Select Rewards
Credit Card
Earn Unlimited 2% Cash Back
Finding the right credit card option can be complicated, from navigating interest rates to discovering hidden fees. Unlike big banks, we strive for a simple experience without all the fees. Whether you are looking for a credit card with rewards, or a card with a low rate to make it easier to pay off your balance, we’ve got you covered with an Honor Select or Select Rewards credit card!
2% Cash Back On
Every Purchase!
Rates As
Low As 12.49% APR*
No Annual Or Balance
Transfer Fees
Pay With Your Phone Using
Your Digital Wallet
Unlimited Cash Back & Rewards
Whether you’re stopping for gas, making a Starbucks and Target trip, or spending a few hours at Home Depot you earn 2% cash back for every dollar you spend! It’s that simple. No catches. No need to activate certain reward categories every few months. No limits on how many points you can earn. The more you spend, the more you earn. So, what are you waiting for?
- Earn 2 reward points for every $1 spent
- Earn up to 2% cash back on purchases
-
Easily redeem points through the Honor app or desktop online banking
-
Enjoy discounts and other perks when you use your card at participating local businesses
Select Rewards Credit Card
Rates
Annual Percentage Rate (APR) for purchases, cash advances, and balance transfers
AS LOW AS
12.49% APR*
Rewards Program
- Earn 2 reward points for every $1 spent
- Earn up to 2% cash back on purchases
- *NEW* Reward points can be redeemed through the Honor app with no additional login information
Features
- No annual fee, cash advance fee, or balance transfer fee
- Works with Apple Pay, Google Pay & Samsung Pay
- Set up transaction alerts, turn card on/off, report card stolen in the Honor app
The Ideal Card For
- Shoppers who are interested in earning reward points and cash back for their purchases
- Everyday shopping
- Members who typically pay off their balance each month
Card Benefits
- No Annual Fees
- No Cash Advance Fees
- No Balance Transfer Fees
- Create Real-time Transaction Alerts
- Card Control
- Report Card Stolen In The Honor App
Security & Fraud Protection
- Earn 2 reward points for every $1 spent
- Earn up to 2% cash back on purchases
-
Easily redeem points through the Honor app or desktop online banking
-
Enjoy discounts and other perks when you use your card at participating local businesses
digital wallet
Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet and risk losing your credit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor card to your phone today.
Add Your Card To Your Phone
- Apple Pay – Use your eligible iPhone, Apple Watch, or iPad to conveniently make purchases at participating merchants.
- Google Pay – Android users can use their phone to make payments at more than one million stores across the United States.
- Samsung Pay – Members with eligible Samsung phones can make payments to earn reward points redeemable for instant-win opportunities and other deals.
Balance Transfer
Credit cards sure are easy to use, aren’t they? Those big bank and store credit cards are quick to point out the reward points and benefits, but often bury the interest rates and fees. One day your balance is low, and the next thing you know you’re in over your head! Whether it’s the result of a shopping spree, or a large transaction, we can help ease the burden of a high interest credit card with a simple balance transfer to an Honor credit card.
How It Works
We believe in a personalized approach at Honor Credit Union because everyone’s situation is different and we will guide you through the process of transferring your balances to an Honor credit card that suits your needs with a low interest rate so you can start knocking out those credit card balances.
What You Need To Know
- No balance transfer fees
- You can transfer multiple card balances
- Honor membership not required to get started
- Our simple & secure online form takes minutes for members & non-members
- We'll work with you one-on-one to complete the process for the best solution
Credit Card Resources
To better help you understand credit, and credit cards, we’ve put together some helpful blog posts about credit cards, spending habits, and balance transfers.
What Is a Contactless Card & What Do I Need To Know?
Learn what a contactless card is, how it works, how to use it, and what the security benefits of contactless card payments are in this blog post.
Tips For Smart Black Friday Shopping
Whether you’re planning to shop in store or online, these Black Friday shopping tips will help make sure that you get the most out of your holiday budget.
5 Best Practices To Protect Yourself From Fraud
Learn what information you shouldn’t give out, how to set up card fraud alerts, how to avoid suspicious links and files, and more
4 Ways To Boost Your Credit Score
Learn how to boost your credit score by doing simple things like paying bills on time and more!
Card Support
We understand life happens in a hurry sometimes. In this section you will find helpful information about activating cards, international assistance, travel information, how to protect yourself from fraud, and much more!
Important Phone Numbers
- Voice Banking: 866.267.4348
- Card Activation: 866.619.0245
- General Card Support (including lost or stolen cards): 800.442.2800
- Lost or stolen card: 513.900.3005
Travel Information
- If you’re planning an international trip, keep us informed by stopping by a member center or giving our Virtual Member Center a call at 800.442.2800 to let us know to expect transactions from your desired destination.
- Beware of blocked and sanctioned countries. For a current list of these countries check out the Office of Foreign Asset Control (OFAC) of the US Department of Treasury’s list. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
Fraud Protection
- If you suspect fraud you can turn your card off instantly from within the Honor mobile app.
- Honor debit and credit card holders are automatically enrolled in our free card protection program. Cardholders can sign up for additional free MasterCard fraud services.
- If we suspect fraudulent activity, the transaction will likely be declined and your account will be blocked to prevent further harmful activity. We will attempt to notify you as quickly as 30 seconds after a suspicious transaction takes place.
Credit Card FAQs
Via The Honor App
Viewing and redeeming points through the Honor App is simple and easy!
- Log in to your Honor account on the Honor app
- Tap your Select Rewards account
- Tap “Redeem Points” and follow the prompts on the screen
- It’s that easy. From here, redeem your earned points for cash back, travel, gift cards, experiences & much more!
Via Desktop Computers
- Log in to online banking on a desktop computer
- Select your Select Rewards account
- Select “Redeem Points” and follow the prompts on the screen
- It’s that easy. From here, redeem your earned points for cash back, travel, gift cards, experiences & much more!
We have flexible options like share secured cards to help you start building credit and we offer smaller limits to get you started.
A variable interest rate is an interest rate that fluctuates over time because it is based on an underlying benchmark (Prime) interest rate that changes periodically.
You can earn 2 points for every $1 you spend with your Select Rewards Credit Card. Rewards include cash back, statement credits, gift cards, experiences, merchandise, charitable donations and more!
Please call 866.678.5189
Stop by any local Honor branch or give us a call at 800.442.2800 to talk about your options.
Yes. Just be aware of the following guidelines:
- Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.
- Beware of blocked and sanctioned countries. Here is a current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
- While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.