We are committed to equipping tomorrow’s leaders with the tools that they will need to be financially successful. That’s why we support kids aged 17 and under in the communities we serve with Youth Savings Accounts and Student Credit Unions. Our goal is to teach our youngest members how to manage their money.

Earn Interest
Every Month

No Fees Or
Minimum Balances

Parents Can Be
Joint Account Owners

Develop Lasting
Money Saving Habits

Open A Youth Account

If you’re ready to open a new Youth Account, simply stop by a local member center and our team can help you!

Double Your Deposit!

Up To $25 Deposit Match*

Pair a new Youth Account with a Surge Money Market, and we’ll double your opening deposit!


Get Started

To open a new Youth Account, and to pair it with a Surge Money Market, simply stop by a local member center.

image with two stick figure children playing on a green, orange and teal background

*New youth accounts only. Must be 17 years old or younger. $25 cash bonus paid when new youth member opens a basic savings account (shares) and Surge Money Market account and deposits minimum $25 into Surge Money Market account to be eligible for free $25 cash bonus. If Surge Money Market requirements
are not met, member still eligible for standard $10 cash bonus that only requires a minimum $5 deposit into basic shares. Bonus will be paid within 30 days of new account opening. Limit one $10 or $25 bonus per new member. Not valid with any other offer. Offer ends April 30th, 2021. Insured By NCUA. APY= Annual Percentage Yield.

Start Small. Save Big.

Advantages Of A Youth Savings Account



Our Student Credit Union program is a great way for students to increase their financial literacy, and gain valuable work experience. Our program allows for students to run an actual credit union location in their school, which provides a convenient banking location for both students and staff, all while students gain a wide range of experience. It also provides a convenient location for both students and staff to make deposits into their Honor Credit Union account.


  • Tiger Treasures SCU (West Ward Elementary)
    • Open Every Other Tuesday 7:30am – 8:05am


  • Little Vikings SCU (South Walnut Elementary)
    • Open Wednesdays 7:30am – 8:00am

Berrien Springs

  • Shamrock SCU (Sylvester Elementary)
    • Open First and Third Wednesdays of Every Month 8:00am – 8:45am


  • Buchanan Bucks SCU (Moccasin Elementary)
    • Open Every Other Tuesday, 8:20am – 8:45am


  • Chieftain SCU (Dowagiac Middle School)
    • Open Tuesdays 11:00am – 12:35pm


  • Raider Pride SCU (Davis Elementary)
    • Open Tuesdays 11:15am – 12:40pm

Eau Claire

  • Beavers SCU (Eau Claire Middle/High School)
    • Open Thursdays 11:23am – 12:48pm


  • Mini Modeltowner SCU (Gilbert Elementary)
    • Open Every Other Thursday 8:00am – 8:25am


  • Hematite SCU (Birchview Elementary)
    • Open Every Other Wednesday 8:00 – 8:30am

Paw Paw

  • Paw Paw Pride SCU (Paw Paw Later Elementary)
    • Open Every Other Wednesday 8:15am – 8:45am


  • River School SCU (River School)
    • Open Every Other Tuesday 2:30pm – 3:00pm

St. Joseph

  • Brown Bear SCU (Brown Elementary)
    • Open Fridays 8:00am – 8:30am

  • Lincoln Bear SCU (Lincoln Elementary)
    • Open Thursdays 8:00am – 8:30am

  • Upton Bears SCU (Upton Middle School)
    • Open Tuesdays 11:00am – 12:30pm


  • Students First SCU (Roosevelt Elementary)
    • Open Thursdays 8:10am – 8:25am
  • SuperStar SCU (Hollywood Elementary)
    • Open Thursdays 8:10am – 8:25am
  • Star Students SCU (Stewart Elementary)
    • Open Tuesdays 8:00 – 8:30am

What Schools Are Saying

How To Start A Student Credit Union

It only takes a phone call! Whether you just want some additional information, or you’re ready to start a Student Credit Union as soon as possible, simply give us a call and we will assist you every step of the way. We hope to hear from you soon!

Halee Niemi
800.442.2800 ext. 9501