Connect Checking

A Free Checking Account With Rewards

Who doesn’t love a checking account with rewards? With a Connect Checking account, you can earn cash back rewards at thousands of your favorite local and national merchants. And, the best part is it’s a free account with no minimum requirements!

Earn % Cash Back At
Merchants Nationwide

No Minimum Balance
Or Monthly Fees

Free MasterCard®
Debit Card

Access Over 35,000+
Surcharge Free ATMs

ENJOY THE PERKS

  • Earn cash back (percentage-based) at over 17,000 local and national merchants
  • Your cash back rewards are automatically deposited into your Connect Checking account
  • Easy access to view your cash back balance

Instant Deposit

If you have a pending direct deposit that you need to access sooner, you can now start getting your paycheck before payday with Honor’s Instant Deposit feature! As soon as you see your direct deposit pending within online banking, or on the mobile app, you can access those funds! 

Details

An instant deposit³ is defined as early access to a direct deposit that is scheduled to post to your account. An instant deposit is a way for you to gain access to your funds sooner.

How To Request An Instant Deposit

You can request an instant deposit within your online banking, in the Honor app, or by calling 800.442.2800. Follow the steps below for online banking and the mobile app.

  1. Log in to online banking
  2. In the My Accounts tab select ACH Transactions
  3. Select the ACH transaction you wish to instantly deposit and click Post Now

screenshot image of honor credit union online banking showing how to request an instant deposit of an ach transaction

4. Confirm your instant deposit request and select an account to have the $10 fee drawn from

screenshot image of honor credit union online banking showing how to request an instant deposit of an ach transaction

  1. Log in to the Honor mobile app
  2. Tap Accounts on the bottom menu, and then tap My Accounts
  3. Tap ACH Transactions
  4. Select the ACH transaction you wish to instantly deposit and tap Post Now

screenshot of the honor mobile app showing how to request an instant deposit

5. Confirm your instant deposit request and select an account to have the $10 fee drawn from

screenshot of the honor mobile app showing how to request an instant deposit

 

³$10 fee per instant deposit to gain early access to funds. No checking account required. Direct Deposit and earlier availability of funds are subject to the timing of payer’s funding, and credit union approval. Honor Credit Union cannot guarantee a payer’s funds will be available for instant deposit. Requests per each Direct Deposit must be made within online banking or by contacting the credit union. Insured By NCUA.

Checking Account FAQs

Setting up or switching your direct deposit to Honor is as easy as a click of a button with our ClickSWITCH tool. We also have a simple form you can fill out and submit to your employer’s HR department.

Absolutely! Paying your bills online with Honor is free and easy. 

If you’re already a member, please view our Online Bill Pay information to learn how to set up everything in Online Banking.

If you’re not a member yet, no problem. First, let’s get you into the Honor family with our convenient ClickSWITCH tool.

Yes!  Both of our checking accounts give you access to over 35,000 surcharge-free ATMs across the country. As an added bonus, our Benefits Checking account pays you up to $20 each month in surcharge reimbursements if you use an ATM that is not in our network.

International Travel 

Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.

Beware of blocked and sanctioned countries. View the current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.

While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.

Nope! We don’t charge per-check fees for either checking account. 

There are three ways to reorder checks!

Online Banking 

  1. Login to online banking
  2. Click the orange “OC” icon next to Checking on the main Account Summary page.

Deluxe Website

You can reorder checks by visiting the Deluxe website.

In Person

You can stop by any local member center and speak with an Honor team member to order more checks.