Auto Calculators
Car & Truck Loan Calculator
| Autos, Light Trucks & Road CyclesEffective Date: |
|
| Term | rates as low as* |
| Up to 48 months | 4.14% |
| 49 - 60 months | 4.14% |
| 61 - 75 months | 4.69% |
| 76 - 84 months | 5.19% |
| 85 - 96 months | 6.14% |
| Payment Example: $20,000 at 4.14% APR for 60 months equals $369.63. | |
| *61-75 month financing requires a minimum loan amount of $10,000.00. 76-84 month financing requires a minimum loan amount of $20,000. 85 - 96 month financing requires a minimum loan amount of $30,000.00. | |
Monthly payment
Monthly payment for your auto financing.
Total purchase price (before tax)
This is the total cost of your auto purchase. Include the cost of the vehicle, additional options and destination charges. Don’t include sales tax in this amount. Sales tax will be calculated for you and included in your total after-tax price.
Term in months
Number of months for this loan.
Interest rate
Annual interest rate for this loan.
Rebates and cash down
Total amount of cash and/or factory rebates used in this purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.
Trade allowance
The total amount that you are given for any automobile that you trade-in as part of this purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for “No sales tax deduction for trade-in” for more information on trade-in vehicles and sales tax.
Amount owed on trade
Total loan balance still outstanding on the trade-in.
Non-taxable fees (optional)
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.
Taxable fees (optional)
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Sales tax rate
Sales tax percentage rate charged on this purchase.
No sales tax deduction for trade-in
If you live in a state where your sales tax is calculated on your full purchase price, check this box. If this box is unchecked, sales tax is calculated on the purchase price less trade-in. Currently California, the District of Columbia, Hawaii and Michigan allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana, New Hampshire and Oregon have no sales tax on autos.
Recreational Vehicle Loan Calculator
| Boats, Motor Homes, Travel Trailers & EquipmentEffective Date: |
|
| Term | rates as low as* |
| Up to 84 months | 5.44% |
| Up to 120 months | 5.69% |
| Up to 144 months | 5.94% |
| Up to 180 months | 6.44% |
| 180/240 month balloon | 6.94% |
| Payment Example: $25,000 at 5.59% APR for 120 months equals $272.49 *120-179 months financing requires a minimum loan amount of $15,000.00. 180 month financing requires a minimum loan amount of $20,000. 180/240 month balloons financing requires a minimum loan amount of $35,000.00. |
|
| ATVs, Snowmobiles and Jet SkisEffective Date: |
|
| Term | rates as low as* |
| Up to 48 months | 4.44% |
| 49 - 60 months | 4.69% |
| 61 - 75 months | 4.94% |
| Payment Example: $6,000 at 4.69% APR for 60 months equals $112.41 | |
Monthly payment
Monthly payment for your RV financing.
Total purchase price (before tax)
This is the total cost of your RV purchase. Include the cost of the vehicle, additional options and destination charges. Don’t include sales tax in this amount. Sales tax will be calculated for you and included in your total after-tax price.
Term in months
Number of months for this loan.
Interest rate
Annual interest rate for this loan.
Rebates and cash down
Total amount of cash and/or factory rebates used in this purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.
Trade allowance
The total amount that you are given for any vehicle that you trade-in as part of this purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for ‘Sales tax deduction for trade-in’ for more information on trade-in vehicles and sales tax.
Amount owed on trade
Total loan balance still outstanding on the trade-in.
Non-taxable fees (optional)
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.
Taxable fees (optional)
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Sales tax rate
Sales tax percentage rate charged on this purchase.
No sales tax deduction for trade-in
If you live in a state where your sales tax is calculated on your full purchase price, check this box. If this box is unchecked, sales tax is calculated on the purchase price less trade-in. Currently California, the District of Columbia, Hawaii and Michigan allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana, New Hampshire and Oregon have no sales tax on vehicles.
Auto Loan Early Payoff Calculator
Annual interest rate
Annual interest rate. Maximum interest rate is 20%.
Number of months remaining
Total number of months remaining on your original auto loan.
Loan term (months)
Total length, or term, of your original auto loan in months.
Auto loan amount
The original amount financed with your auto loan, not to be confused with the remaining balance or principal balance.
Additional monthly payment
Your proposed extra payment per month. This payment will be used to reduce your principal balance.
Current payment
Monthly principal and interest payment based on your original loan amount, term and interest rate.
Monthly prepayment amount
Scheduled payment plus additional monthly payment.
Total savings
Total amount you would save in interest if you made the accelerated payment until your loan was paid in full.
Information and interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.