Compare Credit Cards
Enjoy low rates, no annual fees, and no balance transfer fee. Whether you are looking for a credit card with rewards, or a card with a low rate to make it easier to pay off your balance, we’ve got you covered with an Honor Select Credit Card, or Honor Select Rewards credit card!
Bonus Rewards Are in Session!
Earn bonus rewards points all August long on everything from that first-day outfit to fresh notebooks. That’s 3 rewards points for every $1 spent.*
- Department Stores: Score school clothes, shoes, backpacks, and more.
- Office & School Supply Stores: Grab classroom must-haves.
- Book Stores: Get books and fun finds for the year ahead.
- Gas Stations: Fuel up for a summer send-off or school drop-offs.
- Grocery Stores: Stock up on lunchbox staples, after-school snacks, and more.
- Restaurants: Enjoy simple dinners after a busy day or celebratory meals at your favorite places.
Simply make a purchase at a qualifying retailer and watch your points rack up. View your rewards in the Manage My Cards section in Honor Mobile and Online Banking.
*Earn a total of three (3) reward points for every $1 in qualifying net purchases (comprised of the standard two (2) base reward points plus one (1) bonus reward point) posted to your Select Rewards Mastercard® account between August 1, 2026 and August 31, 2026. Eligible Select Rewards Mastercard accounts must be open and in good standing at the time bonus reward points are awarded. Qualifying net purchases are purchases made during the promotional period that post to your account and are coded by Mastercard® as department stores, clothing stores, discount stores, office and school supply stores, bookstores, grocery stores, gas stations, and restaurants. Merchant Category Codes (MCCs) are assigned by merchants and Mastercard®, not by Honor Credit Union, and Honor Credit Union does not determine or control how merchants or transactions are categorized. Qualifying net purchases exclude cash advances, balance transfers, fees, interest charges, returned merchandise, credits, disputed transactions, unauthorized or fraudulent transactions, and any other non-purchase transactions. Transactions associated with gambling, sports betting, or gaming are not eligible to earn promotional reward points. Bonus reward points will be credited to eligible accounts two (2) billing cycles following the end of the promotional period. All other terms and conditions of the Select Rewards Mastercard Rewards Program and Credit Card Agreement remain in effect. Refer to the Rewards Program Terms and Conditions for complete information regarding reward point accrual, redemption, expiration, and program limitations. Some restrictions may apply. Insured by NCUA.
Select The Best Credit Card
Choosing the right credit card can is a game-changer in managing your finances. Whether you’re looking to build your credit score or earn rewards on everyday purchases, our range of credit cards has you covered. With no annual fees, flexible payment options, and seamless integration with your favorite digital wallets, it’s never been easier to find a card that fits your lifestyle.
Select
Credit Card
The perfect card for balance transfers and building credit.
as low as
11.99% APR*
- Low Rate Credit Card
- No Annual Fee
- No Balance Transfer Fee
Select Rewards
Credit Card
Ideal for shoppers looking to earn rewards and cash back.
as low as
15.99% APR**
- Earn 2 reward points per $1 spent
- Redeem points for cash
- back, travel, and more**
- No Annual Fee, or Balance Transfer Fee
APR = Annual Percentage Rate.
Transactions associated with gambling, sports betting and/or gaming purchases not eligible to accrue reward points.
How To Redeem Select Rewards Points
Our uChoose Rewards program offers our Select Rewards credit cardholders the best-in-class rewards options, including 2% cash back, travel, merchandise, gift cards, and much more!
Register Your Card
Creating a uChoose Rewards account is simple! It’s an easy 3-step registration process and only takes a few minutes. You will need:
- 16-Digit Card Number
- Personal Information
- Account Information
You can access the uChoose Rewards system through the Honor mobile app or online banking
Cash in Your Points
You can access the uChoose Rewards system through Manage My Cards on the Honor mobile app or online banking.
- You will be required to create a uChoose Rewards account the first time you redeem points.
- Reward points can be redeemed for up to three years following the transaction date.
Contactless Payments
All Honor credit cards and debit cards issued on or after October 1, 2023 are enabled with contactless technology and will display the contactless symbol. A contactless-enabled card allows you to tap your card on the payment terminal to complete a purchase versus inserting or swiping it as commonly done in the past. Not only is this a more convenient and quicker touch-free payment method, but it is also more secure.
What you need to get started
-
To process a contactless payment, simply:
- LOOK for the contactless symbol on the payment terminal.
- TAP or HOLD your contactless-enabled card close to the payment screen.
