boat tied to a dock during sunset

Boat, RV, Motorcycle Loans

Honor Credit Union has low rates and flexible terms for almost any type of recreational vehicle loan, from boats to motorcycles, and other fun outdoor toys. Michigan is a playground filled with lakes, hills, snow, sand, trails, and open spaces. Finance your fun with Honor. Apply online 24/7.

Finance Your Fun at Honor!

Boats, RVs,
Trailer Loans

Learn about our loan options for exploring the great outdoors in style

ATV, Snowmobile,
Jet Ski Loans

Learn about our fresh air loan options for ATVs, snowmobiles & jet skis

Find a
Dealership

Find one of our many partner dealerships across Michigan and Indiana

Payment
Assistance

Learn about the loan payment assistance options you have when times get tough

Boats, RVs, Trailers & Equipment Loans

Enjoy the freedom to roam the Michigan roads, lakes, and skies! We’ve financed everything from speedboats to bucket trucks and even airplanes, so we have the experience you can rely on to make the process simple! If you’re looking to finance one of these vehicles, let us help you.

Terms Up To
180/240 Months

Competitive
Low Rates

Creative Financing
For All Collateral Types

Simple Application
& Closing Process

Recreational Vehicle, Boat, Motor Home, Travel Trailer & Equipment Rates

Term Rates as low as
Up to 84 months 9.34% APR*
Up to 120 months 9.84% APR*
Up to 144 months 10.34% APR*
Up to 180 months 10.84% APR*
180/240 month balloon 11.34% APR*
Rates accurate as of Jul 18, 2024
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 120-179 months financing requires a minimum loan amount of $15,000.00. 180 month financing requires a minimum loan amount of $20,000. 180/240 month balloons financing requires a minimum loan amount of $35,000.00.

Payment Example: $25,000 at 9.84% APR* for 120 months equals $328.17/month.

Payment Calculator

Learn what your monthly payment could be on a boat, trailer, or other recreational vehicle with our calculator.

Find A Dealership

The buying process is easier at one of our dozens of partner dealerships across Michigan and Indiana!

ATVs, Snowmobiles & Jet Skis

We know people have a variety of different passions and activities they enjoy and we want to help you live your best life with financing options that allow you to play without breaking your budget. Whether you are riding the trails or zipping through waves, we’ve got you covered with financing options that meet your needs!

Flexible Terms Up
To 96 Months

Competitive
Low Rates

Multiple Collateral
Financing Options

Simple Application
& Closing Process

ATV, Snowmobile, & Jet Ski Rates

Term Rates as low as
Up to 48 months 8.74% APR*
49 - 60 months 9.14% APR*
61 - 75 months 9.84% APR*
76 - 84 months 10.34% APR*
85 - 96 months 11.04% APR*
Rates accurate as of Jul 18, 2024
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 61-75 month financing requires a minimum loan amount of $10,000.00. 76-84 month financing requires a minimum loan amount of $20,000. 85 - 96 month financing requires a minimum loan amount of $30,000.00.

Payment Example: $15,000 at 9.14% APR* for 60 months equals $312.40

Payment Calculator

Learn what your monthly payment could be on a boat, trailer, or other recreational vehicle with our calculator.

Find A Dealership

The buying process is easier at one of our dozens of partner dealerships across Michigan and Indiana!

Find a Dealership

Save time when you’re shopping by going straight to one of our partner dealerships. Your loan will be serviced and accessible through Honor Credit Union, but you can start and finish the application process at the dealership. Browse by city below to find one of our dealership partners near you!

Albion

Allendale

Allegan

Ann Arbor

Baldwin

Battle Creek

Benton Harbor

Berrien Springs

Big Rapids

Birch Run

Bridgman

Brighton

Brownstown

Byron Center

Cadillac

Caledonia

Cedar Springs

Cement City

Chelsea

Chesaning

Clarkston

Clio

Coldwater

Coloma

Comstock Park

Coopersville

Davison

Dearborn

Dexter

Dimondale

Dowagiac

Escanaba

Fenton

Flushing

Fruitport

Galesburg

Grand Haven

Grand Rapids

Grandville

Greenville

Highland

Hillsdale

Holland

Houghton

Hudsonville

Ironwood

Kalamazoo

Kentwood

Lansing

Lapeer

Linwood

Livonia

Lowell

Ludington

Marshall

Marquette

Marne

Mattawan

Michigan Center

Mt. Clemens

Mt. Pleasant

Muskegon

Negaunee

New Hudson

Niles

Novi

Otsego

Paw Paw

Perry

Plainwell

Portage

Quinnesac

Richland

Rockford

Saginaw

Saline

Sandusky

Schoolcraft

South Haven

Stevensville

Sturgis

Tecumseh

Three Oaks

Three Rivers

Traverse City

Vicksburg

Walled Lake

Wayland

Westland

Wixom

Woodhaven

Wyoming

Ypsilanti

Payment Assistance

We know that life take can take unexpected turns you just can’t budget for, from employment changes to medical emergencies. We want to be by your side throughout your journey, good or bad, so we have several payment assistance options to help you when times get tough.

Skip A Payment

Holiday shopping, unexpected life events, and other personal situations can leave your account balance a little short when it’s time to make a loan payment. Our Skip-A-Pay program helps you navigate those times.

Financial Planning

Our financial wellness partner at GreenPath Financial will work with you on-on-one to evaluate your situation, put a budget in place, establish a payment plan, and help you get back to achieving your financial goals!

Recreational Loan FAQs

We haven’t run into anything yet! If it has a serial number, we can usually finance it. Even if it doesn’t, we can try to find a way to make it work!

Yes! We offer a 180/240 balloon option.

No problem!  We have preapproval options available to get you started and a network of dealership partners that we can refer you to.

That’s OK! In most situations we can finance loans with no money down! Give us a call or stop into a local branch and we will work with you to figure out the best solution for your needs.

Nothing. We do not charge any application fees.

Yes! Honor can finance a vehicle purchase in all 50 states as long as you qualify for membership with us.

Anyone can apply! Approval is not guaranteed, but all applications are reviewed by our team.

Yes. Insurance is required on all types of vehicles and equipment financed by Honor.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.