3 Ways Honor Supports Your Online Holiday Shopping
Everything about this year has been a little different, including the way we shop. While we may have already been accustomed to receiving those weekly packages from Amazon, your local retailers are also expecting to see more online traffic due to this year’s pandemic. So, as we prepare to find all the latest cyber deals, let’s check out three great Honor products that will help make your shopping a breeze this season.
Earn 2x The Rewards!
This year, more than ever, online shopping will be the go-to method for your holiday checklist, so why not receive a little reward for that shopping. Online shopping can be twice as nice with your Select Rewards Credit Card from Honor because you earn 2x cash back on every purchase. Talk about an easy way to earn more cash back!
Stop Fraud In Its Tracks
If you suspect fraudulent activity is happening with your card, our easy-to-use Card Control feature can turn off your card with the tap of a button in our mobile app. Card Control also lets you monitor your debit and credit card usage by setting up transaction alerts for all purchases.
Build Your Savings While You Shop
If you’re like most people, you will be placing more than one online order this year, so will you really be tracking every penny spent? We have a free way for you to build up your savings while you shop! With our It’s Your Change tool you can rack up extra cash without even realizing it, and who doesn’t love the unexpected money in their savings account.
How It Works
When you make a purchase with your Honor debit card, It’s Your Change rounds up your total purchase amount to the nearest dollar and puts it in an account of your choice.
Free Help Sticking To Your Budget
The holidays are an easy time to go over budget with the “just one more gift” mindset. It is important to set your spending limit and stick to it. Worried you’re going over budget? Honor has a free tool to help. MoneyMap is accessible in online banking, and the mobile app to help you stay on track this shopping season.
How MoneyMap Works
With MoneyMap, you can easily see a breakdown of your spending each month. This tool even categorizes your spending into fields, such as groceries and bills.
- Access MoneyMap in the Honor mobile app by tapping More, and then MoneyDesktop (now known as MoneyMap)
- Within online banking you will find MoneyMap in the Personal Finance tab
Make A Plan
Break down your holiday shopping list and think about what gifts you could check off your list that cost less, but mean more. Sometimes, the joy of one’s company or a DIY present is the best gift. In turn, you have a little extra money in your wallet.
Be sure to keep an eye out on how much you are putting on your credit cards. Avoid spending the money that you do not have readily available to pay back when the bill comes due. Is putting $800 on your credit card for those holiday gifts going to take a few months to pay off? If so, it might be better to hold off on racking up that large sum on your credit card to avoid the daily interest that will accrue over time.
We’re Here To Help
While the way you shop may have changed a little this holiday season, the way Honor is here for YOU has not! If you have questions, don’t hesitate to give us a call at 800.442.2800 and our team will be ready to help today.
More To Explore
By Andrew Cleminshaw | Honor CU Saving money shouldn’t just be something we do so we have enough money to
By Cody Morris | Honor CU We all have that mental checklist we run through each time we leave the