How to Maximize Your Honor Checking Account Bonuses: A Complete Guide 

Congrats on opening your new checking account with Honor and earning an amazing cash bonus! Now it’s time to learn how to maximize your bonus and make the most of all the benefits your account has to offer.

Understand How to Earn

It’s essential to know the requirements you need to meet to unlock your bonus:

• Set up qualifying direct deposits of $500+
• Complete 8+ debit card transactions within 60 days

But there’s more to your account than just the bonus! Want to see your balance grow? With our Benefits Checking account, you can earn an impressive 5.15% APY on balances up to $10,000. All you need to do is meet a few simple criteria each month to start earning even more.

For detailed requirements, visit our Benefits Checking page.

If you’ve chosen Connect Checking, you’ll earn 1 reward point for every $1 spent with qualifying debit card purchases.

Curious about the details? View Connect Checking information here.

Set Yourself Up for Success

Now that you know how to maximize your account’s benefits, it’s time to set clear financial goals. Whether you’re saving for a home, a car, a vacation, or simply building your savings, having a specific goal will keep you motivated and help you meet the account’s monthly requirements.

Create a Monthly Budget

A realistic budget is key to financial success.

Start by listing your monthly expenses:

• Mortgage/rent
• Utilities
• Car payments
• Groceries
• Other recurring costs

Knowing your regular expenses helps you curb unnecessary spending, cover automatic debits and essentials, and stay on track with your goals.

By understanding how much you can comfortably spend on non-essentials (like dining out or grabbing a coffee ), you can avoid overspending and keep your balance healthy while still making progress toward your financial goals.

Monitor Your Account Regularly

Keep tabs on your account balance by logging into the Honor app to track your transactions and ensure everything is accurate. Regular check-ins help you avoid overdrafts, unexpected spending, and keep you aligned with your budget.

Open a Money Market Account

Want to grow your checking bonus even more? A Money Market account is a great option for setting money aside while still earning interest. Consider transferring your bonus into a Money Market account to watch it grow. Pair it with our Debit Card Round-Up for even more savings power.

Take Advantage of Debit Card Round-Up

Saving for a big goal, like a down payment or an upcoming vacation? Our Debit Card Round-Up makes it easy. Every time you make a purchase with your debit card, we round up to the nearest dollar and transfer the difference into an account of your choosing.

Those small amounts add up quickly! To boost your progress, direct your round-ups into your Money Market account, where they can earn a great rate—while your everyday spending stays separate.

With these simple tools, you’ll not only maximize your checking account bonus, but also build strong habits that support your long-term financial goals.