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Holiday Hours

In observance of Memorial Day, all Honor member centers, and our Contact Center will be closed Saturday, May 25th and Monday May 27th. We'll reopen for normal business hours on Tuesday, May 28th. You can always access your account 24/7 via online banking and the mobile app. As a reminder, if you get a suspicious call or text about your account activity or charges, do not click, call, or engage at all. Have a safe and happy holiday weekend!

cup of coffee resting on a table next to a receipt and an honor benefits checking debit card

High Yield Benefits Checking

With Honor’s high yield Benefits Checking account you’ll earn a high rate of interest on your average daily balance every month. A free checking account that pays you money sounds too good to be true, right? Wrong! It’s just another way we are committed to making your money work for you. Open your account online 24/7!

Free Checking Account With Benefits

Get All
The Details

From earning interest to ATM surcharge reimbursements, learn about all of the benefits!

How To Earn
5.15% APY*

Learn the simple steps to take to earn interest with our high yield checking account.

Debit Card
Roundup

Enhance your check deposit capabilities with a secure & quick solution.

Overdraft
Protection

We can help make the process of wire transfers easier so you can focus on your business.

5.15% APY*

Benefits Checking

+ $250 Bonus**

About Our High Yield Benefits Checking

Enjoy The Benefits

How Much Can You Earn?

Below are some examples of how much you could earn with a high yield Benefits Checking account.

Average Daily Balance

Interest Earned After One Month

Interest Earned After One Year

$10,000

$42.92

$515

$8,000

$34.33

$412

$5,000

$21.46

$257.50

$1,000

$4.29

$51.50

$500

$2.15

$25.75

Note: Examples are approximate estimations and not based on compounding balances.

Easy Requirements

It’s easy to take advantage of our free high yield Benefits Checking account. Just meet these easy requirements each month!

Enroll In eStatements

Have a valid email address on your account, and enroll in monthly e-Statements.

Setup Direct Deposit

Set at least one direct deposit to your Benefits Checking account each month.

Log In To Online Banking

Log in to your Honor online banking account at least one time each month.

Swipe Your Card

Make at least 20 debit card PIN or signature transactions per month.

(ATM PIN transactions not eligible)

Instant Deposit

If you have a pending direct deposit that you need to access sooner, you can now access your paycheck before payday with Honor’s Instant Deposit feature! As soon as you see your direct deposit pending within online banking, or on the mobile app, you can access those funds! 

Details

An instant deposit³ is defined as early access to a direct deposit that is scheduled to post to your account. An instant deposit is a way for you to gain access to your funds sooner.

How To Request An Instant Deposit

You can request an instant deposit within your online banking, in the Honor app, or by calling 800.442.2800. Follow the steps below for online banking and the mobile app.

  1. Log in to online banking
  2. In the My Accounts tab select ACH Transactions
  3. Select the ACH transaction you wish to instantly deposit and click Post Now

a screenshot of online banking on a desktop computer view showing how to access funds early from a pending ACH deposit

4. Confirm your instant deposit request and select an account to have the $10 fee drawn from

a screenshot of online banking on a desktop computer view showing how to choose which account to pull a fee from to access funds early from a pending ACH deposit

  1. Log in to the Honor mobile app
  2. Tap Accounts on the bottom menu, and then tap My Accounts
  3. Tap ACH Transactions
  4. Select the ACH transaction you wish to instantly deposit and tap Post Now

screenshot showing the ach transactions available to be posted immediately

5. Confirm your instant deposit request and select an account to have the $10 fee drawn from

screenshot explaining the fee involved with posting an ach transaction immediately and asking which account to pull the fee from

 

³$10 fee per instant deposit to gain early access to funds. No checking account required. Direct Deposit and earlier availability of funds are subject to the timing of payer’s funding, and credit union approval. Honor Credit Union cannot guarantee a payer’s funds will be available for instant deposit. Requests per each Direct Deposit must be made within online banking or by contacting the credit union. Insured By NCUA.

Debit Card Round up

Our Debit Card Round Up program, formerly known as “It’s Your Change,” allows you to easily save money. Each debit card purchase will automatically round up to the nearest dollar, and the remaining change will be deposited into your savings account. Just like putting your pennies and dimes in a jar, you’ll be surprised at how much you can save without even thinking about it!

How It Works

How To Enroll

Members can enroll in online banking or the mobile app 24/7. You can also call us at 800.442.2800 or stop by any member center.

  1. Log in to online banking
  2. In the Member Services menu tab select Debit Card Round Up
  3. Select the eligible checking account you would like to enroll
  4. Choose the option “I would like to round up purchases on my debit card for this account”
  5. Select which savings account you would like the amount to be deposited into and click Update
screenshot of enrolling in Honor Credit Union Debit Card Round Up program in online banking
(click to enlarge)

 

  1. Log in to the Honor mobile app
  2. Tap More on the bottom right
  3. Scroll down and tap Debit Card Round Up
  4. Select the eligible checking account you would like to enroll
  5. Choose the option “I would like to round up purchases on my debit card for this account”
  6. Select which savings account you would like the amount to be deposited into and click Update
screenshot of enrolling in Honor Credit Union Debit Card Round Up program in the Honor app
(click to enlarge)

Overdraft Protection

An overdraft occurs when you do not have enough available funds in your checking account to cover a transaction. We understand life happens, and everyone can sometimes make a mistake or encounter financial challenges, so we have overdraft protection options to assist you in these situations. 

What Your Options Are

woman looking disappointed while sitting on couch surrounded by shopping bags

Checking Account FAQs

Setting up or switching your direct deposit to Honor is as easy as a click of a button with our ClickSWITCH tool. We also have a simple form you can fill out and submit to your employer’s HR department.

Absolutely! Paying your bills online with Honor is free and easy. 

For Members
Visit our online banking page to learn how to set up Online Bill Pay.

Not a Member Yet?
No problem. First, let’s get you into the Honor family with our simple clickSWITCH tool.

Yes!  Both of our checking accounts give you access to over 35,000 surcharge-free ATMs across the country. As an added bonus, our Benefits Checking account pays you up to $20 each month in surcharge reimbursements if you use an ATM that is not in our network.

Leaving The Country?

No problem. 

  • Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor branch so we know to expect transactions from your destination.
  • Beware of blocked and sanctioned countries.  The Office of Foreign Asset Control (OFAC) of the US Department of Treasury has a current list of those countries. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
  • While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.

No! Honor Credit Union doesn’t charge per-check fees for either checking account.

There are three ways to reorder checks!

Online Banking 

  1. Login to online banking
  2. Click the orange “OC” icon next to Checking on the main Account Summary page.

Deluxe Website

You can reorder checks by visiting the Deluxe website.

In Person

You can stop by any local member center and speak with an Honor team member to order more checks.

*APY = Annual Percentage Yield. Rates accurate as of 2/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. ^ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA.

Open a Checking Account

Online

  1. Log in to online banking
  2. Click New Accounts in the top menu bar
  3. Click the “Share Rate Board” button under Open a New Savings section
  4. Select Benefits Checking or Connect Checking

By Phone

In Person

Not a member? No problem! It only takes a few minutes to become a member online.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.