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Multi-Factor Authentication (MFA)

We are committed to keeping your account secure. To enhance security measures, we are implementing multi-factor authentication (MFA) for all online and mobile banking accounts beginning October 9. View your secure messages in Mobile & Online Banking for more information.

student loans

Navigating the path to higher education can be challenging, but Honor Credit Union is here to help make it easier with our competitive student loan options. Whether you’re a current student or a parent looking to support your child’s educational journey, our student loans offer flexible terms and low rates designed to fit your budget.

Options To Make College Affordable

Wherever you are in your higher education, get the money you need for school. Student loans from Honor, in partnership with Sallie Mae®, could help!

Options For
All Students

Competitive
Interest Rates

No Origination Or
Prepayment Penalties1

Multiple
Repayment Options

Refinance a Student Loan

Our student loan refinance program is designed to help college graduates in repaying their student loans and saving money!  This money-saving consolidation option will allow you to refinance your private and federal student loans into one low monthly payment.

Refinance Details

man and woman sitting next to each other smiling and looking at a tablet device

Apply For a Student Loan

Whether you’re an undergraduate, career training or graduate student, get money for school from Sallie Mae®. Student loans from Honor, in partnership with Sallie Mae®, could help!

Enjoy These Benefits

Smart Option Student Loan®

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school. Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Smart Option Student Loan®

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school. Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Graduate School Loan

Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan

Pay for your school and associated expenses as you study for your law degree

*APR = Annual Percentage Rate. Variable rate based on Prime Index as published in the Wall Street Journal. Variable rate loans range from Prime -0.50% to Prime + 7.00% based on credit worthiness. The current Prime Rate used for Variable Rate Student Loan Refinances is 3.25%. Rates update with Prime at the end of each quarter, based on the Prime Rate of the 1st of the month prior to a new quarter. **Honor Credit Union is compensated for the referral of Smart Option Loan customers. 

Sallie Mae Disclosures

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Honor Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Sallie Mae Disclosures

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Honor is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000.  Current credit and other eligibility criteria apply.  Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.