man holding honor select rewards credit card

Credit Cards

Enjoy low rates, no annual fees, no balance transfer fee, and no cash advance fee. Whether you are looking for a credit card with rewards, or a card with a low rate to make it easier to pay off your balance, we’ve got you covered with an Honor Select Credit Card, or Honor Select Rewards credit card!

Cards For Your Lifestyle

Compare
Cards

Compare card features and review reward options to find the ideal card for you.

Redeem
Points

You can easily redeem Select Rewards points online or through the Honor app.

Transfer a
Balance

Easily transfer a high-interest card balance to an Honor credit card online.

Card
Support

Find important phone numbers, fraud information and other card resources.

Compare Credit Cards

Select Credit Card

honor select credit card

Rates

Annual Percentage Rate (APR) for purchases, cash advances, and balance transfers

AS LOW AS

13.74% APR*

Fees

Features

The Ideal Card For

Select Rewards Credit Card

honor select rewards credit card

Rates

Annual Percentage Rate (APR) for purchases, cash advances, and balance transfers

AS LOW AS

17.74% APR*

Rewards Program

Features

The Ideal Card For

*APR = Annual Percentage Rate.

**Transactions associated with gambling, sports betting and/or gaming purchases not eligible to accrue reward points. 

How To Redeem Select Rewards Points

Our uChoose Rewards program offers our Select Rewards credit cardholders the best-in-class rewards options, including 2% cash back, travel, merchandise, gift cards, and much more!

What To Know About Reward Points

How To Register Your Card

Creating a uChoose Rewards account is simple! It’s an easy 3-step registration process and only takes a few minutes. You will need:

Contactless Payments

All Honor credit cards and debit cards issued on or after October 1, 2023 are enabled with contactless technology and will display the contactless symbol. A contactless-enabled card allows you to tap your card on the payment terminal to complete a purchase versus inserting or swiping it as commonly done in the past. Not only is this a more convenient and quicker touch-free payment method, but it is also more secure. 

What You Need To Know

image showing how to use a contactless card as a payment method

Balance Transfer

Whether it’s the result of a shopping spree, or a large transaction, we can help ease the burden of a high interest credit card with a simple balance transfer to an Honor credit card. We believe in a personalized approach at Honor Credit Union because everyone’s situation is different and we will guide you through the process of transferring your balances to an Honor credit card that suits your needs with a low interest rate so you can start knocking out those credit card balances.

What You Need To Know

man holding several credit cards while using a calculator

CardHub Card Management

With the CardHub feature in the Honor mobile app, you are in control of your cards and the activity on your cards. From the ability to turn your cards on and off, receiving real-time transaction alerts, to redeeming credit card reward points and viewing spending insights, CardHub is a feature worth using!

hand holding phone with honor mobile app showing cardhub

CardHub Features

transaction alert icon

Real-Time Alerts

Receive real-time mobile app alerts or email notifications every time your card is used.

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Reset Your Pin

Within CardHub, you can easily reset your pin to keep your account safe and secure.

card control icon

Turn Your Card(s) On/Off

You’re in control! Quickly and easily immediately turn your card(s) on/off with just the swipe of your finger.

travel icon

Manage Travel Plans

If you’re travelling out of state or internationally, notify us within CardHub to make sure your card(s) are not restricted during your trip.

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Redeem Reward Points

Members with reward-eligible credit cards can redeem reward points without the need to enter separate username/password.

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View Spending Insights

Develop healthier spending habits or simply keep track of card usage by quickly seeing how, when and where you spend.

How To Enable Card Control

Enrollment is easy and will only take a few minutes, which can be completed within the mobile app or even within online banking:

Card Support

We understand life happens in a hurry sometimes. In this section you will find helpful information about activating cards, international assistance, travel information, how to protect yourself from fraud, and much more!

Important Phone Numbers

*Collect calls accepted

Travel Information

  • If you’re planning an international trip, keep us informed by stopping by a member center or giving our Virtual Member Center a call at 800.442.2800 to let us know to expect transactions from your desired destination.
  • Beware of blocked and sanctioned countries. For a current list of these countries check out the Office of Foreign Asset Control (OFAC) of the US Department of Treasury’s list. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here. 

Fraud Protection

  • If you suspect fraud you can turn your card off instantly from within the Honor mobile app.
  • Honor debit and credit card holders are automatically enrolled in our free card protection program. Cardholders can sign up for additional free MasterCard fraud services.
  • If we suspect fraudulent activity, the transaction will likely be declined and your account will be blocked to prevent further harmful activity. We will attempt to notify you as quickly as 30 seconds after a suspicious transaction takes place.

Digital Wallet

Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet or big purse with credit cards and debit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor debit card to your phone today.

Add Your Card To Your Phone

  • Apple Pay – Use your eligible iPhone, Apple Watch, or iPad to conveniently make purchases at participating merchants.
  • Google Pay – Android users can use their phone to make payments at more than one million stores across the United States.
  • Samsung Pay – Members with eligible Samsung phones can make payments to earn reward points redeemable for instant-win opportunities and other deals.
honor credit union digital wallet

Reloadable & Gift Cards

What do you get the person who has everything? A gift card or a Reloadable Travel Card might be the perfect simple gift you’re looking for. Our gift cards are like regular credit cards because they are accepted pretty much anywhere, and will be the one gift you know you won’t ever get returned! Stop by any local Honor member center to setup a reloadable card or to purchase a gift card.

Gift Cards

  • Enjoy the convenience of spending money when and where you want to
  • Can be used anywhere credit cards are accepted
  • Can be loaded in amounts from $10 to $1,000
  • Card will expire no sooner than five years from the date of issue

Reloadable Travel Cards

  • Can be used anywhere credit cards are accepted
  • Can be loaded in amounts of $100 to $5,000
  • 24/7 live operator support, lost and stolen card reporting services, and cardholder inquiry services

*Reloading and inactivity fees apply. See all fees on our Disclosures page.

Credit Card Resources

To better help you understand credit, and credit cards, we’ve put together some helpful blog posts about credit cards, spending habits, and balance transfers. 

Credit Card FAQs

Via The Honor App
Viewing and redeeming points through the Honor App is simple and easy!

screenshots of the honor mobile app

  1. Log in to your Honor account on the Honor app
  2. Tap your Select Rewards account
  3. Tap “Redeem Points” and follow the prompts on the screen
  4. It’s that easy. From here, redeem your earned points for cash back, travel, gift cards, experiences & much more!

We have flexible options like share secured cards to help you start building credit and we offer smaller limits to get you started.

A variable interest rate is an interest rate that fluctuates over time because it is based on an underlying benchmark (Prime) interest rate that changes periodically.

You can earn 2 points for every $1 you spend with your Select Rewards Credit Card. Rewards include cash back, statement credits, gift cards, experiences, merchandise, charitable donations and more! 

Please Note: Transactions associated with gambling, sports betting and/or gaming purchases not eligible to accrue reward points.

Stop by any local Honor member center or give us a call at 800.442.2800 to talk about your options.

Yes.  Just be aware of the following guidelines:

  • Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.
  • Beware of blocked and sanctioned countries. Click here for a current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
  • While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.