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Home Equity Calculator

Use the calculator on this page to determine how much equity you have in your home, and how much you could borrow to pay for home improvements, go on vacation, pay for a major life event, or another big transaction.

Home Equity Rates

Home Equity Rates

Type RateAs Low As APR*
5 Year Fixed



10 Year Fixed



15 Year Fixed



Advantage HELOC



Traditional HELOC



Interest-Only HELOC



Rates accurate as of Jul 18, 2024
*APR = Annual Percentage Rate. All loans are subject to credit approval as well as program terms and conditions. Exact rate and fees offered may vary and are based on credit worthiness, term, collateral, and loan to value. Rates shown are based on the refinance of a primary residence, with a $10,000 loan amount, estimated closing costs of $300, CLTV of 80% or less, and a credit score of 730 or above. Rates quoted include a 0.25% discount for applicants with a new or existing Honor Credit Union checking account with direct deposit. Posted rates are indications only and are subject to change without notice. Other rates available for other LTV and credit score ranges. Normal underwriting guidelines apply. All loans are subject to credit approval as well as program terms and conditions.

Payment Example: $10,000 at a rate of 8.000%, 9.286% APR for 5 years equals $202.76. This payment example consists of principal and interest only and does not include any additional fees or costs. Your actual payment may be higher.

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Scheduled Maintenance

Our mortgage and home equity application platform is currently unavailable due to routine scheduled maintenance. We apologize for any inconvenience.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.