Auto Calculator

Estimate your monthly car payment

We want you to be as prepared as possible when you’re shopping for your next car or truck. Use our auto payment calculator below to help you determine your monthly payment, so you know how much you can afford. 

Calculate Your Car Payment

Auto Loan Rates

Auto, Light Truck & Road Cycle Loan Rates
TermRates as low as
Up to 48 months1.99% APR*
49 - 60 months2.54% APR*
61 - 75 months3.24% APR*
76 - 84 months4.24% APR*
85 - 96 months5.64% APR*
Rates accurate as of Sep 28, 2021
Payment Example: $20,000 at 2.54% APR* for 60 months equals $355.30/month. *APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. 61-75 month financing requires a minimum loan amount of $10,000.00. 76-84 month financing requires a minimum loan amount of $20,000. 85 - 96 month financing requires a minimum loan amount of $30,000.00.

Your Next Steps

Apply Now or Get Pre-Approved

Ready to start the auto loan application or pre-approval process? Great. It only takes a few minutes. Let’s go!

Find a Dealership

We partner with dozens of dealerships to make your buying experience easier. Enter a zip code to find a dealership partner near you!

Pay Off Your Loan Faster

If you paid a little extra on your loan each month, use our early payoff calculator to determine how much faster you could pay off your loan.

Early Payoff Calculator

Annual interest rate

Annual interest rate. Maximum interest rate is 20%.

Number of months remaining

Total number of months remaining on your original auto loan.

Loan term (months)

Total length, or term, of your original auto loan in months.

Auto loan amount

The original amount financed with your auto loan, not to be confused with the remaining balance or principal balance.

Additional monthly payment

Your proposed extra payment per month. This payment will be used to reduce your principal balance.

Current payment

Monthly principal and interest payment based on your original loan amount, term and interest rate.

Monthly prepayment amount

Scheduled payment plus additional monthly payment.

Total savings

Total amount you would save in interest if you made the accelerated payment until your loan was paid in full.

Information and interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Need More Information?

Auto Loans

Enjoy competitive rates and a simple application or pre-approval process that only takes a few minutes!

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