Pay off Credit Card debt faster

If you want to pay off credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one monthly payment, and pay it off faster with a balance transfer to a new or existing Honor credit card that features a low rate. To get started simply fill out the form below.

Membership Not Required To Start

Online Form Takes Minutes To Complete

No Balance
Transfer Fees

Transfer Multiple
Card Balances

What You Need For A Balance Transfer

We want to make the process as easy as possible for you. You don’t have to be an Honor member, or have an Honor credit card to get started! You just need a few details to fill out the form below. Our team will help you with the rest.

Balance Transfer Form

Requirements: Honor membership not required to start. If you are not an Honor member and/or do not have an Honor credit card, an Honor team member will reach out to help you through the process 

*Please Note*

Response Time: All balance transfer requests are processed during normal business hours Monday – Friday, and you can expect a response within 1-2 business days

After Submitting: We recommend you continue to monitor your old account for two weeks to avoid late payments or other fees

Choose The Right Card For you

We offer two great credit cards to fit your lifestyle. Our Select Credit Card features a competitive low rate. Our Select Rewards Credit Card offers 2% cash back, or two reward points for every dollar spent on any purchase. Both of our credit cards work with Apple Pay, Android Pay, and Samsung Pay, so you can make contactless payments. You can also set up transaction alerts to track spending, or instantly turn your card off if you suspect fraud.

*Please Note: If you are not an existing Honor cardholder when submitting a balance transfer request, our team will contact you to guide you through the process.

Honor Select Credit Card

Select Credit Card

  • Rates As Low As 8.49 APR*
  • Ideal for balance transfers, or everyday spending
  • No annual fee, no cash advance fee, no balance transfer fee
Honor Select Rewards Credit Card

Select Rewards Credit Card

  • Earn 2% cash back on all purchases
  • Easily redeem your rewards through the Honor app
  • No annual fee, no cash advance fee, no balance transfer fee

*APR=Annual Percentage Rate

Why You Should Transfer A Balance


  • No Fees! Many banks charge a balance transfer fee between 3-5 percent of the transfer amount. Not us! We’re here to help you achieve financial success. Along with no balance transfer fees, we also don’t charge annual fees or cash advance fees on any of our credit cards.
  • Faster Payoff. Because we don’t charge a balance transfer fee or annual fee, you can pay off your balance faster. Both of our credit cards offer competitive low rates, which also helps.
  • One-on-One Help. If this is your first time, or if your situation needs extra attention, we will help you through the balance transfer process to find the best solution for you!

Balance Transfer Tips

Balance Transfer FAQs

If you have a high-interest credit card racking up debt and want to move this amount to a lower-interest card, consider a balance transfer for debt consolidation. Balance transfers are a helpful tool for anyone able to pay off the balance quickly or at a lower rate to save on interest.

Every situation is different. We recommend you reach out to us so we can evaluate your needs, and give you a personalized recommendation.

Too many balance transfers can make it appear to creditors that you can’t pay your bills and are just shuffling high-interest debts to lower interest cards without the intention of paying off these balances quickly.

Most balance transfers are generally processed between 7 to 10 days, but different factors can affect that time frame. We recommend that if you have a scheduled payment coming up on the card balance you are transferring that you make that payment to be safe.

Absolutely! That’s actually a pretty common transaction. If you need help deciding what balances to transfer from what cards we would be happy to help!