Business Checking Accounts
Whether you’re just getting started or managing a growing company, you deserve a checking account that fits your needs. With no annual fees, free online banking, and convenient tools like Bill Pay and automatic transfers, it’s easy to stay on top of your finances—so you can focus on running your business.
Business Checking Options
Account Types
1: $25 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 02/24/2020; Rate is variable and may change after account is opened. Insured By NCUA. ¹Interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Accelerate Business Checking
Designed for businesses of any size, this account earns interest on your everyday balance with simple monthly requirements to keep your money working for you.
- Earn 1.00% APY1 on balances up to $100,000
- Free account with no minimum balance or annual fees
- Free online banking & eStatements
- Free auto transfers & Bill Pay
Business Advantage Checking
Put your business funds to work by earning interest on your average daily balances of $2,500 or more.
- Start earning interest with a $2,500 balance
- No annual fees
- Free online banking & eStatements
- Free auto transfers & Bill Pay
Free Business Checking
Free Business Checking is designed for small businesses, startups, or anyone who wants a simple, low‑maintenance checking account for everyday business needs.
Free account with no minimum balance or annual fees
Free online banking & eStatements
Free auto transfers & Bill Pay
Business Advantage Checking Account Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $2,500.00 - $9,999.99 | 0.050% | 0.05% |
| $10,000.00 - $24,999.99 | 0.100% | 0.10% |
| $25,000.00 - $49,999.99 | 0.150% | 0.15% |
| $50,000.00 - $99,999.99 | 0.200% | 0.20% |
| $100,000.00 - $249,999.99 | 0.250% | 0.25% |
| $250,000.00 + | 0.300% | 0.30% |
| Rates accurate as of Apr 14, 2026 |
*APY = Annual Percentage Yield. $25 minimum opening deposit required. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Business Debit Cards
Details
- Enjoy FREE access to over 35,000 ATMs nationwide
- Lost your card? Click here to locate a nearby branch and get a replacement.
- Enjoy 24/7 fraud protection and card support. Click here for fraud tips
Business Checking FAQs
- Beneficial Ownership is a rule from the Financial Crimes Enforcement Network (FinCEN), under the Bank Secrecy Act, which requires all covered financial institutions to collect and verify from certain non-exempt legal entities specific information about the beneficial owners of the entity at the time a new account is opened. The intent of the Beneficial Ownership Rule is to assist authorities in counteracting money laundering, tax evasion, and other financial crimes.
- FinCEN requires all financial institutions to begin collecting the required information for new accounts opened no later than May 11, 2018.
Yes, you can have up to 9 checking accounts under your EIN or SSN.
Yes, we do! Please contact our Business Team for more information about Public Funds options.