APY=Annual Percentage Yield. 0.00 % APY. New member must be eligible for membership. Membership eligibility to be determined at time of account opening. Offer valid only for first time checking accounts opened with Honor Credit Union.  Refer-A-Friend Program qualifications are 1. New Membership share account, requires $5 minimum deposit to open. New Checking account requires $25 minimum deposit to open. 2. Complete 8+ debit card transactions (PIN and signature based) 3. Have a direct deposit or incoming ACH total of $500 or more. Qualifying requirements must occur within 60 days of account opening. Current Honor Credit Union members may earn a Mastercard Prepaid Card as a referrer by registering their information and referring friends or family. Current Honor members (Referrer) can receive a maximum of $500 in total rewards for this program per calendar year. Mastercard Prepaid Cards will be emailed within 30 days of meeting requirements. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.

Official Rules with full Terms and Conditions can be found at www.honorcu.com/refer-a-friend/