Saving Money Is Effortless With It’s Your Change

photo of a group of people gathered around a table smiling and celebrating

By Andrew Cleminshaw | Honor CU

Saving money shouldn’t just be something we do so we have enough money to buy that new game console or pair of shoes. If you’re anything like me you know saving your money is important, but with how busy life can get, and not to mention all of the targeted ads showing us all the latest and greatest, it can get shuffled to the back burner if we don’t make a conscious effort to save. 

Saving money is a commitment to yourself and your future self. And just like you are, the team at Honor is committed to making saving your money easy, and even a little fun.

Stop Collecting Loose Change In Jars!

With products like It’s Your Change, saving money is even easier than collecting change in a jar! The best part is you don’t even have to worry about transferring money, the change automatically deposits into your savings, talk about an effortless way to save. When opted into this program, debit card transactions are rounded up to the nearest dollar and the change is deposited daily into an account of your choosing.

START SAVING: See how easy it is to start saving change when you’re shopping

Not only does it make it easy to save, but with transactions being rounded up it’s easier than ever to balance your account register, preventing overdraft fees. So, you might be asking, how does this apply to you? Think about an item that you’ve been saving up for and seem to never have the “extra dough” to make the purchase. By using It’s Your Change, you’ll have money accumulating in your savings in no time.

Put Your Spare Change To Work

Money Market accounts at Honor are free, have no minimum balance, and keep your funds liquid so they can be accessed at any time from any one of the many ways Honor makes it easy to access your money. Depending on the balance you maintain, Honor has three different types of Money Market accounts that you can choose from.

Our Surge Money Market is my new favorite. I have had a handful of people talk to me about wanting to stack up a good amount of cash for a down payment on a new car, and they aren’t in the habit of putting money into their savings. With Surge, you earn max interest on balances up to $2500. This means roughly $5 extra a month in earned interest. Ok, I know this doesn’t seem like a lot, but over time it adds up! 

LEARN MORE: See how much you can earn with a Surge Money Market

This account is a savings account, so think of it as your digital piggy bank you can’t break it open if it’s not full right? Set your goal at $2500 in this account and every payday, be sure to transfer an amount that works for you, whether that’s $20 or $50, and before you know it, you’ll not only reach your goal and have earned interest, but you’ll have a down payment for a car! Once you complete this goal and establish a savings plan you can reset and start a new goal.

We Can Help

The team at Honor is friendly and always happy to provide a solution for your savings needs. Stop into a local member center or call them at 800.442.2800 to get started on your savings journey!

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