Business Money Markets
With a Business Money Market account, your business can earn a higher interest rate than a standard Share Savings account while keeping easy access to your funds. Enjoy the flexibility to make unlimited deposits and withdrawals, without the restrictions of a Certificate of Deposit. Open an Honor Business Money Market account in person or by phone.
Two Business Money Market Options, One Smart Choice
Choose the business savings solution that best fits your goals. Whether you’re looking to maximize earnings with the Amplify Money Market, which offers up to 2.36% APY* on all balances after meeting a few simple requirements, or prefer the straightforward flexibility of the Momentum Money Market for long-term savings with easy access to your funds, both accounts feature no monthly fees and unlimited deposits and withdrawals.
Amplify Money Market
Momentum Money Market
A flexible savings option designed for long-term growth, offering no monthly fees, unlimited deposits and withdrawals, and easy access to your funds when you need them.
| Feature | Amplify Money Market | Momentum Money Market |
|---|---|---|
| No monthly fees | ✅ | ✅ |
| Unlimited deposits | ✅ | ✅ |
| Unlimited withdrawals | ✅ | ✅ |
| Earn up to 2.36% APY* | ✅ | ❌ |
| Balance-based rate tiers | ❌ | ✅ |
| Designed for long-term savers | ❌ | ✅ |
| Easy access to funds | ✅ | ✅ |
Business Money Market Rates
Business Amplify Money Market Rate
| Amnt | Base Rate | Base APY* | Bonus Rate | Bonus APY** |
|---|---|---|---|---|
| $0.01 and up | 0.25% | 0.25% | 2.11% | 2.36% |
| Rates accurate as of Oct 06, 2026 |
*APY = Annual Percentage Yield. Rates accurate as of 5/4/26. $0.01 minimum deposit required to earn the base dividend of 0.25% APY. An additional bonus dividend of 2.11% APY requires at least 1 cleared credit card transaction per month on a Business Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Free Business Checking, Business Advantage Checking or Accelerate Business Checking account – please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 2.36% APY. Rates are variable and subject to change without notice. Insured by NCUA.
Business Momentum Money Market Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $0.01 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $99,999.99 | 0.450% | 0.45% |
| $100,000.00 - $249,999.99 | 0.750% | 0.75% |
| $250,000.00 - $499,999.99 | 0.99% | 1.00% |
| $500,000.00 - $999,999.99 | 1.24% | 1.25% |
| $1,000,000.00 - $1,999,999.99 | 1.49% | 1.50% |
| $2,000,000.00 - $10,000,000 | 1.78% | 1.80% |
| Rates accurate as of Oct 06, 2026 |
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Speak with an Honor Community Development Officer to get started!
Easy Bonus Requirements
with an Amplify Money Market Account
Open an Account
Swipe Your Cards
Use your Honor business debit card AND business credit card once per month.
Earn 2.36% APY*
It's that easy. Just open an account and use your Honor cards!
Business Debit & Credit Cards
To maximize your business’s savings, pair an Amplify Money Market with a Business Credit Card and a Business Checking Account debit card. Our business debit and credit cards can easily be added to the digital wallet on your phone to make business purchases easier.
Business Credit Card
Use a Business Credit Card combined with an Amplify Money Market to earn extra interest.
Business Debit Card
Use a Business Debit Card combined with an Amplify Money Market to earn extra interest.
Other Business Savings Options
Business Savings Accounts
Business Certificates
Grow your business savings with a certificate of Deposit (CD) featuring competitive rates.
Business HSA
Offer an increased benefit to your employes while keeping your health care costs lower.
Business Money Market FAQs
Rates are subject to change at any time. Please refer to the rates tables on this page for the most up to date interest rates.
An Amplify Money Market is a relationship-based, high-interest money market savings account. You earn a base rate and then earn a bonus rate simply by using your Honor credit and debit cards once per month.
MORE INFO: Click here to visit our blog and read to learn what a money market is
There are no monthly or minimum balance fees on the Amplify account. All you need is $1 to open an Amplify account and start earning interest.