Boat, RV, Motorcycle Loans
Get low rates and flexible terms for almost any recreational vehicle loan, whether it’s for a boat, motorcycle, or other outdoor toys. Michigan’s playground of lakes, hills, snow, and trails is waiting for you. Finance your fun and apply online 24/7!
Choose Your Adventure
Ready for your next Michigan adventure? Whether it’s an RV, motorcycle, boat, or snowmobile, you can get great rates, flexible terms, and local support every step of the way.
Boats, RVs, Trailers & Equipment Loans
Enjoy the freedom to roam the Michigan roads, lakes, and skies! We’ve financed everything from speedboats to bucket trucks and even airplanes, so we have the experience you can rely on to make the process simple! If you’re looking to finance one of these vehicles, let us help you.
What to Know
- Terms Up To 180/240 Months
- Competitive Low Rates
- Creative Financing for all Collateral Types
- Simple application and Closing Process
Recreational Vehicle, Boat, Motor Home, Travel Trailer, & Equipment Rates
| Term | Rates as low as |
|---|---|
| Up to 84 months | 8.59% APR* |
| Up to 120 months | 9.09% APR* |
| Up to 144 months | 9.59% APR* |
| Up to 180 months | 10.09% APR* |
| 180/240 month balloon | 10.59% APR* |
| Rates accurate as of May 21, 2025 |
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 85-120 month financing requires a minimum loan amount of $10,000. 121-144 month financing requires a minimum loan amount of $15,000. 145-180 month financing requires a minimum loan amount of $20,000. 180/240 month balloon financing requires a minimum loan amount of $35,000.
Payment Example: $25,000 at 9.09% APR* for 120 months equals $317.94/month.
Boat & RV Loan Calculator
Boats, RVs, Trailers & Equipment Payment Estimator
Estimate your monthly payment on a boat, trailer, or RV with our easy-to-use calculator.
ATVs, Snowmobiles & Jet Skis
We know people have a variety of different passions and activities they enjoy and we want to help you live your best life with financing options that allow you to play without breaking your budget. Whether you are riding the trails or zipping through waves, we’ve got you covered with financing options that meet your needs!
What to Know
- Flexible Terms Up To 96 Months
- Competitive Low Rates
- Multiple Collateral Financing Options
- Simple Application & Closing Process
ATV, Snowmobile, & Jet Ski Rates
| Term | Rates as low as |
|---|---|
| Up to 48 months | 7.99% APR* |
| 49 - 60 months | 8.39% APR* |
| 61 - 75 months | 9.09% APR* |
| 76 - 84 months | 9.49% APR* |
| 85 - 96 months | 10.19% APR* |
| Rates accurate as of May 21, 2025 |
*APR = Annual Percentage Rate. Advertised stated rates reflect 0.25% APR* rate discount for borrowers with credit score of 750+ at time of loan application. Your rate may be higher depending on your credit history, loan purpose, amount, term, mileage, vehicle year, and other underwriting factors. 61-75 month financing requires a minimum loan amount of $10,000.00. 76-84 month financing requires a minimum loan amount of $20,000. 85 – 96 month financing requires a minimum loan amount of $30,000.00.
Payment Example: $15,000 at 8.39% APR* for 60 months equals $306.95/month.
Payment Assistance
We know that life take can take unexpected turns you just can’t budget for, from employment changes to medical emergencies. We want to be by your side throughout your journey, good or bad, so we have several payment assistance options to help you when times get tough.
Skip A Payment
Holiday shopping, unexpected life events, and other personal situations can leave your account balance a little short when it’s time to make a loan payment. Our Skip-A-Pay program helps you navigate those times.
Financial Planning
Our financial wellness partner at GreenPath Financial will work with you on-on-one to evaluate your situation, put a budget in place, establish a payment plan, and help you get back to achieving your financial goals!
Recreational Loan FAQs
We haven’t run into anything yet! If it has a serial number, we can usually finance it. Even if it doesn’t, we can try to find a way to make it work!
Yes! We offer a 180/240 balloon option.
No problem! We have preapproval options available to get you started and a network of dealership partners that we can refer you to.
That’s OK! In most situations we can finance loans with no money down! Give us a call or stop into a local branch and we will work with you to figure out the best solution for your needs.
Nothing. We do not charge any application fees.
Yes! Honor can finance a vehicle purchase in all 50 states as long as you qualify for membership with us.
Anyone can apply! Approval is not guaranteed, but all applications are reviewed by our team.
Yes. Insurance is required on all types of vehicles and equipment financed by Honor.
