Holiday Hours

In observance of Memorial Day, all Honor member centers, and our Contact Center will be closed Saturday, May 25th and Monday May 27th. We'll reopen for normal business hours on Tuesday, May 28th. You can always access your account 24/7 via online banking and the mobile app. As a reminder, if you get a suspicious call or text about your account activity or charges, do not click, call, or engage at all. Have a safe and happy holiday weekend!

man and woman carrying boxes into a room

Mortgage Payment Calculator

Use the free mortgage payment calculator on this page to help determine what your monthly mortgage payment might be. You can change the interest rate and term to see how they affect monthly payments.

Mortgage Rates

Mortgage Rates

Type RateAs Low As APR*
30 Year Fixed



20 Year Fixed



15 Year Fixed



10 Year Fixed



5.5 Year Balloon



7 Year Balloon



10 Year Balloon



RD 30 Year Fixed



FHA 30 Year Fixed



STAR Mortgage Rates vary. Please contact a local mortgage lender.
Physicians Mortgage Rates vary. Please contact a local mortgage lender.
Rates accurate as of May 25, 2024

*APR = Annual Percentage Rate. Your actual rate may be different, as many factors go into providing you with a mortgage loan. All rates shown are for new purchases of a single family primary residence, $175,000 loan amount, estimated closing costs of $2,775, with a loan to value of 80% or less, and a credit score of 750 or above. Loans with less than 20% down payment may require private mortgage insurance. Rates quoted for Balloon products include a 0.25% discount for applicants with a new or existing Honor Credit Union checking account with direct deposit. Posted rates are indications only and are subject to change without notice. Other rates available for other LTV and credit score ranges. Normal underwriting guidelines apply. All loans are subject to credit approval as well as program terms and conditions.

Payment Example: $175,000 at a rate of 7.000%, 7.081% APR for 30 years equals $1,164.28 per month. This payment example consists of principal and interest only and does not include taxes, insurance premiums or any other added cost. Your actual payment may be higher.

Payment Calculator

Scheduled Maintenance

Our mortgage and home equity application platform is currently unavailable due to routine scheduled maintenance. We apologize for any inconvenience.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.