Credit Card Rates and Information
Just the facts … Here’s what you need to know about the Honor Credit Union’s Credit Cards.
*APR = Annual Percentage Rate
Honor Select Rewards
|Interest Rate on Purchases, Balance Transfers & Cash Advances||As Low As 10.99% APR1||As Low As 8.99% APR1|
|Grace Period For Payment of Purchases||Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month.|
How Balance is Calculated?
|Average daily balance|
|Credit Limit||$500 - $50,000|
|Minimum Payment||2% of balance or $25.00 (whichever is greater)|
|International Single Currency Fee2||.8% of transaction|
|International Multi Currency Fee3||1% of transaction|
|Cash Advance Fee||No|
|Auto Rental Insurance||Yes|
|Auto Rental Collision Damage||Yes|
|Personal Identity Theft Coverage||Up to $5,000|
|Travel Accident Insurance||Up to $500,000|
|Replacement Card Fee||$10.00/Each|
Returned Check Fee
Late Payment Fee
|Up to $37.00|
1Depending on your credit history. This APR will vary with the market based on the Prime Rate.
2Single Currency Fee: Refers to a merchant that is located in the U.S. but processes the transaction as foreign.
3Multi Currency Fee: Refers to a transaction that is conducted out of the country that involves a currency conversion.Go to main navigation