Address & Hours
Honor Credit Union
2712 Niles Avenue
St. Joseph, MI 49085
St. Joseph Manager
banking Services available
Our St. Joseph Member Center provides a full-service banking experience. Our team is ready to provide you with a solution for financial success, including auto, home, and personal loans, two free checking accounts to choose from, deposit solutions that include savings accounts, high-interest money markets, and certificates of deposit.
Lobby & Drive-
Free Coin Counter
- Home Equity Line of Credit Special -
Introductory rate for the first 12 months
as low as1.99%APR*
*All loans subject to credit approval. 1.99% APR is good for a home equity line of credit (HELOC) with 80% Loan-To-Value (LTV) and a minimum credit score of 720. Introductory rate is for first 12 months only. Upon expiration of introductory period, rate will adjust to the applicable rate as disclosed in the original note of the loan. Rate will vary based on the Wall Street Journal Prime “Prime” rate, which was 4.75% APR as of 6/16/22. Line of credit rate is variable, may change over the course of the loan, and will not exceed 15.00%. The Advantage product has a floor rate of 3.00% and the Traditional or Interest Only products have a floor rate of 5.00%. $100.00 processing/closing cost fee on all home equity products plus appraisal fee, if required. New home equity loans only. Minimum initial draw for all loans is $10,000. Offer good for primary and secondary residences only. Flood insurance may be required. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Other restrictions may apply. Limited time offer. Subject to credit approval. Equal Housing Opportunity. Insured By NCUA.
Directions To Member Center
This modern member center is located on the busy Niles Avenue and is just a few blocks away from St. Joseph High School and Lake Michigan. Members can use the coin counter machine service for FREE at this location.
Competitive Rates & Flexible Terms
Book An Appointment
Use the calendar below to schedule an appointment with a team member at this location to address specific questions and concerns about your account. By booking an appointment, you can avoid waiting in our lobby for the next available Honor team member.
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Join The Honor Fam!
We invite you to come be part of an unconventional financial institution. What do we mean by that? Well, we do things a little different at Honor. You’re not a number to us. You are a unique person with your own financial goals, and it’s our promise to provide solutions for your financial success.
If you’re a busy business owner and the only time you can meet is 7 a.m. at a rest stop, we can do that. If you’re traveling and you lost your debit or credit card, no problem – just turn it off in our mobile app to avoid fraud. We’re here to give you smart advice and make it a simple experience.