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⚠️ Fraud Alert: Beware of Impersonation Calls

Scammers are calling members and pretending to be from Honor Credit Union.
Please note that Honor team members will never call you and ask for your verification codes, passwords, or answers to security questions.
Visit our Security Center
for fraud prevention tips. If you receive a suspicious call or text, don't click any links. Give us a call at 800.442.2800. We're here to help!

man fixing a window | Honor Credit Union | Honor Credit Union

Home Equity Calculator

Use the calculator on this page to determine how much equity you have in your home, and how much you could borrow to pay for home improvements, go on vacation, pay for a major life event, or another big transaction.

Home Equity Rates

TypeRate As Low AsAPR*
5 Year Fixed6.750%8.007%
10 Year Fixed7.000%7.682%
15 Year Fixed7.500%7.996%
Advantage HELOC7.000%7.000%
Traditional HELOC7.000%7.000%
Interest-Only HELOC7.000%7.000%
Rates accurate as of Sep 17, 2026

Use Home Equity Calculator

Scheduled Maintenance

Our mortgage and home equity application platform is currently unavailable due to routine scheduled maintenance. We apologize for any inconvenience.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.