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gold piggy bank on a silver platter; Check out Honor Credit Union's savings rates

Savings Rates

Share Savings Accounts

Savings Rates
Effective Date: Monday, November 19th, 2018
TypeInterest RateAPY*
Share Savings
(for balances on $5.00 or more)
0.05% 0.05%
Christmas Savings 0.05% 0.05%
Vacation Savings 0.05% 0.05%
Health Savings (HSA) 0.25% 0.25%

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Certificates of Deposit

Share, Traditional IRA, Roth IRA, & Coverdell Education Savings Account Certificates
Effective Date: Monday, November 19th, 2018
TermMinimum Opening DepositInterest RateAPY*
3 months1 $50.00 0.10% 0.10%
6 months1 $50.00 0.20% 0.20%
12 months1 $50.00 0.35% 0.35%
18 months1 $50.00 0.40% 0.40%
24 months1 $50.00 0.60% 0.60%
30 months1 $50.00 0.50% 0.50%
36 months1 $50.00 0.85% 0.85%
48 months1 $50.00 1.193% 1.200%
60 months1 $50.00 1.342% 1.350%
12 month Add-On2 $50.00 1.19% 1.20%
12 month special* $50.00 2.276% 2.30%
12 month relationship special** $50.00 2.472% 2.50%
24 month special* $50.00 2.521% 2.55%
24 month relationship special** $50.00 2.716% 2.75%
55 month special* $50.00 2.716% 2.75%
55 month relationship special** $50.00 2.911% 2.95%
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted.
A penalty fee may be imposed if you withdrawal funds prior to the maturity date.
Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees.
12 month add-on not eligible additional 0.25%APY youth rate bump or rate protector adjustment.
* No relationship requirement. CD special and relationship specials are eligible for a one time rate protector no matter the length of CD term.
** Minimum (1) direct deposit or active checking (8+ debit card transactions) per month is required to receive above stated rates. Rate Protector and Youth 0.25% APY rate bump are valid on CD Specials. 12 Month Special CDs renew at the standard 12 month rate, 24 Month Special CDs renew at the standard 24 month rate and 55 Month Special CDs will renew at the standard 60 month rate.

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Money Markets

Tiered Interest Money Market Rates
Effective Date: Monday, November 19th, 2018
Minimum BalanceInterest RateAPY*
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 -$49,999.99 0.20% 0.20%
$50,000.00 -$99,999.99 0.25% 0.25%
$100,000.00 - $249,999.99 0.30% 0.30%
$250,000.00 + 0.35% 0.35%

Momentum Money Market Rates
Effective Date: Monday, November 19th, 2018
AmountInterest RateAPY*
$5,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 1.045% 1.05%
$100,000.00 - $249,999.99 1.144% 1.15%
$250,000.00 - $1,000,000.00 1.243% 1.25%

 

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IRAs

Traditional IRA, Roth IRA, Coverdell Education Savings Account
Effective Date: Monday, November 19th, 2018
Interest RateAPY*
0.20% 0.20%

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Benefits Checking

Benefits Checking
Effective Date: Monday, November 19th, 2018
AmountAPY*
$0.01-$10,000.00 3.00%
*$25 minimum deposit required. 3% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 01/01/17; Rate is variable and may change after account is opened. Federally insured by NCUA.

 

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Business Money Markets

Business Momentum Money Market
Effective Date: Monday, November 19th, 2018
AmountInterest RateAPY*
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.50% 0.50%
$50,000.00 - $99,999.99 0.995% 1.00%
$100,000.00 - $249,999.99 1.243% 1.25%
$250,000.00 - $1,000,000.00 1.490% 1.50%

Business TIMM
Effective Date: Monday, November 19th, 2018
AmountInterest RateAPY*
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 - $249,999.99 0.30% 0.30%
$250,000.00 + 0.35% 0.35%
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

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Federally insured by NCUA.
We do business in accordance with the Fair Housing Law.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.