X

Multi-Factor Authentication (MFA)

We are committed to keeping your account secure. To enhance security measures, we are implementing multi-factor authentication (MFA) for all online and mobile banking accounts beginning October 9. View your secure messages in Mobile & Online Banking for more information.

family jumping near the water at a beach

Skip a Payment

Honor Credit Union’s Skip-A-Pay program you can skip a monthly payment on a qualifying loan as long as certain program qualifications are met. When you just need a little extra cash in your pocket, skipping your next loan payment could be just the ticket to get you ahead. Request to skip a payment 24/7 in online banking or the mobile app.

Take a Break From Your Loan Payment

Request In
Mobile App

The easiest way to request to skip a loan payment is through the Honor app

Request In
Online Banking

Learn how to request to skip your next loan payment in online banking

Other Ways
To Request

Learn how you can request to skip a payment via text, email or at a member center

Skip-a-Pay
Rules

Learn how often you can skip a payment, what loans aren't eligible and more

Skip a Payment In The Mobile App

The easiest and most convenient way to skip your next loan payment is through the Honor mobile app. Simply follow these four easy steps:

How To Do It

1. Log in to the mobile app.

2. Tap Accounts on the bottom menu bar.

3. Tap the eligible loan you wish to skip a payment on.

4. Tap “Skip A Payment” and follow the prompts.

(click image to enlarge)

Skip a Payment In Online Banking

Skipping a payment in online banking is easy! Simply follow these three steps:

How To Do It

1. Log in to online banking.

2. Click the eligible loan you wish to skip a payment on.

3. Click “Skip A Payment” and follow the prompts.

(click image to enlarge)

Other Ways To Skip a Payment

Email or Text

If you don’t use Honor’s online banking, you can still skip a loan payment. Download the form below and return it to us via email, text, or print it and drop it off at a local Honor member center.

Email

  1. Download the Skip Payment Form and fill it out on your computer or mobile device.
  2. Email the filled out form to memberservices@honorcu.com.

Text

  1. Download the Skip Payment Form and fill it out on your mobile device.
  2. Snap a clear picture or screenshot of the entire filled out form on your phone and text it to 800.442.2800.

In-Person

If you don’t feel comfortable submitting your Skip-a-Pay form digitally, you can always stop by a local member center and complete the process in-person.

In-Person

  1. Download the Skip Payment Form and fill it out.
  2. Return the filled out form to an Honor team member at a local member center.

Official Rules

  • Your account must be in good standing. This means all loans and account balances must be current and in good standing when the Skip Pay Coupon is received by the credit union.
  • Loan must be open for a minimum of (6) months prior to skipping loan payment.
  • Limit (3) skip pays per calendar year and skipped payments cannot take place in consecutive months.
  • Form must be signed by at least one borrower.
  • Real estate, lines of credit, and credit card loans are not eligible for this offer.
  • Limit (8) skip pays per life of any specific loan.
  • There will be a $40 skip pay application fee per loan. If you choose to have the application fee deducted from your credit union account, the funds must be available for withdrawal.
  • If you choose to skip your payment and your loan payment automatically transfers from an Honor account, it will not transfer during that month. You will not need to do anything with your automatic transfers, except in the following circumstances:
    • If you skip the payment on the day it’s due, please contact the credit union to stop the automatic transfer and for assistance advancing your due date forward.
    • If you choose to skip your payment and your loan payment automatically transfers from an outside source, you’ll need to contact the automatic payment source to stop that month’s payment.

By completing a Skip-A-Payment you are requesting Honor Credit Union to advance the loan due date equal to one month’s payment. You understand that the current balance of the loan is extended by the amount of the payment skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-A-Payment request. Using Skip-A-Payment on an auto loan may impact your GAP (Guaranteed Asset Protection) benefit if applicable. Please note that GAP coverage only allows for one skip payment for the life of the loan. If GAP was purchased at the dealership, these restrictions could differ. For more information on your GAP coverage, please give us a call at 800.442.2800.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.