5 Best Practices To Protect Yourself From Fraud

person holding an honor debit card next to a computer

Fraud can happen to anyone at any time and with fraudulent attempts on the rise worldwide, we want to make sure you’re prepared and you know what to do if and when fraud may cross your path.

The best way to protect yourself from fraud is knowing what signs to look for and what to do to protect your personal information.

The most important thing to remember is when in doubt, throw it out!

Examples of Phishing Attempts

If you receive a message like one of these screenshot examples below DO NOT CLICK on any links, or engage in any way. Call us immediately at 800.442.2800.

In the blog below, we have five best practices to protect yourself from fraud, from how we stop it it and steps you can take to prevent it from happening.

Don't Trust Every Call, Text, Or Email You Receive!

If you receive a call or text from an unknown number or even a number you know and trust, be on alert with the questions you’re being asked.

Fraudsters and bad actors are known for mimicking numbers you know and trust and asking the right questions to gain access to your bank account or personal information.

Always remember, Honor team members will NEVER ask you for your:

  • Full debit or credit card number,
  • Usernames or any account passwords
  • PIN number
  • Codeword
  • Security questions, including any answers

If you receive a call asking for any of this information, hang up immediately and please let us know by calling us at 800.442.2800.

If you receive a text asking for any of this information, do not click on any links, delete the text and please let us know by calling us at 800.442.2800.

Set Up Activity Alerts For Your Credit & Debit Cards

Setting up actively alerts on your debit or credit card can help you catch fraud the minute it happens and allow you to shut it down before it goes any further. If you see suspicious activity on your account, lock your card down immediately by logging into the Honor Mobile App and accessing our CardHub tool.

CardHub Features

Here are just some of the security features of CardHub to help you keep your debit and credit cards safe:

transaction alert icon

Real-Time Alerts

Receive real-time mobile app alerts or email notifications every time your card is used.

reset pin icon

Reset Your Pin

Within CardHub, you can easily reset your pin to keep your account safe and secure.

card control icon

Turn Your Card(s) On/Off

You’re in control! Quickly and easily immediately turn your card(s) on/off with just the swipe of your finger.

hand holding phone with honor mobile app showing cardhub

Learn More About CardHub & Other Fraud Protection

Learn how we will contact you if we suspect fraudulent activity, how to easily set up card control, and more!

Don't Download Suspicious Files

Opening files attached in texts or emails can be extremely dangerous, especially when it’s unexpected or from an unknown source. Fraudsters often disguise themselves as a company or organization you use often, such as your financial institution, phone company, or delivery service like FedEx. Clicking on links from an unknown source can open you up to malware and viruses on your device as well as provide them with access to your personal information.

  • Always Remember: When in doubt, throw it out!

Never Send Money To An Unknown Source

If you’re asked to transfer money to someone you don’t know, chances are you’re in the middle of a scam. While this could be disguised as a trusted company on the phone or a friend on social media, look for all of the signs that point to this being illegitimate and stop the conversation immediately.

Closely Monitor Your Credit Score & Report

Credit monitoring can help you spot errors or signs of identity theft so you can take the steps to quickly address them. As a perk of being an Honor member, you have access to check your credit score for free 24/7 within online banking and on the Honor mobile app.

We also recommend pulling your credit report from www.annualcreditreport.com. You are allowed one free pull each year.  

Have Questions?

We understand the world of fraud can be a complex topic for some. We’re here to help. Always remember, when in doubt, throw it out! If you have other questions, give us a call at 800.442.2800, or visit our Contact Us page for other options to talk with us!

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.