APY=Annual Percentage Yield. 0.00 % APY. New member must be eligible for membership. Membership eligibility to be determined at time of account opening. Must be 18 or older. Offer valid only for first time checking accounts opened with Honor Credit Union.  Refer-A-Friend Program qualifications are 1. New Membership share account, requires $5 minimum deposit to open. New Checking account requires $25 minimum deposit to open. 2. Complete 8+ debit card transactions (PIN and signature based) 3. Have a direct deposit or incoming ACH total of $500 or more. Qualifying requirements must occur within 60 days of account opening. Current Honor Credit Union members may earn a Visa Reward Gift Card as a referrer by registering their information and referring friends or family. Current members (Referrer) can receive a maximum of $500 in total rewards for this program per calendar year. Visa Reward Gift Cards will be emailed within 30 days of meeting requirements.  Employees of Honor Credit Union and their immediate family and household members are not eligible to receive Visa Reward Gift Cards. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.

Official Rules with full Terms and Conditions can be found at www.honorcu.com/refer-a-friend/

APY=Annual Percentage Yield, 0.00% APY. $250 paid when new or existing member without a current checking account opens a personal checking account with a minimum opening deposit of $25, sets up qualifying direct deposit(s) totaling $500 or more and conducts 8+ debit card transactions all within 60 days of account opening. A qualifying direct deposit is defined as one from a recurring paycheck, pension, or government benefits (such as social security) payments only. Non-payroll related ACH, person-to-person payments and transfers from other financial institutions or other Honor CU accounts do not qualify. Bonus will be paid within 30 days of minimum requirements being met. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $250 bonus will be withdrawn from account. New members must open account at https://forms.joinmycu.com/mop/020/jointhefam/eligibility or a local member center location. Existing members must open new checking account at member center location and specifically mention the $250 offer at time of opening. Existing members that have closed a checking account at Honor in last five years, not eligible. Offer subject to change without notice. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.