Members in
Baroda, MI
About Our High Yield Benefits Checking
Enjoy The Benefits
- Earn 5.15% APY* on your average daily balance up to $10,000* after you meet a few easy requirements!
- Do you make frequent stops at ATMs? You will receive up to $20 cash back each month in ATM surcharges^
- Pair Benefits Checking with an Amplify Money Market to earn high interest rates while maintaining access to your funds
- No monthly or minimum balance fees
- Free debit card and free online banking
How To Earn a $250 Bonus**
A $250 bonus to open a checking account sounds too good to be true, right?! Well, it’s not. Learn how easy it is!
A Few Easy Steps
Open a Benefits Checking Account
Open a new checking account with a minimum opening deposit of $25 or more.
Meet the Easy Requirements
Make cumulative ACH deposits of $500 or more and complete 8+ debit card transactions within 60 days of account opening.
Enjoy Your Bonus!
Your $250 cash bonus will be deposited in your new account within 30 days of all requirements being satisfied.
Three Reasons To Open a Benefits Checking
We believe all members should have a high yield checking account that works for them to save money, help them manage finances and much more. Here are three reasons now is the best time to open a Benefits Checking account!
It's Member-Approved!
Honor members use Benefits Checking for a number of reasons, from everyday spending, to building up their savings, and learning to manage their finances.
The Interest Is a Big Benefit!
Below are some examples of how much you could earn with a high yield Benefits Checking account.
Interest Examples
Average Daily Balance
Interest Earned After One Month
Interest Earned After One Year
$10,000
$42.92
$515
$8,000
$34.33
$412
$5,000
$21.46
$257.50
$1,000
$4.29
$51.50
$500
$2.15
$25.75
Note: Examples are approximate estimations and not based on compounding balances.
Earn Up To
$515 / Year
Earn $515 in a year with an average daily balance of $10,000.
Start Earning
With $25
Start earning interest with the initial $25 deposit to open your account.
Easy Requirements To Earn 5.15% APY*
Enroll In eStatements
Have a valid email address on your account, and enroll in monthly e-Statements.
Setup Direct Deposit
Set at least one direct deposit to your Benefits Checking account each month.
Log In To Online Banking
Log in to your Honor online banking account at least one time each month.
Swipe Your Card
Make at least 20 debit card PIN or signature transactions per month.
(ATM PIN transactions not eligible)
Did We Mention the $250 Bonus?!
We’ll say it again. Open a new Benefits Checking account, meet a few simple requirements, and you will receive a $250 bonus!** What you do with your bonus money is up to you, but see below for a few ideas on how to make the most of your $250.
How To Maximize Your $250!
- Our high yield Amplify Money Market is a great pair with Benefits Checking and you could use your $250 to jump-start your savings!
- Open a Certificate of Deposit to save for the future.
- You could pay extra on a monthly loan or credit card payment.
- Start an emergency fund for unexpected medical or home expenses. It's easy to open a Special Shares account within the mobile app or via desktop online banking.
Three Easy Ways!
Thanks for being an Honor member! To make sure you get your $250 bonus when you open your new Benefits Checking account, please give us a call, text us, or visit a local member center.
Visit a Member Center
Search for a Member Center
Becoming a Member Is Easy!
Becoming an Honor member is easy, and thanks to our online process you can do it 24/7, from the comfort of home, or on the go from the palm of your hand on your mobile phone.
3 Reasons To Become a Member
We are more than a bank, and you are more than a customer. All of our Members are also our owners.
Like you, our home is in Michigan and with 28 Member Centers to choose from, your neighbors are our neighbors.
We support local businesses, schools, and charitable organizations to encourage opportunity and growth in the places we live.
We love surprising our friends at MOSAIC CCDA Resale Store in Benton Harbor with some new swag. To learn more about MOSAIC and our business partnership click here.
You never know when an Honor cash mob might take take over a local community event!
Our cowboy hats were a big hit at the Great Lakes Rodeo event in Gwinn.
We hold free shred events across our communities every year. To learn more click here.
It always brings us joy to see the smiling faces when we present scholarship checks to graduating high school seniors. To learn more about our Community Commitment Scholarship initiative click here.
Enjoy Digital Banking Perks With Credit Union Service
Our ClickSWITCH tool gets rid of the hassle of printing and filling out forms to switch direct deposits, automatic payments, and other account information.
Have a pending direct deposit that you need to access sooner? With Instant Deposit you can! Use the mobile app or online banking to deposit your funds.
The CardHub feature is one of the many useful tools in our mobile app. Set transaction alerts, turn your cards off, report fraud, redeem credit card reward points & much more!
Some questions or problems need answers from real people. We have team members at 28 member center locations across Michigan, and our Contact Center team is always a call or text away.
Contact Honor
Have questions for us? Want to work with a real live person to open your account? Simply give us a call or text us during normal business hours to speak with one of our team members. You can also send us an email message using the form below, and our Contact Center team will get back to you as soon as possible.
*APY = Annual Percentage Yield. Rates accurate as of 2/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PINbased point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. ^ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA. APY = Annual Percentage Yield, 0.00% APY.
**$250 paid when new or existing member without a current checking account opens a personal checking account with a minimum opening deposit of $25, sets up qualifying direct deposit(s) totaling $500 or more and conducts 8+ debit card transactions all within 60 days of account opening. A qualifying direct deposit is defined as one from a recurring paycheck, pension, or government benefits (such as social security) payments only. Non-payroll related ACH, person-to-person payments and transfers from other financial institutions or other Honor CU accounts do not qualify. Bonus will be paid within 30 days of minimum requirements being met. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $250 bonus will be withdrawn from account. New members must open account at honorcu.com/bonus/ or a local member center location. Existing members must open new checking account at member center location and specifically mention the $250 offer at time of opening. Existing members that have closed a checking account at Honor in last five years, not eligible. Offer subject to change without notice. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.
