Credit Cards

Enjoy Low Rates and Rewards

Finding the right credit card option can be complicated, from navigating interest rates to discovering hidden fees. Unlike big banks, we strive for a simple experience without all the fees. Whether you are looking for a credit card with rewards, or a card with a low rate to make it easier to pay off your balance, we’ve got you covered with an Honor Select or Select Rewards credit card!

Card Options Designed For
Your Personal Lifestyle

Competitive Low Rates
As Low As 10.74% APR

No Annual Or
Balance Transfer Fees

Pay With Your Phone
Using Your Digital Wallet


Select Rewards

No Annual Fee

No Cash Advance Fee

No Balance Transfer Fee

Credit Limits Starting at $500

Can Be Used with Digital Wallet

Lowest Interest Rate

Earn 1 Reward Point For Every $1 Spent

Select Credit Card

Honor Select Credit Card

The Ideal Card For...

  • Everyday spending
  • Balance transfers
  • Building credit
  • Members who carry a balance from month to month

Select Advantages

  • Enjoy rates as low as 10.74% APR*
  • No balance transfer fee, annual fee, or cash advance fee
  • Credit limits from $500
  • Works with Apple Pay, Google Pay, and Samsung Pay

Select Rewards Credit Card

Honor Select Rewards Credit Card

The Ideal Card For...

  • Everyday spending
  • Shoppers who are interested in earning rewards for their purchases
  • Members who typically pay their balance off each month
  • Using with no annual fee, balance transfer fee, or cash advance fees

Select Your Rewards!

  • Earn 1 reward point for every $1 spent
  • Rewards can be redeemed for gift cards, merchandise, travel, and more!
  • Earn 1% cash back on purchases

Balance Transfer

Credit cards sure are easy to use, aren’t they? One day your balance is low and the next thing you know you have a higher balance than you remember spending! Whether it’s the result of a shopping spree, or a large transaction, we can help ease the burden of a high interest credit card with a simple balance transfer to an Honor credit card.

How It Works

We believe in a personalized approach at Honor Credit Union because everyone’s situation is different and we will guide you through the process of transferring your balances to an Honor credit card that suits your needs with a low interest rate so you can start knocking out those credit card balances.

What You Need To Know

  • Must have an Honor Select or Select Rewards credit card
  • Must know the balance of the credit card(s) you want to transfer

Reloadable & Gift Cards

What do you get the person who has everything? A Visa Gift Card or a Reloadable VISA Travel Card might be the perfect simple gift you’re looking for. Our Visa Gift Cards are like a regular Visa because they are accepted pretty much anywhere, and will be the one gift you know you won’t ever get returned! Stop by any local Honor member center to setup a reloadable card or to purchase a gift card.

VISA Gift Cards

  • Enjoy the convenience of spending money when and where you want to
  • Can be used anywhere Visa cards are accepted
  • Can be loaded in amounts from $10 to $1,000
  • Card will expire no sooner than five years from the date of issue

Reloadable Travel Cards

  • Can be used anywhere Visa cards are accepted
  • Can be loaded in amounts of $100 to $5,000
  • 24/7 live operator support, lost and stolen card reporting services, and cardholder inquiry services

* There is a $5.00 new card fee. Reloading and inactivity fees apply. See all fees on our Disclosures page.

digital wallet

Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet or big purse with credit cards and debit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor debit card to your phone today.

Add It To Your Phone

  • Apple Pay – Use your eligible iPhone, Apple Watch, or iPad to conveniently make purchases at participating merchants.
  • Google Pay – Android users can use their phone to make payments at more than one million stores across the United States.
  • Samsung Pay – Members with eligible Samsung phones can make payments to earn reward points redeemable for instant-win opportunities and other deals.

LOST or stolen CARDs

Losing a card or having it stolen can happen at any time. Don’t panic, because Honor Credit Union is here to help you 24 hours a day, seven days a week.

Important Phone Numbers

MasterCard Debit & Credit Cards

Card Activation: 866.619.0245

Lost or Stolen Cards: 800.442.2800

Out of the Country Emergency Numbers*

Lost or Stolen Card: 513.900.3005

CU Talk: 616.285.5720

* Collect calls are accepted

Credit Card FAQs

We have flexible options like share secured cards to help you start building credit and we offer smaller limits to get you started.

A variable interest rate is an interest rate that fluctuates over time because it is based on an underlying benchmark (Prime) interest rate that changes periodically.

  1. Login or Register your card at
  2. Browse the available reward options
  3. Make your selections and complete the checkout process

Have Questions? Check out the Dream Points FAQs, or call 866.678.5189

Please Note: If you have a Dream Points account, but get a new credit card, you will have to Register the new card. You will still accumulate points in the meantime.

You can earn 1 point for every $1 you spend with your Select Rewards Credit Card. Rewards include cash back, statement credits, gift cards, experiences, merchandise, charitable donations and more! 


Stop by any local Honor branch or give us a call at 800.442.2800 to talk about your options.

Yes.  Just be aware of the following guidelines:

  • Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.
  • Beware of blocked and sanctioned countries. Here is a current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
  • While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.