Boat, RV, Motorcycle Loans
Honor Credit Union has low rates and flexible terms for almost any type of recreational vehicle loan, from boats to motorcycles, and other fun outdoor toys. Michigan is a playground filled with lakes, hills, snow, sand, trails, and open spaces. Finance your fun with Honor. Apply online 24/7.
Finance Your Fun at Honor!
Boats, RVs,
Trailer Loans
ATV, Snowmobile,
Jet Ski Loans
Payment
Assistance
Boats, RVs, Trailers & Equipment Loans
Enjoy the freedom to roam the Michigan roads, lakes, and skies! We’ve financed everything from speedboats to bucket trucks and even airplanes, so we have the experience you can rely on to make the process simple! If you’re looking to finance one of these vehicles, let us help you.
Terms Up To
180/240 Months
Competitive
Low Rates
Creative Financing
For All Collateral Types
Simple Application
& Closing Process
Recreational Vehicle, Boat, Motor Home, Travel Trailer & Equipment Rates
Term | Rates as low as |
---|---|
Up to 84 months | 8.59% APR* |
Up to 120 months | 9.09% APR* |
Up to 144 months | 9.59% APR* |
Up to 180 months | 10.09% APR* |
180/240 month balloon | 10.59% APR* |
Rates accurate as of Dec 14, 2024 | |
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 85-120 month financing requires a minimum loan amount of $10,000. 121-144 month financing requires a minimum loan amount of $15,000. 145-180 month financing requires a minimum loan amount of $20,000. 180/240 month balloon financing requires a minimum loan amount of $35,000. Payment Example: $25,000 at 9.09% APR* for 120 months equals $317.94/month. |
Payment Calculator
Learn what your monthly payment could be on a boat, trailer, or other recreational vehicle with our calculator.
Find A Dealership
The buying process is easier at one of our dozens of partner dealerships across Michigan and Indiana!
ATVs, Snowmobiles & Jet Skis
We know people have a variety of different passions and activities they enjoy and we want to help you live your best life with financing options that allow you to play without breaking your budget. Whether you are riding the trails or zipping through waves, we’ve got you covered with financing options that meet your needs!
Flexible Terms Up
To 96 Months
Competitive
Low Rates
Multiple Collateral
Financing Options
Simple Application
& Closing Process
ATV, Snowmobile, & Jet Ski Rates
Term | Rates as low as |
---|---|
Up to 48 months | 7.99% APR* |
49 - 60 months | 8.39% APR* |
61 - 75 months | 9.09% APR* |
76 - 84 months | 9.49% APR* |
85 - 96 months | 10.19% APR* |
Rates accurate as of Dec 14, 2024 | |
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 61-75 month financing requires a minimum loan amount of $10,000.00. 76-84 month financing requires a minimum loan amount of $20,000. 85 - 96 month financing requires a minimum loan amount of $30,000.00. Payment Example: $15,000 at 8.39% APR* for 60 months equals $306.95/month. |
Payment Calculator
Learn what your monthly payment could be on a boat, trailer, or other recreational vehicle with our calculator.
Find A Dealership
The buying process is easier at one of our dozens of partner dealerships across Michigan and Indiana!
Find a Dealership
Save time when you’re shopping by going straight to one of our partner dealerships. Your loan will be serviced and accessible through Honor Credit Union, but you can start and finish the application process at the dealership. Browse by city below to find one of our dealership partners near you!
Elkhart
Fort Wayne
Goshen
Granger
Hammond
Highland
Mishawaka
- Basney Honda
- Gates Chevy World Inc.
- Gurley Leep Cadillac
- Gurley Leep GM Giant
- Gurley Leep Hyundai Subaru
- Gurley Leep Kia
- Gurley Leep Motorwerks
- Gurley Leep Nissan
Osceola
South Bend
Albion
Allendale
Allegan
Ann Arbor
Baldwin
Battle Creek
- Auto Maxx of Battle Creek
- Battle Creek Honda
- Demaagd GMC Nissan
- Henkel Chrysler Jeep, Inc
- Heritage Chevrolet
- Lakeview Ford Lincoln Inc
- Seelye Kia Battle Creek
- Sunshine Automotive Agency Inc
Benton Harbor
Berrien Springs
Big Rapids
Birch Run
Bridgman
Brighton
Brownstown
Byron Center
Caro
Cadillac
Caledonia
Cedar Springs
Cement City
Charlevoix
Chesaning
Cheboygan
Clarkston
Clio
Coldwater
- Bish’s RV of Coldwater
- Bobilya Chrysler Dodge Jeep Ram
- Cole Ford
- Planet Powersports
- Rainbow Motor Sales
- Royal Chevrolet Cadillac
Coloma
Comstock Park
Coopersville
- Betten baker Chevrolet Buick Coopersville
- Betten Baker Chrysler Dodge Jeep Ram
- Betten Baker Ford of Coopersville
- Bish’s RV of Grand Rapids
- Xtreme Truck and Auto Center
Davison
Dearborn
Dexter
Dimondale
Dowagiac
Escanaba
Fenton
Flushing
Fruitport
Galesburg
Gaylord
Grand Haven
- Preferred Chevrolet Buick GMC
- Preferred Chrysler Dodge Jeep Ram of Grand Haven
- Preferred Ford of Grand Haven
Grayling
Grand Rapids
- Audi Grand Rapids
- Auto Sport
- B&D Auto Sales
- Berger Chevrolet, Inc
