Money Market Calculators

Surge Money Market Calculator

Use this calculator to help determine how much interest you could earn each month with a Surge Money Market account. With a Surge account, you start earning interest on a balance as little as $1, making it a great option for people who are trying to establish a savings habit.

Surge Money Market AccountEffective Date:
Amount Interest Rate APY*
$1.00 - $2,500.00 1.982% 2.00%
$2,500.01 - $5,000.00 0.995% 1.00%
$5,000.01 - $10,000.00 0.499% 0.50%
$10,000.01 - $50,000.00 0.250% 0.25%
$50,000.01 + 0.150% 0.15%

Average Daily Balance

This is the sum of each of the daily balances in a month divided by the number of days in the month. To keep this simple, on average how much is kept in your money market account.

Monthly Earnings

This is the estimated amount of interest you would earn on a monthly basis based on the average daily balance inputted above. It’s important to remember that these scenarios are hypothetical and that future interest rates can’t be predicted with certainty.

Annual Earnings

This is the estimated amount of interest you would earn on an annual basis based on the average daily balance inputted above. It’s important to remember that these scenarios are hypothetical and that future interest rates can’t be predicted with certainty.

APY

APY stands for annual percentage yield. This is the effective annual interest rate earned for this money market account.

Please Note: Information and interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


Momentum Money Market Calculator

Use this calculator to help you determine how much interest you can earn with a Momentum Money Market. The Momentum account is built for people who have a little extra money to deposit, because as your balance increases to a new tier, so does your interest rate. It’s a great next step from the Surge Money Market.

Momentum Money Market AccountsEffective Date:
Amount Interest Rate APY*
$5,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 1.045% 1.05%
$100,000.00 - $249,999.99 1.144% 1.15%
$250,000.00 - $499,999.99 1.243% 1.25%
$500,000.00 - $1,000,000.00 1.490% 1.50%

Average Daily Balance

This is the sum of each of the daily balances in a month divided by the number of days in the month. To keep this simple, on average how much is kept in your money market account.

Monthly Earnings

This is the estimated amount of interest you would earn on a monthly basis based on the average daily balance inputted above. It’s important to remember that these scenarios are hypothetical and that future interest rates can’t be predicted with certainty.

Annual Earnings

This is the estimated amount of interest you would earn on an annual basis based on the average daily balance inputted above. It’s important to remember that these scenarios are hypothetical and that future interest rates can’t be predicted with certainty.

Rate

The published interest rate for this money market account. Make sure to enter the actual interest rate, not the annual percentage yield (APY). It is important to remember that these scenarios are hypothetical and that future interest rates can’t be predicted with certainty.

APY

APY stands for annual percentage yield. This is the effective annual interest rate earned for this money market account.

Please Note: Information and interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Information and interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.