If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.
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Woman paying for a purchase using her debit card; Learn about Honor Credit Union's interest-earning Benefits Checking account

Benefits Checking

A checking account that pays you a high rate of interest on your average daily balance every month is just too good to be true, right? Wrong! With Honor Credit Union's Benefits Checking, it's simple: Start Earning. Stop Worrying.

The Benefits

  • Earn 3.00% APY* on balances up to $10,000
  • Earn up to $20 cash back each month in ATM surcharge reimbursements*
  • No minimum balance

Easy Requirements

  • 12 or more debit card transactions per month using your signature (PIN transactions are not eligible)
  • Have a valid email address and enroll in E-Statements
  • Monthly direct deposit into your Benefits Checking account
  • Minimum (1) monthly online banking login 
  • For complete disclosure of account rates and conditions, click here

How Much Can I Earn?

Based on your average daily balance, Honor's Benefits Checking could earn you:
  • per month*
  • per year*

(*Dividend calculation based on 30.41 days per month and 365 days per year.)

Re-Order Checks Within Online Banking

You can now easily re-order more checks from within your Online Banking! Just follow these easy steps:

  1. Login to Online Banking
  2. Click the orange "OC" icon next to Checking on the main Account Summary page.

You can still order more checks by visiting the Deluxe website directly. 


Open a Checking Account

I'm a member and I want to open a checking account.

Great! Simply log in to your online banking account on your desktop computer or on your mobile device and follow these three easy steps:

  1. Click the More Share Info button in the New Accounts tab.
  2. Pick a checking account type.
  3. Fill in the necessary information.

That's it. You're ready to Start Earning!

I'm not a member yet, but I want to be!

We love to hear that. Becoming an Honor Credit Union member is easy!

Become a Member >


Frequently Asked Questions

How much can I earn with Benefits Checking?

With Benefits Checking, you can earn 3% APY* on your average daily balance up to $10,000 each month. Use the calculator below to determine how much you could earn.

  • To view our Benefits Checking calculator to see how much you could earn each month CLICK HERE.
How does Connect Checking cash back rewards work?

How do I sign up?

You are automatically enrolled when you open your Connect Checking account, but you will need to create an account at www.myampre.com

  • You will need your debit card number when you create your account.

How much can I earn?

With your Connect Checking account you can earn up to 10 percent cash back on your everyday purchases at numerous participating merchants. There is not a limit to the amount of cash back you can earn, so the more you shop, the more you earn! Simply use your debit card and sign for your purchase to earn cash back.

How does it work?

It's as simple as signing for your purchases at participating merchants. For a list of participating merchants, visit your Ampre account.

When will I receive my cash back? 

You will receive cash back into your account typically within one week after the qualifying transaction. A statement credit will be automatically issued to your account.

Need Help?

Ampre Customer Service is available 24 hours a day, 365 days a year by calling 877.272.7445.

I have my bills set up for auto pay through another financial institution. Can I switch them?

Absolutely! Paying your bills online with Honor is free and easy. 

For Members

Visit our Online Bill Pay page to learn how to set up everything in Online Banking.

Not a member yet?

No problem. Switching everything over to Honor has never been easier with our ClickSWITCH tool

I'm traveling. Can I use my ATM or debit card in other states?

Yes! Both of our checking accounts give you access to over 35,000 surcharge-free ATMs across the country. As an added bonus, our Benefits Checking account pays you up to $20 each month in surcharge reimbursements if you use an ATM that is not in our network.

Find an ATM Near Me

Is there a fee for writing checks?

No! Honor doesn't charge per-check fees on either checking account option. If you need to order more checks, click here.

I lost my card. What do I do?

First, don't panic. We are always on the lookout for suspicious activity on our members' accounts, so we might reach out to you first if your card goes missing. 

Report a lost or stolen card

Call us at +1 (800) 442-2800.

If it's after normal business hours, or if you're out of the country see our other support phone numbers.

Get a new card

Most Honor Credit Union branches can make you a new card on the spot. To find a branch near you, click here.



Need Help?

We want to make it as easy as possible to start earning and stop worrying. If you have looked everything over and you still have questions, one of our team members would be happy to help you.

Contact Us >


(*$25 minimum deposit required. 3.00% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3.00% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 05/01/18; Rate is variable and may change after account is opened. Federally Insured by NCUA)

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.