Here at Honor Credit Union, we take the security of your information seriously. As our valued members, we want to provide you with information and helpful tips that you can use to protect your personal information. Using the resources below, you can familiarize yourself and learn how to take steps to better protect yourself from the different types of fraud we face in the growing digital world today.
Identity theft and fraud come in many forms and they target people of all ages and backgrounds. Knowing the different types of frauds and scams that exist can help you better protect yourself.
Long gone are the days when all you had to worry about was knowing who you were talking to on the phone and keeping track of your ID cards, social security cards, and debit and credit cards. Hackers and scammers can now attack you without you knowing about it. It's still important to keep track of your physical cards and documents, but you must also be vigilant about protecting your online identity. Honor Credit Union has some advice and tips to help keep you protected.
It is difficult to keep personal information safe in this digital world. Internet users should practice distinct caution when publishing their full name, home address, email address, contact numbers, and images, as they are easily accessible by others. Be vigilant, especially with social networking sites.
We all receive many emails containing links. Links that appear to be legitimate can often take you to a malicious website with the intent to steal your credentials, personal information, or install malware onto your computer. Never click on links in emails from people you do not know. Hover over the link before clicking to view where the link is directing you. When in doubt, throw it out.
When choosing passwords for online sites and financial accounts never use the same password for different sites. Use a mixture of upper and lower case letters, numbers, and special characters to try to make it as complex as possible. When provided the option, leverage a passphrase (a sequence of words) as opposed to a password; passphrases are longer and harder to crack. It is also best to avoid words found in the dictionary.
Many people do not understand the difference between public Wi-Fi and private networks and are not aware of the dangers using free pubic Wi-Fi to access your online sites or financial accounts. It may only be 30 seconds of access to your bank account on that free Wi-Fi at the café but if the network is compromised, it is more than enough time to collect the data the hacker needs.
Be sure you have anti-virus software installed on your home and work computer and be careful what you download and install. Always keep your security software, web browsers, and operating systems up to date; this is the best defense against viruses, malware, and other online threats.
We work hard to make sure we catch potential fraud from happening on your card. Here are just a few ways we help protect your personal information and identity. To learn about all of the ways we protect your information visit our Card Fraud Protection page.
- If you have an Honor credit or debit card you are automatically enrolled in our free card protection program.
- A credit card or debit card transaction may be declined if we suspect fraudulent activity (although some lower risk transactions might go through).
- Honor members receive FREE text and/or call alerts when we detect suspicious activity.
- If you receive a message or call from us please let us know if the transaction in question is valid or not.
Bad Rabbit Ransomware
The "Bad Rabbit" attack was discovered on October 24th, and has only been reported in Ukraine and Russia. According to Kaspersky, a virus protection and internet security provider, the attacks have been limited to news and media outlets. There have not been any attacks reported in the United States as of October 24th, but it's important to stay vigilant while using the internet.
Don't click on suspicious links. Don't download suspicious files. Be sure of all updates you are installing. A good rule of thumb is "If In Doubt, Throw It Out."
krack wifi vulnerability
A serious WiFi vulnerability in WPA2 encryption was recently discovered, and with most devices and routers relying on WPA2 to protect your WiFi signal the chances are good that you are affected. It's called the KRACK vulnerability and an attacker can intercept some traffic between your device and your router. However, if that traffic is encrypted properly an attacker can't look at this traffic. Attackers cannot obtain your WiFi password through this vulnerability.
The biggest threat to you is that they can perform a packet injection, which means they can intercept and exploit certain functions of your online activity. Attackers can also snoop on raw video footage from a security camera system that is on a WiFi network. A packet injection can also be used by attackers as a way to scout your WiFi security to plan a larger attack.
We know protecting yourself from identity theft and other online threats isn't easy. If you detect suspicious activity happening with any of your cards or your account, don't hesitate to contact Honor Credit Union. We are available via call, text, email, and live chat.Go to main navigation