*APR = Annual Percentage Rate. Your actual rate may be different, as many factors go into providing you with a mortgage loan. All rates shown are for new purchases of a single family primary residence, $175,000 loan amount, estimated closing costs of $3,431, with a loan to value of 80% or less, and a credit score of 740 or above. Loans with less than 20% down payment may require private mortgage insurance. Rates quoted for Balloon products include a 0.25% discount for applicants with a new or existing Honor Credit Union checking account with direct deposit. Posted rates are indications only and are subject to change without notice. Other rates available for other LTV and credit score ranges. Normal underwriting guidelines apply. All loans are subject to credit approval as well as program terms and conditions. Equal Housing Opportunity. Insured by NCUA.

Payment Example: $175,000 at a rate of 6.625%, 6.704% APR for 30 years equals $1,120.54 per month. This payment example consists of principal and interest only and does not include taxes, insurance premiums or any other added cost. Your actual payment may be higher.

**Advertised 4.99% rate is the “as low as” standard interest rate and includes 0.25% rate discount for having at least (1) direct deposit into Honor Credit Union checking account per month. Annual Percentage Rate (APR) on a standard 4.99% interest rate based on 5.5-year balloon loan with a 30-year amortization is 5.17%. The rates shown reflects a $175,000 loan amount, estimated closing costs of $3,431, with a loan to value of 80% or less and a credit score of 780 or above.

**Payment Example: The monthly payment schedule on a loan amount of $175,000 based on 5.17%, APR would be: $938.37. If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner’s insurance premiums. Promotional rates are valid on purchase and refinances. Subject to credit approval. Rates, terms and conditions subject to change. Your interest rate and repayment terms will be based on your individual credit history, property values, and other qualifying factors that may be different than rate quoted above. Loans with less than 20% down payment may require private mortgage insurance. Other restrictions may apply. Offer cannot be combined with any other discounts or promotions. Limited time offer. Standard qualifications apply. Loans subject to final credit approval. Equal Housing Opportunity. Insured by NCUA.