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Holiday Hours

In observance of Easter, all Honor member centers, and our Contact Center will be closed Saturday, March 30th. We'll reopen for normal business hours on Monday, April 1st. You can always access your account 24/7 via online banking and the mobile app. As a reminder, if you get a suspicious call or text about your account activity or charges, do not click, call, or engage at all. Have a safe and happy holiday weekend!

What To Know About Mechanical Breakdown Protection

image of a woman talking on a mobile phone while leaning up against a car that has its hood up and the engine smoking; text on the image that reads what you need to know about mechanical breakdown protection

What Is Mechanical Breakdown Protection (MBP)?

Mechanical Breakdown Protection, otherwise known as MBP, is an optional extended warranty coverage offered as a supplement to an auto, motorcycle, or ATV loan. This coverage will protect your vehicle from unexpected repairs that may come up in the future.

How Would MBP Coverage Help You?

MBP’s main purpose is to keep your vehicle on the road, so when your car breaks down, your life doesn’t have to, too. If you have ever had your vehicle break down, you know how essential a quality repair is but also, how costly it can be. With MBP, if the repair is within the scope of the warranty, you can take it to any licensed mechanic of your choice, anywhere in the United States.

Learn More: More info about MBP and all Honor Loan Protection options

MBP can cover repairs in areas such as electrical, cooling system, engine, drive axle, transmission, steering, suspension, brakes, exhaust, and more!

Mechanical Breakdown Protection Benefits

  • 24-hour Roadside Assistance, which includes towing, flat tire changing, fuel delivery, lockout service, and jump-starting
  • Rental Vehicle Assistance
  • Trip Interruption Coverage
  • Much more!
white vehicle driving down the road on a sunny day

Enjoy Freedom At Your Fingertips

Whether you need to get from Point A to B, or need a weekend getaway road trip, enjoy competitive low rates, and flexible terms up to 96 months with an Honor auto loan. Apply online or through our mobile app 24/7!

Not Sure If MBP Is Right For You?

If you’re not sure if Mechanical Breakdown Protection is right for you, here are a few questions to ask yourself when deciding.

  • Is your car still under the original manufacturer’s warranty?

Maybe you opted out of an extended warranty or maybe the warranty has ended, MBP will help you feel financially secure with your investment.

  • Are you prepared to pay for vehicle repairs out of pocket?

A transmission repair can cost upwards of a couple of thousand dollars. If you’re not prepared to pay for that, MBP may give you peace of mind.

  • How long do you plan on driving your car?

If you plan to drive it for multiple years, getting MBP may be a smart choice. MBP will help ensure that your car stays fully functioning for years to come.

Have Questions?

We understand Mechanical Breakdown Protection might be like a foreign language to you. If you have questions, would like more information about MBP information, or to get a quote, stop by a local member center, or give us a call at 800.442.2800 and our team would be happy to help you.

More To Explore

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.