Online Banking Login

Online Banking Login



Online Banking Login

Family Posing at New House

Jumbo Loan

A Jumbo Loan is designed for homebuyers looking to finance higher-priced properties that exceed conventional loan limits. With competitive options and personalized support, you can confidently move forward with your next home purchase. 

Why Choose a Jumbo Loan?

  • Finance higher-value homes beyond conforming limits
  • Competitive rates and flexible structures
  • Local expertise to guide complex transactions
  • Customized solutions for unique financial profiles
Architect and Engineer working drawing document about project planning and progress of work schedule on the home building construction

Is a Jumbo Loan Right for You?

Family working together to pick out housing materials

A Jumbo Loan may be a great fit if you: 

 

  • Are purchasing a home above conforming loan limits
  • Have strong credit and financial stability
  • Maintain a manageable debt-to-income ratio
  • Can provide full financial documentation
  • Are looking for financing tailored to a higher-value property

Loan Details

  • Designed for loan amounts exceeding conforming limits 
  • Available for primary residences, second homes, or investment properties (availability may vary) 
  • Conforming limits vary by location 
  • Flexible options to meet your financial goals 
Family working together to pick out housing materials

What to Expect

Jumbo Loans typically involve a more detailed review of your financial profile, including income, assets, and credit history.

Our team works closely with you to ensure a smooth process and help you navigate the requirements with confidence. 

Our Experts Can Help

No matter where you are in Michigan, our friendly team of mortgage experts is here to guide you through every step of the home-buying journey. From pre-approval to closing, we’ve got you covered. Come share your story with us—we’d love to help make your homeownership dreams come true!

Find a Mortgage Lender at Honor Credit Union

Local Lending Pros

  • Our local mortgage lending experts know your community because they live and work there
  • Your mortgage lender will be with you through the entire process, from pre-approval to closing
  • Our team can give you helpful payment info and other insights about the process
  • Tell our team your story. We’re sure to have a solution to fit your needs, and your budget.

Mortgage Resources

We want to make sure your home buying experience is as easy as possible. We’ve dedicated a section of our blog to mortgage and home buying topics. We hope you find them helpful. If you have questions, reach out to our Mortgage Team or give us a call at 800.442.2800.

Honor Credit Union is a proud member of:

mortgage bankers association logo
ACUMA logo

*APR = Annual Percentage Rate. Your rate may be different depending on your credit profile and home value. Rates are subject to change without notice. Additional restrictions may apply.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.