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You're Invited To Join The Fam!
Hello there! At Honor Credit Union, we believe a financial partner should serve its members and the communities where they live, work, and play. We want to help you reach your goals and achieve financial success. And right now, we want to help you start your journey with a free $100* when you become a member and open a checking account!
Free Online Banking
And Mobile App
No Monthly Or
Minimum Balance Fees
Free MasterCard®
Debit Card
Access 35,000+
Surcharge-Free ATMs
Choose A Free Checking Account
We believe your checking account should work for you, and you will quickly see that’s what both options we offer will do for you. All you have to do is decide if you want to earn reward points to spend at numerous retailers, or if you want to earn interest on your account balance. The best part is both accounts are free with no monthly fees and no minimum balance requirements.
Which Option Works For You?
Benefits Checking

- Earn 3.00% APY* on your average daily balance up to $10,000*
- Do you make frequent stops at ATMs? You will receive up to $20 cash back each month in ATM surcharges
- Pair Benefits Checking with a Surge Money Market to earn high interest rates while maintaining access to your funds
*New memberships only. $100 paid when new member opens a checking account with a minimum deposit of $25 and has at least one direct deposit totaling $100 per month. Direct deposit must be made within 60 days of account opening. Bonus will be paid within 30 days of direct deposit posting to new account. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $100 bonus will be withdrawn from account. Limit one $100 bonus per new member. Honor employees and immediate family members ineligible. Offer subject to change without notice. This is a gift, please consult your tax advisor. Not valid with any other offer. Limited time offer. Federally insured by NCUA.
¹$25 minimum deposit required. 3.00% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3.00% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 11/01/20; Rate is variable and may change after account is opened. Insured by NCUA.
Locations Across Michigan
You can complete nearly all of your banking tasks online through our online banking and mobile app, but if you need to see us in person, you’re in luck! We have member centers across the state of Michigan where you can do everything from cashing a check to applying for a loan.
Full-Service
Lobbies
Drive-Thru
Service
24-Hour ATM
Access
Night Deposit
Box
Come Visit Us!
We have member centers in areas across Michigan, including Battle Creek, Kalamazoo, Grand Rapids, Southwest Michigan, and the Upper Peninsula.

Auto Loans
Competitive Rates & Flexible Terms
Switching Has Never Been Easier!

- Thinking about switching your automatic deposits and bill payments can be overwhelming, but toss the stress to the side with our ClickSWITCH tool.
- Say goodbye to the hassle of printing and filling out forms, or contacting all of the places you currently have automatic payments going to.
- Easily move recurring payments and direct deposits to your new Honor account with the click of your mouse or tap of your finger!
Who Is Honor Credit Union?
We’re glad you asked! We’re based in Berrien Springs, in southwest Michigan, but we serve members across the entire State of Michigan, including the Upper Peninsula. We first opened our doors in 1934 as Berrien Teachers Credit Union, and supporting teachers and students still remains a core initiative. But, we don’t just stop there. We’re obsessed with serving our communities and giving back, whether it’s handing out a pair of Honor sunglasses, or by showing up at one of our business partners and doing a cash mob. We’re a little unconventional, and we like it that way. We invite you to come be part of it, too!

An Honor cash mob took over Binder Park Zoo in Battle Creek for a few hours one day this summer.


We love surprising our friends at MOSAIC CCDA Resale Store in Benton Harbor with some new swag. To learn more about MOSAIC and our business partnership click here.

Our cowboy hats were a big hit at the Great Lakes Rodeo event in Gwinn.


We're proud to support our area law enforcement with our involvement in the Patrol Dog program. To learn more click here.

Our Student Credit Union program is a big hit with students across the state. To learn more about our involvement click here.

We hold free shred events across our communities every year. To learn more click here.

It always brings us joy to see the smiling faces when we present scholarship checks to graduating high school seniors. To learn more about our Community Commitment Scholarship initiative click here.
Member Testimonials
*New memberships only. $100 paid when new member opens a checking account with a minimum deposit of $25 and has at least one direct deposit totaling $100 per month. Direct deposit must be made within 60 days of account opening. Bonus will be paid within 30 days of direct deposit posting to new account. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $100 bonus will be withdrawn from account. Limit one $100 bonus per new member. Honor employees and immediate family members ineligible. Offer subject to change without notice. This is a gift, please consult your tax advisor. Not valid with any other offer. Limited time offer. Federally insured by NCUA.