- If contactless payments aren't enabled at checkout, you can still use your card by swiping or inserting it as you previously would.
- The contactless payment method is secure because it generates unique data for each transaction.
Balance Transfer
Credit card debt can be overwhelming, but Honor is here to help. Our easy balance transfer option moves your debt to a low-rate Honor credit card, making it easier to pay off faster and with less stress. Let’s take control of your finances and brighten your future together!
What you need to get started
- An Honor Membership
- An Honor Select or Select Rewards credit card
- The balance information for the credit card(s) you’d like to transfer
Simply fill out a quick, secure online form, and a dedicated Honor team member will contact you to guide you through the rest of the process.
Manage My Cards
With the Manage My Cards feature in the Honor mobile app, you are in control of your cards and the activity on your cards. From the ability to turn your cards on and off, receiving real-time transaction alerts, to redeeming credit card reward points and viewing spending insights, Manage My Cards is a feature worth using!
Real-Time Alerts
Receive real-time mobile app alerts or email notifications every time your card is used.
Reset Your Pin
Within Manage My Cards, you can easily reset your pin to keep your account safe and secure.
Turn Cards On/Off
You’re in control! Quickly and easily immediately turn your card(s) on/off with just the swipe of your finger.
Manage Travel Plans
If you’re travelling out of state or internationally, notify us within Manage My Cards to make sure your card(s) are not restricted during your trip.
Redeem Reward Points
Members with reward-eligible credit and debit cards can redeem reward points without the need to enter separate username/password.
View Spending Insights
Develop healthier spending habits or simply keep track of card usage by quickly seeing how, when and where you spend.
Card Support
Important Numbers
Travel Information
If you're planning an international trip, keep us informed by stopping by a branch or giving our contact center a call at 800.442.2800 to let us know to expect transactions from your desired destination.
Beware of blocked and sanctioned countries. For a current list of these countries check out the Office of Foreign Asset Control (OFAC) of the US Department of Treasury's list. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
Fraud Protection
If you suspect fraud you can turn your card off instantly from within the Honor mobile app.
Honor debit and credit card holders are automatically enrolled in our free card protection program. Cardholders can sign up for additional free Mastercard fraud services.
If we suspect fraudulent activity, the transaction will likely be declined and your account will be blocked to prevent further harmful activity. We will attempt to notify you as quickly as 30 seconds after a suspicious transaction takes place.
Digital Wallet
Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet or big purse with credit cards and debit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor debit card to your phone today.
Add Your Card to Your Phone
No Fees!
While many banks charge 3-5% for balance transfers, we don’t! Plus, Honor credit cards have no annual fees—helping you keep more of your money.
Faster Payoff
With no balance transfer or annual fees and low rates, Honor helps you pay off your balance faster.
One-on-One Help
If you’re new or need extra help, we’ll guide you through the balance transfer process to find the best solution!
Reloadable & Gift Cards
What do you get the person who has everything? A gift card or a Reloadable Travel Card might be the simple gift you’re looking for. Our gift cards are like regular credit cards because they are accepted pretty much anywhere, and will be the one gift you know you won’t ever get returned! Stop by any local Honor branch to setup a reloadable card or to purchase a gift card.
Honor Credit Union Gift Cards
- Enjoy the convenience of spending money when and where you want to
- Can be used anywhere credit cards are accepted
- Can be loaded in amounts from $10 to $1,000
- Card will expire no sooner than five years from the date of issue
Honor Credit Union Travel Cards
- Can be used anywhere credit cards are accepted and are reloadable
- Reload your card at any branch, or online at www.gocardservices.com*
- Can be loaded in amounts of $10 to $5,000
- 24/7 live operator support, lost and stolen card reporting services, and cardholder inquiry services
*Reloading and inactivity fees apply. See all fees on our Disclosures page.
More to Explore
To better help you understand credit, and credit cards, we’ve put together some helpful blog posts about credit cards, spending habits, and balance transfers.
*Credit card approval depends on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. Cardholders are advised to refer to the credit card agreement and rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. The annual percentage rate (APR) will vary with the market based on Prime Rate.
**Rates, terms, and conditions are subject to change without notice. Cardholders are advised to refer to the credit card agreement and rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. The annual percentage rate (APR) will vary with the market based on Prime Rate. Two reward points are earned per $1 spent on qualifying purchase transactions. Transactions associated with gambling, sports betting and/or gaming purchases not eligible to accrue reward points.
Honor Reloadable Gift and Travel cards valid only in the USA. Cards are issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Use your Debit Mastercard everywhere Mastercard debit cards are accepted.