Meet Our Mortgage Team
One of the many great benefits of working with Honor to buy a house is our lenders are local across all of our markets in Southwest Michigan and in the Upper Peninsula. Honor offers a full line of home loan products and we have a local lender to help you understand them all and guide you through the buying process.
Mary Ann Evans
Frequently Asked Questions
We know you might have questions about the home buying process, and our mortgage lending team is here to help you every step of the way. Some questions are more easily answered than others, so we have answered some common questions below.
Getting pre-approved is easy! You can simply apply online. Click here to start!
You can also contact a local Honor lender to set up an appointment. One of the advantages of working with Honor Credit Union for your home loan is the comfort you will feel knowing you can contact your lender directly or stop by his or her office anytime you have questions. Another advantage is that our lenders live in the markets they serve, and all decisions are made locally.
Once your offer to purchase a home has been accepted and signed, you are ready to meet with your lender to turn your pre-approval into a loan application. Please download the document below for a checklist of items that must be provided to your lender in order for them to lock in your interest rate and process your application in a timely manner.
Yes! In fact, applying for a home mortgage loan is the FIRST thing you should do before you begin your search for the perfect home.
During this process, your lender will provide guidance on the best loan option to fit your situation along with an approved loan amount. Your lender will also give you a pre-approval letter, which signifies that you are a qualified buyer. You can share this letter with your realtor to include with your offer to purchase a home.
Not only will your pre-approval letter add more weight to any offers you submit, but it will also guide your home search.
Mortgage interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth, and Federal Reserve policy.
Over time, inflation has the largest influence on the level of interest rates. A modest rate of inflation will almost always lead to low interest rates, while concerns about rising inflation normally cause interest rates to increase. Our nation's central bank, the Federal Reserve, implements policies designed to keep inflation and interest rates relatively low and stable.
Honor Credit Union's mortgage lending team is here to take the stress out of the home-buying process. One benefit of working with our lenders is that they live in the markets they serve, and all decisions are made locally. If you have questions, they have answers. Contact one of our local lenders today. We want to hear your story!Go to main navigation