Business Rates

Share Savings

Business Share Savings AccountsEffective Date: Aug 14, 2020
TypeInterest RateAPY*
Share Savings(for balances on $5.00 or more)0.01%0.01%
Health Savings (HSA)0.25%0.25%
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Money Markets

Business Tiered Interest Money Market Rates Effective Date: Aug 14, 2020
Interest RateInterest RateAPY*
$2,500.00 - $9,999.990.10%0.10%
$10,000.00 - $24,999.990.15%0.15%
$25,000.00 - $49,999.990.20%0.20%
$50,000.00 - $99,999.990.25%0.25%
$100,000.00 - $249,999.990.30%0.30%
$250,000.00 +0.35%0.35%
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Business Momentum Money Market Rates Effective Date: Aug 14, 2020
Interest RateInterest RateAPY*
$2,500.00 - $9,999.990.100%0.10%
$10,000.00 - $24,999.990.150%0.15%
$25,000.00 - $49,999.990.15%0.15%
$50,000.00 - $99,999.990.250%0.25%
$100,000.00 - $249,999.990.300%0.30%
$250,000.00 - $1,000,000.000.349%0.35%
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Certificates of Deposit

Share, Traditional IRA, Roth IRA, HSA^ & Coverdell Education Savings Account Certificates Effective Date: Aug 14, 2020
TermInterest RateAPY*
3 months10.10%0.10%
6 months10.10%0.10%
9 months10.20%0.20%
12 months10.300%0.30%
18 months10.349%0.35%
24 months10.399%0.40%
30 months10.449%0.45%
36 months10.499%0.50%
48 months10.598%0.60%
60 months10.698%0.70%
12 month Add-On2^0.349%0.35%
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date.1 Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^ 12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD.*No relationship requirement. CD special and relationship specials are eligible for a one time rate protector no matter the length of CD term.** Minimum (1) direct deposit or active checking (8+ debit card transactions) per month is required to receive above stated rates. Rate Protector and Youth 0.25% APY rate bump are valid on CD Specials. 12 Month Special CDs renew at the standard 12 month rate upon maturity. 

Business Checking

Business Advantage Checking Rates Effective Date: Aug 14, 2020
AmountInterest RateAPY*
$2,500.00 - $9,999.990.10%0.10%
$10,000.00 - $24,999.990.15%0.15%
$25,000.00 - $49,999.990.20%0.20%
$50,000.00 - $99,999.990.25%0.25%
$100,000.00 - $249,999.990.30%0.30%
$250,000.00 +0.35%0.35%
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Accelerate Business Checking Rates Effective Date: Aug 14, 2020
AmountInterest RateAPY*
$0.01 - $100,000.001.00%1.00%
**$100 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 02/24/2020; Rate is variable and may change after account is opened. Insured By NCUA.

Business Loan Rates

To grow your business, sometimes you need a little help. Expanding your office, or adding a new location? We can help with that. Buying new equipment? We can help with that too. Whatever your situation, we have a lending solution to meet your needs. We invite you to learn a little more about the business lending solutions we offer and then reach out to one of our business experts to get started.