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Holiday Hours

In observance of Memorial Day, all Honor member centers, and our Contact Center will be closed Saturday, May 25th and Monday May 27th. We'll reopen for normal business hours on Tuesday, May 28th. You can always access your account 24/7 via online banking and the mobile app. As a reminder, if you get a suspicious call or text about your account activity or charges, do not click, call, or engage at all. Have a safe and happy holiday weekend!

Savings
Rates

Shares Savings Rates

Savings Account Rates

Type Interest Rate APY*
Share Savings(for balances on $5.00 or more) 0.01% 0.01%
Christmas Savings 0.01% 0.01%
Vacation Savings 0.01% 0.01%
Health Savings (HSA) 0.25% 0.25%
Rates accurate as of May 25, 2024
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted.*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Certificate of Deposit Rates

Share, Traditional IRA, Roth IRA, HSA,^ Coverdell Education & Jumbo Certificate Rates

Minimum opening deposit for Jumbo CDs is $100,000.00. Minimum opening deposit for all other CDs is $50.00 unless otherwise noted below.

Term Interest Rate APY*
3 months1 0.499% 0.50%
4 month special offer4 4.899% 5.01%
6 months1 1.243% 1.25%
9 months1 1.243% 1.25%
12 months1 1.490% 1.50%
18 months1 1.490% 1.50%
24 months1 1.588% 1.60%
30 months1 1.588% 1.60%
36 months1 1.933% 1.95%
48 months1 2.031% 2.05%
60 months1 2.129% 2.15%
12 month Add-On2^ 1.490% 1.50%
Jumbo 12 months3 1.736% 1.75%
Jumbo 24 months3 1.834% 1.85%
Jumbo 36 months3 2.178% 2.20%
Jumbo 48 months3 2.276% 2.30%
Jumbo 60 months3 2.374% 2.40%
Rates accurate as of May 25, 2024
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date. Insured by NCUA. *APY= Annual Percentage Yield. 1Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. 12-month add-on CD not eligible for IRA CD's. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. 3Jumbo CD not available for Coverdell Education Savings Accounts. 4To receive the above stated 4-month term at 5.01% APY, 4-month CD must be opened with a minimum balance of $1,000. Early withdrawal penalty is 90 days of interest. CD special is not eligible for rate protector benefit, a one-time rate bump over the course of the term. 4-month CD terms will renew at standard 6-month term upon maturity. Limited time offer. Rates subject to change without notice. Insured by NCUA.

Money Market Rates

Amplify Money Market Rate

Amnt Base Rate Base APY* Bonus Rate Bonus APY**
$0.01 and up 0.50% 0.50% 3.93% 4.00%
Rates accurate as of May 25, 2024
*APY = Annual Percentage Yield. Rates accurate as of 2/1/24. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. **An additional bonus dividend of 3.50% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking, Connect Checking or Simplified Checking account – please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 4.00% APY. Rates are variable and subject to change without notice. Insured by NCUA.

Surge Money Market Rates

Amount Interest Rate APY*
$0.01 - $1,000.00 3.93% 4.00%
$1,000.01 - $2,500.00 1.98% 2.80% - 4.00%
$2,500.01 - $5,000.00 0.99% 1.90% - 2.80%
$5,000.01 - $10,000.00 0.50% 1.20% - 1.90%
$10,000.01 - $1,000,000.00 0.25% 0.26% - 1.20%
Rates accurate as of May 25, 2024
*APY = Annual Percentage Yield. Rates accurate as of 2/1/24. $.01 minimum balance required to earn up to 4.00% APY. Surge Money Market is a blended tiered rate account which pays a different rate on the amount of funds in each tier. Each rate will apply only to the portion of the account balance within each tier and not the entire account balance. A higher daily balance, when moving up the tiers, will result in a lower APY being earned. One account per membership. Rates are variable and subject to change without notice. Insured by NCUA.

Momentum Money Market Rates

Amount Interest Rate APY*
$2,500.00 - $49,999.99 0.150% 0.15%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 - $249,999.99 0.60% 0.60%
$250,000.00 - $499,999.99 0.80% 0.80%
$500,000.00 + 0.99% 1.00%
Rates accurate as of May 25, 2024
*APY= Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. By federal regulation, some restrictions may apply.

Benefits Checking Rates

Benefits Checking Account Rates

Amount Interest Rate APY*
$0.01 - $10,000.00 5.03% 5.15%
Rates accurate as of May 25, 2024
*APY = Annual Percentage Yield. Rates accurate as of 2/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. **ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA.

IRA Rates

Traditional IRA, Roth IRA, Coverdell Education Savings Account Rates

Interest Rate APY*
0.20% 0.20%
Rates accurate as of May 25, 2024
*APY = Annual Percentage Yield.

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Insured by NCUA.

Open a Checking Account

Online

  1. Log in to online banking
  2. Click New Accounts in the top menu bar
  3. Click the “Share Rate Board” button under Open a New Savings section
  4. Select Benefits Checking or Connect Checking

By Phone

In Person

Not a member? No problem! It only takes a few minutes to become a member online.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.