- Best Buy Used Cars
- Betten Imports
- Courtesy Chrysler Jeep Dodge
- Fox Acura
- Fox Chrysler Dodge Jeep Ram
- Fox Ford Mazda
- Fox Honda
- Fox Hyundai Kia
- Fox Nissan
- Fox Subaru
- Harvey Auto Outlet
- Harvey Cadillac Company
- Harvey Lexus of Grand Rapids
- Infiniti of Grand Rapids
- Kia of Grand Rapids
- Kool Chevrolet
- Kool Toyota
- LaFontaine Ford of Grand Rapids
- Lafontaine Lincoln of Grand Rapids
- MWS Wholesale Auto Outlet
- Paris Motors Inc
- Select Auto Group
- Sharpe BMW
- Tom Stehouwer Auto Sales
- Terrytown RV Superstore
- Todd Wenzel Buick GMC of Grand Rapids
- Tony Betten & Sons Ford
- Toyota of Grand Rapids
- Veurinks RV Center
- Village Motorsports
- XYZ Motors
Grandville
- Betten Baker Buick Grandville
- Borgman Ford
- Motormax of Grand Rapids
- Serra Honda Grandville
- Zeigler Chrysler Dodge Grandville
Greenville
Highland
Hillsdale
Holland
- Auto Exchange of Holland
- Barber Ford
- Borgman of Holland
- Crown Central LLC
- Crown Motors II, LLC
- Crown Motors ltd
- Lakeshore Autos
- Motormax of Holland
- Robert DeNooyer Chevrolet
- Superior Automotive
- Van Dam Auto Sales
- Wyrick Auto Sales
- Zeigler Hyundai of Holland
- Zeigler Kia of Holland
- Zeigler Nissan of Holland
Houghton
Hudsonville
- Betten Baker Buick
- Grand Rapids Harley Davidson
- HTS Auto Sales
- Parkway Auto Sales LLC
- Prince Motors
- Todd Wenzel Chevrolet Inc
Ironwood
Kalamazoo
- Auto Maxx of Kalamazoo
- Bud & Doug Walters Auto Sales
- Carite of Southwest Michigan
- Cole Nissan
- D&R Sports
- DeNooyer Chevrolet
- LaFontaine Jeep of Kalamazoo
- LaFontaine Mazda of Kalamazoo
- Leaders Marine
- Maple Hill Auto Group
- Mercedes Benz of Kalamazoo
- Metro Toyota Jaguar
- Seelye Ford
- Seelye Kia Kalamazoo
- Zeigler BMW of Kalamazoo
- Zeigler Chrysler Dodge Ram of Kalamazoo
- Zeigler Honda of Kalamazoo
- Zeigler Motorsports
Kentwood
- J Brinks Motor Sales
- Used Car Motor Mall of Grand Rapids
- West Michigan Auto Xchange
Lake City
Lansing
- Crippen Volvo Cars
- Feldman Chevrolet of Lansing
- LaFontaine Buick GMC of Lansing
- LaFontaine Chrysler Dodge Jeep Ram Fiat of Lansing
- LaFontaine Ford of Lansing
Lapeer
Linwood
Livonia
Lowell
Ludington
Marshall
Marquette
- Adventure Centre
- Fox Marquette Chevrolet
- Fox Motors Marquette
- Jon’s Auto
- Marquette Buick GMC Cadillac
- Riverside Honda Marquette
Marne
Mattawan
Michigan Center
Mid-Land
Mt. Clemens
Mt. Pleasant
Muskegon
- All Season RV
- Babbitt’s Sports Center
- Betten Baker Chevrolet, GMC Cadillac
- Betten Baker Honda
- Great Lakes Ford Lincoln of Muskegon
- Lakeshore RV Muskegon
- Preferred Chrysler Dodge Jeep of Muskegon
Negaunee
New Hudson
Niles
Novi
Otsego
Paw Paw
Perry
Petosky
Plainwell
Portage
Quinnesac
Richland
Rockford
Roscommon
Saginaw
Saline
Sandusky
Sault Ste Marie
Schoolcraft
South Haven
- Betten Baker Chevrolet Buick GMC South Haven
- Countryside Motors
- Don Woodham Inc
- McFadden Friendly Motors
- Vanderzee Motorplex
- Walt Sicard
Stevensville
Sturgis
Tecumseh
Three Oaks
Three Rivers
Traverse City
- Classic Motorsports
- Fox Grand Traverse Ford
- Serra Cadillac of Traverse City
- Serra Toyota of Traverse City
- Williams Chevrolet Honda of Traverse City
- Williams KIA of Traverse City
Vicksburg
Walled Lake
Wayland
Westland
Wixom
Woodhaven
Wyoming
Ypsilanti
Payment Assistance
We know that life take can take unexpected turns you just can’t budget for, from employment changes to medical emergencies. We want to be by your side throughout your journey, good or bad, so we have several payment assistance options to help you when times get tough.
Skip A Payment
Holiday shopping, unexpected life events, and other personal situations can leave your account balance a little short when it’s time to make a loan payment. Our Skip-A-Pay program helps you navigate those times.
Financial Planning
Our financial wellness partner at GreenPath Financial will work with you on-on-one to evaluate your situation, put a budget in place, establish a payment plan, and help you get back to achieving your financial goals!
Recreational Loan FAQs
We haven’t run into anything yet! If it has a serial number, we can usually finance it. Even if it doesn’t, we can try to find a way to make it work!
Yes! We offer a 180/240 balloon option.
No problem! We have preapproval options available to get you started and a network of dealership partners that we can refer you to.
That’s OK! In most situations we can finance loans with no money down! Give us a call or stop into a local branch and we will work with you to figure out the best solution for your needs.
Nothing. We do not charge any application fees.
Yes! Honor can finance a vehicle purchase in all 50 states as long as you qualify for membership with us.
Anyone can apply! Approval is not guaranteed, but all applications are reviewed by our team.
Yes. Insurance is required on all types of vehicles and equipment financed by Honor.