Balance Transfer

Pay off Credit Card debt faster

Credit card balances can get out of hand in a hurry. Whatever your situation is, we can help you get back on track and on your way to paying off debt faster! 

Pay Off Debt Faster

No Balance Transfer Fees

Transfer Multiple
Card Balances

One-On-One Help

What Are The Benefits?

Pay Off Debt Faster

  • Transfer any existing credit card balance to a low-rate or rewards-earning credit card. 
  • With a lower rate, more of your payments will go towards your principal balance so you can pay off your debt faster!
  • We will guide you through the balance transfer process to find the best solution for you!

No Balance Transfer Fees

  • Many banks charge a balance transfer fee between 3-5 percent of the transfer amount. Not us! We’re here to help you achieve financial success.
  • Along with no balance transfer fees, we also don’t charge annual fees or cash advance fees on any of our credit cards.
  • Because we don’t charge a balance transfer fee or annual fee, you can pay off your balance faster.


Get Started

If you’re already an Honor member, simply fill out the form below and one of our Account Specialists will contact you within one business day and guide you through the rest of the process. Please remember, all form submissions are processed Monday through Friday during normal business hours.

Know Before You Start:

  • You must be an Honor member
  • You must have an Honor credit card
  • You need to know the balance of the card(s) you want to transfer
  • All forms are processed during normal business hours Monday – Friday

Balance Transfer FAQs

If you have a high-interest credit card racking up debt and want to move this amount to a lower-interest card, consider a balance transfer for debt consolidation. Balance transfers are a helpful tool for anyone able to pay off the balance quickly or at a lower rate to save on interest.

Every situation is different. We recommend you reach out to us so we can evaluate your needs and give you a personalized recommendation.

Too many balance transfers can make it appear to creditors that you can’t pay your bills and are just shuffling high-interest debts to lower interest cards without the intention of paying off these balances quickly.

Most balance transfers are generally processed between 7 to 10 days, but different factors can affect that time frame. We recommend that if you have a scheduled payment coming up on the card balance you are transferring that you make that payment to be safe.

Absolutely! That’s actually a pretty common transaction. If you need help deciding what balances to transfer from what cards we would be happy to help!