Debit & atm cards

your money when you need it

We’re committed to making your life easier, and our debit card helps with that. The Honor Credit Union MasterCard Debit Card lets you shop your way and use ATMs to access your cash.

Spend Securely Using
EMV Chip Technology

Access Over 35,000+
Surcharge-Free ATMs

Instantly Receive Card
Alert Notifications

Pay Quickly With The
Tap Of Your Phone

Find a Surcharge-Free ATM

If you need cash, you can visit any of our local member centers, or our local community ATM’s (found below). You can also use the various links provided here to find an ATM near you today!

Local ATMs

Battle Creek

  • VA Medical Center, 5500 Armstrong Road

Benton Harbor

  • Pri-Mart Citgo, I-94 Exit 29 at Pipestone Road

Berrien Springs

  • Andrews University Student Union

Buchanan

  • Country Heritage Credit Union: 16580 Bakertown Road

St. Joseph

  • Lakeland Outpatient Center: 3900 Hollywood Road

Find An ATM Anywhere

As an Honor member, you have access to surcharge-free ATMs through various networks across the country!

digital wallet

Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet or big purse with credit cards and debit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor debit card to your phone today.

Add It To Your Phone

  • Apple Pay – Use your eligible iPhone, Apple Watch, or iPad to conveniently make purchases at participating merchants.
  • Google Pay – Android users can use their phone to make payments at more than one million stores across the United States.
  • Samsung Pay – Members with eligible Samsung phones can make payments to earn reward points redeemable for instant-win opportunities and other deals.

Card control

This feature on the Honor mobile app lets you manage your debit card from the palm of your hand. You can turn a card off/on, receive card activity notifications or report a card lost or stolen. This feature also gives you quick access to view recent activity on the card to help you detect fraud.

Enabling Card Control

  • Download Honor’s Mobile App – First and foremost, you’ll have to download our mobile app on your Apple or Android mobile device. 
  • Manage My Cards – From the main bottom toolbar, select “More” and “Manage My Cards.”
  • Set Your Preferences – Here you will find a list of all your active debit or credit cards and you can set your personal preferences as to what notifications you would like to receive. 

text & Call Alerts

To help protect your money, when fraudulent activity is suspected with a card, no matter if it’s your credit card or debit card, your transaction may be declined (some lower risk transactions might go through).

How We'll Reach Out

  • Text Message – You’ll receive free text alerts 24/7 anytime possible fraud is identified. If you recognize the transaction and authorize it reply “YES”, otherwise reply “NO.”*
  • Voice Message – You’ll receive voice call alerts between 9 AM and 9 PM in your time zone. You’ll be prompted to answer questions during the call to confirm the transaction or you will be transferred to a representative if the transaction was not recognized.

* SMS/Text is free to members with mobile service through Verizon, AT&T, or Sprint. Other usage costs may apply based on your mobile carrier.

Honor Credit Union will send you a text message if we suspect fraudulent activity on your debit or credit card.

* SMS/Text is free to members with mobile service through Verizon, AT&T, or Sprint. Other usage costs may apply based on your mobile carrier.

Card Support

Important Numbers

CU*Talk

MasterCard Debit & Credit Cards

  • General Card Support (including lost or stolen cards): 800.442.2800

Out of the Country Emergency Numbers*

* Collect calls are accepted

Travel Information

  • If you’re planning an international trip, keep us informed by stopping by a member center or giving our Virtual Member Center a call at 800.442.2800 to let us know to expect transactions from your desired destination.
  • Beware of blocked and sanctioned countries. For a current list of these countries check out the Office of Foreign Asset Control (OFAC) of the US Department of Treasury’s list. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here. 

Fraud Protection

  • If you suspect fraud you can turn your card off instantly from within the Honor mobile app.
  • Honor debit and credit card holders are automatically enrolled in our free card protection program. Cardholders can sign up for additional free MasterCard fraud services.
  • If we suspect fraudulent activity, the transaction will likely be declined and your account will be blocked to prevent further harmful activity. We will attempt to notify you as quickly as 30 seconds after a suspicious transaction takes place.

Debit Card FAQs

It really is up to you, because both debit and credit will take the money out of your account right away. But, if you have a Benefits checking account, you will want to swipe your card as credit at least 12 times per month to help meet the requirements to earn your interest!

Yes.  Just be aware of the following guidelines:

  • Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.
  • Beware of blocked and sanctioned countries. Here is a current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
  • While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.

Yes! Most Honor member centers have the ability to instantly print a new or replacement card within minutes.

If you have a Connect checking account, you are automatically enrolled in Ampre cash back rewards with your debit card. 

Yes. In most cases your checking and savings are both connected to your debit card. If you aren’t sure, give us a call or stop by a member center. Just remember, all Honor savings accounts are limited to six free withdrawals per month.