If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.
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Skip a Payment

For those times in life when you need a little extra cash, skipping a loan payment might be the best option for you. Honor Credit Union's Skip-A-Pay program allows members to skip a monthly payment on a qualifying loan as long as certain program qualifications are met. 

 

How to Skip a Payment?

Skipping your next payment is a snap! You can do it from the comfort of your own home within your online banking platform or you can download the paper form below and return it to us.

Online Banking

The easiest and most convenient way to skip your next loan payment is through online banking. Simply follow these three easy steps: 

  1. Log in to Online Banking
  2. find the eligible loan you wish to skip a payment on 
  3. Click the "SP" button, and follow the prompts

Example of loan amount and how to skip a payment in Honor Credit Union's online banking

 

Email or text us

If you don't use Honor's online banking, you can still skip a loan payment by downloading the form below and returning it to us via email, text, or by dropping it off at a local Honor branch.

Email

  1. Download and print the form
  2. Scan the filled out form to your computer and email it to memberservices@honorcu.com

Text

  1. Download and print the form
  2. Snap a clear picture of the entire filled out form on your phone and text it to 800.442.2800

Honor Credit Union's Skip A Payment form

 

Need Help?

If you have questions about skipping a loan payment, or if you need help submitting the form or setting up Skip-a-Pay in Online Banking we would be happy to help!

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Official Rules:

  • Your account must be in good standing. This means all loans and account balances must be current and in good standing when the Skip Pay Coupon is received by the credit union.
  • Loan must be open for a minimum of (6) months prior to skipping loan payment.
  • Limit (2) skip pays per calendar year and skipped payments cannot take place in consecutive months.
  • Form must be signed by at least one borrower.
  • Real estate, lines of credit, and credit card loans are not eligible for this offer.
  • Limit (8) skip pays per life of any specific loan.
  • There will be a $40 skip pay application fee per loan. If you choose to have the application fee deducted from your credit union account, the funds must be available for withdrawal.

By completing a Skip-A-Payment you are requesting Honor Credit Union to advance the loan due date equal to one month’s payment. You understand that the current balance of the loan is extended by the amount of the payment skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-A-Payment request.

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.