create alerts, and create automatic payments with Online Bill Pay.

Cash A Check Anywhere With Mobile Check Deposit
Cash a check anywhere, anytime using the Honor mobile app. Enrolling and using it is free.

5 Things To Know About My Virtual StrongBox
My Virtual StrongBox is a free cloud-based service offered to members to securely store and share files that can be accessed in online banking.

Members Can Securely Send Money To Anyone For Free
You can quickly and securely send money to anyone for free using the Honor mobile app.

How To Get Your Budget Back On Track After The Holidays
A few simple tips to stop racking up more credit card debt, and to stop making impulse purchases on Amazon and other online retailers.

Business Tips: 4 Ways To Build An Emergency Fund For Your Business
Learn how an emergency fund for your business can help you survive unexpected expenses from maintenance, damages, or low revenue periods.

Business Tips: 5 Easy Tips About Starting A Business
Starting a business can be stressful. How do you take the vision you sketched out on a notepad and put

Four Tips To Secure Your Social Media Profiles & Apps
Every like, share, message, and click online creates a digital trail. Use these four tips to help protect yourself from cyber crimes.

Business Tips: 3 Easy Ways To Cut Business Costs
We know business owners care about their bottom line. Managing outgoing invoices and incoming expenses can be a headache and

How to Secure Your Email & Online Profiles
Stay safe on the internet by protecting your personal information and locking down your email and online profiles with these six tips.

When Is The Best Time To Buy A Car?
Five tips about what time of year is best to buy a car, what time of month is ideal, and even what days of the week are best to go to the dealership.

How Much Do You Need For A Car Down Payment?
If you’re in the market to buy a new or used car, you’re probably doing your homework, reading reviews and

5 Tips About Using Credit & Debit Cards When Traveling
If you’re planning to travel for work or vacation, there are a few things to know about using your Honor

3 Things To Know About Buying Foreign Currency
Learn when to buy foreign currency, where to buy it, and why knowing foreign exchange rates can be valuable when traveling abroad.

What Is Credit And Why Do You Need It?
Learn about the different types of credit, how paying bills can improve credit, and how your credit score affects your daily life.

How To Manage & Destroy Sensitive Documents
It’s important to know what qualifies as an important sensitive personal document, how you should store them, and how to destroy them.

How To Reach Your Savings Goals With Confidence
The thought of retirement or an unplanned emergency is enough to overwhelm just about anyone. According to an America Saves

5 Questions About Home Equity Answered
What’s the difference between a home equity loan and line of credit? Honor Credit Union has answers to common home equity questions.

6 Tips For First-Time Home Buyers
Helpful tips for first-time home buyers to help set a budget, how to put a contract together, getting an inspection, closing, and more!

What Is A Home Equity Loan And How Can You Use It?
How does a remodeled bathroom sound? A new kitchen complete with all stainless steel appliances? A first-class wedding reception? A