*Special Offer* ZERO Down, ZERO PMI Mortgage*
We know saving up for a mortgage down payment to purchase your first home or dream home can be hard to do. That's why we're excited to offer a zero down payment, zero PMI mortgage option to help ease the burden that comes with buying a home. It's time to find out just how valuable ZERO can be!
Who It's For
- Ideal for first-time home buyers
- Young families who might not have enough saved up for a down payment
- A great option for current homeowners who have mortgages outside of Honor Credit Union and are looking to save money by refinancing
How it Works
- This special offer requires no down payment and no private mortgage insurance (PMI)
- Start the mortgage application process online, or by contacting our Mortgage Team.
- Our team of mortgage experts will guide you through the entire process!
Start The Mortgage Process
Whether you're buying your first home, building your dream home, or purchasing investment property, Honor Credit Union provides a variety of lending options to meet your mortgage needs. Our lenders are members of the communities they serve and they know how to put their local market expertise to work for you. From pre-approval to close, our lenders will guide you through every stage of the mortgage and home buying journey.
- Compare Home Loans
- Learn About Home Equity Loans
- Check Mortgage Rates
- Meet Our Mortgage Team
- Apply Now
Frequently Asked Mortgage Questions
Getting pre-approved is easy! You can simply apply online. Click here to start!
You can also contact a local Honor lender to set up an appointment. One of the advantages of working with Honor Credit Union for your home loan is the comfort you will feel knowing you can contact your lender directly or stop by his or her office anytime you have questions. Another advantage is that our lenders live in the markets they serve, and all decisions are made locally.
Once your offer to purchase a home has been accepted and signed, you are ready to meet with your lender to turn your pre-approval into a loan application. Please download the document below for a checklist of items that must be provided to your lender in order for them to lock in your interest rate and process your application in a timely manner.
Yes! In fact, applying for a home mortgage loan is the FIRST thing you should do before you begin your search for the perfect home.
During this process, your lender will provide guidance on the best loan option to fit your situation along with an approved loan amount. Your lender will also give you a pre-approval letter, which signifies that you are a qualified buyer. You can share this letter with your realtor to include with your offer to purchase a home.
Not only will your pre-approval letter add more weight to any offers you submit, but it will also guide your home search.
Mortgage interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth, and Federal Reserve policy.
Over time, inflation has the largest influence on the level of interest rates. A modest rate of inflation will almost always lead to low interest rates, while concerns about rising inflation normally cause interest rates to increase. Our nation's central bank, the Federal Reserve, implements policies designed to keep inflation and interest rates relatively low and stable.
Honor Credit Union's mortgage lending team is here to take the stress out of the home-buying process. One benefit of working with our lenders is that they live in the markets they serve, and all decisions are made locally. If you have questions, they have answers. Contact one of our local lenders today. We want to hear your story!
*Offer valid on purchases and refinances of primary residences only. Max loan amount is $484,350. Subject to credit approval. Rates, terms and conditions subject to change and may vary based on credit worthiness, qualifications and collateral conditions. Offer cannot be combined with any other discounts or promotions. Current Honor mortgages not eligible for refinance. Limited-time offer. Equal Housing Opportunity. Federally Insured By NCUA.Go to main navigation