Savings
Rates

Shares Savings Rates

Savings Account Rates

TypeInterest RateAPY*
Share Savings(for balances on $5.00 or more)0.01%0.01%
Christmas Savings0.01%0.01%
Vacation Savings0.01%0.01%
Health Savings (HSA)0.25%0.25%
Rates accurate as of Oct 27, 2021
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted.*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Certificate of Deposit Rates

Share, Traditional IRA, Roth IRA, HSA^ & Coverdell Education Savings Account Certificate Rates
TermInterest RateAPY*
3 months10.10%0.10%
6 months10.10%0.10%
9 months10.20%0.20%
12 months10.250%0.25%
18 months10.300%0.30%
24 months10.449%0.45%
30 months10.499%0.50%
36 months10.598%0.60%
48 months10.698%0.70%
60 months10.797%0.80%
12 month Add-On2^0.349%0.35%
Rates accurate as of Oct 27, 2021
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date.1 Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^ 12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. 12-month add-on CD not eligible for IRA CD's. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. *APY = Annual Percentage Yield. ** Minimum (1) direct deposit or active checking (8+ debit card transactions) per month is required to receive above stated rates. Rate Protector and Youth 0.25% APY rate bump are valid on CD Specials.

Money Market Rates

Surge Money Market Rates

AmountInterest RateAPY*
$1.00 - $2,500.0000.995%1.00%
$2,500.01 - $5,000.000.250%0.25%
$5,000.01 - $10,000.000.150%0.15%
$10,000.01 - $50,000.000.100%0.10%
$50,000.01 +0.050%0.05%
Rates accurate as of Oct 27, 2021
*APY = Annual Percentage Yield.

Momentum Money Market Rates

AmountInterest RateAPY*
$2,500.00 - $49,999.990.100%0.10%
$50,000.00 - $99,999.990.100%0.10%
$100,000.00 - $249,999.990.200%0.20%
$250,000.00 - $499,999.990.250%0.25%
$500,000.00 - $1,000,000.000.300%0.30%
Rates accurate as of Oct 27, 2021
*APY = Annual Percentage Yield.

Benefits Checking Rates

Benefits Checking Account Rates

AmountInterest RateAPY*
$0.01 - $10,000.002.959%3.00%
Rates accurate as of Oct 27, 2021
*APY = Annual Percentage Yield. $25 minimum deposit required. 3% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 01/01/17; Rate is variable and may change after account is opened. Federally insured by NCUA.

IRA Rates

Traditional IRA, Roth IRA, Coverdell Education Savings Account Rates

Interest RateAPY*
0.20%0.20%
Rates accurate as of Oct 27, 2021
*APY = Annual Percentage Yield.

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Insured by NCUA.