1: APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PINbased point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. ^ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA.

2: Credit card approval depends on creditworthiness and other qualifications. ates, terms, and conditions are subject to change without notice. Cardholdersare advised to refer to the credit card agreement and rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. The annual percentage rate (APR) will vary with the market based on Prime Rate. Two reward points are earned per $1 spent on qualifying purchase transactions. Transactions associated with gambling, sports betting and/or gaming purchases not eligible to accrue reward points. Insured by NCUA.

3: *APY = Annual Percentage Yield. Rates accurate as of 11/1/24. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. An additional bonus dividend of 3.50% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking or Connect Checking account – In order to satisfy the relationship bonus dividend requirements, credit card and debit card transactions must be from accounts within the same membership as the Amplify Money Market account and transactions must be posted by 5:00 PM EST on the last business day of the month. Please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 4.00% APY. Rates are variable and subject to change without notice. Insured by NCUA.

4: APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Account earns 0.00% APY. Members earn 1 reward point per every $1 spent on qualifying net debit card purchase transactions (purchases minus returns/credits) posted to their Connect Checking accounts as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants). Qualifying purchase transactions are defined as those retailers whose Mastercard Merchant Category Codes (MCC) are classified as follows: Grocery stores, Supermarkets, Restaurants, Fast Food, Drinking Places, Discount Stores, Variety Stores, Wholesale Clubs, Pharmacies, and Gasoline (gas stations, EV charging stations). All other debit card transactions will not accrue reward points. Account holders are advised to refer to the uChoose Rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. Insured By NCUA.

5: Credit card approval depends on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. Cardholders are advised to refer to the credit card agreement and rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. The annual percentage rate (APR) will vary with the market based on Prime Rate. Insured by NCUA.

6: APY = Annual Percentage Yield. Rates accurate as of 11/1/24. $.01 minimum balance required to earn up to 4.00% APY. Surge Money Market is a blended tiered rate account which pays a different rate on the amount of funds in each tie. Each rate will apply only to the portion of the account balance within each tier and not the entire account balance. A higher daily balance, when moving up the tiers, will result in a lower APY being earned. One account per membership. Rates are variable and subject to change without notice. Insured by NCUA.

7. Bonus offer information accurate as of 2/1/25. BONUS ELIGIBILITY: The Benefits Bundle bonus offer is available to new members of Honor Credit Union who open each of the following products within a 30-day period following their membership open date: 1) Benefits Checking, 2) Amplify Money Market, and 3) Select Rewards credit card. BONUS REQUIREMENTS: New members who meet the above criteria can then earn 20,000 bonus points ($200 value) when they use their Select Rewards credit card to make qualifying purchase transactions of $1,000 or more within 90 days of the issuance date of their credit card. Cash advances and transactions associated with gambling, sports betting and/or gaming purchases are not qualifying transactions and are not eligible to accrue reward points. ADDITIONAL TERMS: The bonus points will be applied to the member’s uChoose Rewards account linked to their Select Rewards credit card used to make the qualifying purchases during the following billing cycle after the 90-day period from the credit card issuance date. Account holders are advised to refer to the uChoose Rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Honor Credit Union reserves the right to modify or withdraw this offer at any time without prior notice. Some restrictions may apply. Insured By NCUA.      

8. Bonus offer information accurate as of 2/1/25. BONUS ELIGIBILITY: The Connect Bundle bonus offer is available to new members of Honor Credit Union who open each of the following products within a 30-day period following their membership open date: 1) Connect Checking, 2) Surge Money Market, and 3) Select credit card. BONUS REQUIREMENTS: New members who meet the above criteria can then earn 20,000 bonus points ($200 value) when they use their Connect Checking debit card to make qualifying purchase transactions of $1,000 or more within 90 days of the issuance date of their debit card. PIN-based ATM transactions and transactions associated with gambling, sports betting, and/or gaming purchases are not qualifying transactions and are not eligible to accrue reward points. ADDITIONAL TERMS: The bonus points will be applied to the member’s uChoose Rewards account linked to their Connect Checking debit card used to make the qualifying purchases during the following billing cycle after the 90-day period from the debit card issuance date. Account holders are advised to refer to the uChoose Rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Honor Credit Union reserves the right to modify or withdraw this offer at any time without prior notice. Some restrictions may apply. Insured By NCUA.   

9: APY = Annual Percentage Yield, 0.00% APY.  $250 paid when new or existing member without a current checking account opens a personal checking account with a minimum opening deposit of $25, sets up qualifying direct deposit(s) totaling $500 or more and conducts 8+ debit card transactions all within 60 days of account opening. A qualifying direct deposit is defined as one from a recurring paycheck, pension, or government benefits (such as social security) payments only. Non-payroll related ACH, person-to-person payments and transfers from other financial institutions or other Honor CU accounts do not qualify. Bonus will be paid within 30 days of minimum requirements being met. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $250 bonus will be withdrawn from account. New members must open account at honorcu.com/bonus/ or a local member center location. Existing members must open new checking account at member center location, phone, or video appointment, and specifically mention the $250 offer at time of opening. Existing members that have closed a checking account at Honor in last five years, not eligible. Offer subject to change without notice. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.

*APY=Annual Percentage Yield. 0.00 % APY. New member must be eligible for membership. Membership eligibility to be determined at time of account opening. Offer valid only for first time checking accounts opened with Honor Credit Union. Refer-A-Friend Program qualifications are 1. New Membership share account, requires $5 minimum deposit to open. New Checking account requires $25 minimum deposit to open. 2. Complete 8+ debit card transactions (PIN and signature based) 3. Have a direct deposit or incoming ACH total of $500 or more. Qualifying requirements must occur within 60 days of account opening. 4. Valid Email Address Required to participate. Current Honor Credit Union members may earn a Mastercard Prepaid Card as a referrer by registering their information and referring friends or family. Current members (Referrer) can receive a maximum of $500 in total rewards for this program per calendar year. Mastercard Prepaid Cards will be emailed within 30 days of meeting requirements. Employees of Honor Credit Union and their immediate family and household members are not eligible to receive Mastercard Prepaid Cards. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA. Click to view Official Rules with full Terms and Conditions.